1. SyntraPoint Use Cases Consumer Empowerment Date

2. SyntraPoint (Consumer Empowerment)
Location
Intelligent
SyntraPoint (Consumer Empowerment)
Real-time Alerts
Real-time Controls
Cross Channel
Mobile Engagement
Self Service
Dynamic Incentives

3. SyntraPoint Usage Control & Alert
Card ON/OFF
Channel Controls
Travel Controls
Limit Controls
Recurring Transaction Controls
Alert
Real-time multi-channel transaction alert delivery
Via the appropriate digital channels, SMS, Push Messaging, In- App, Online, anywhere in the world
Benefits to Issuers
Revenue Up, Costs Down, Increased Customer Loyalty and Reduced Risk
Promote adoption of mobile digital channel strategies and customers acquisition
Customer self-service that is easy , intuitive thus minimize calls to Contact Centre
Risk mitigation and fraud loss reduction as ardholders build their own ‘fraud defence system’
New technology fills gaps in legacy fraud detection systems
A unified and common user experience with a single deployment

4. SyntraPoint Reference Customer Globe, Philippines – GogoNogo
What is GogoNogo
A simple, easy-to-navigate self-service security app that empower GCash Master Card holders the ability to actively control when to "turn on" and "turn off" their prepaid card (GCash MasterCard) for payments AND where and how their GCash MasterCard can be used to prevent the misuse of a lost or stolen card
In 2014, MasterCard licensed GXI to launch GCash Master Card
G-Xchange (GXI), a subsidiary of Mynt, is a wholly-owned financial services subsidiary of Globe Telecom that operates the telecom's flagship mobile commerce product GCash
What is GCash
GCash is a micro payment service of Globe Telecom. It transforms a mobile phone into a mobile wallet for safe, secure, and hassle-free mobile money transactions such as the purchase of prepaid load, bills payment, money remittance, donations, and online shopping.

5. SyntraPoint Reference Customer Globe, Philippines – GogoNogo /2
Step 1: Purchase GCash Master Card
The GCash Master Card can be purchased from any of the 35 selected Globe Stores nationwide and roving caravans or booths for only P150 = US$3.50
Step 2: Make sure you’re registered to GCash
Step 3: Activate by linking your GCash MasterCard to your Globe number
Dial *143#.
Choose GCash.
Activate Card > Enter 16-digit Card number.
Enter three (3)-digit CVC code found at the back of the card.
Enter card expiry date.
Don't forget to change your pin.

6. SyntraPoint Reference Customer Globe, Philippines – GogoNogo /3
Step 4: Transfer cash to your GCash wallet via:
GCash Outlets Cash-in at Globe Stores, Puregold, VIllarica or Tambunting Pawnshops, Rural Banks, etc. Bancnet ATM Transfer funds from your Bancnet ATM account to your GCash account. Mobile Phone With your smartphone, transfer cash from your bank account to your GCash account via the GCash App. Online Bank Transfer With your PC or tablet, transfer cash from your bank account to your GCash account via the GCash Online
Step 5: Swipe & Pay.
Visit your favorite store or establishment accepting MasterCard and pay your purchases by simply swiping your GCash MasterCard.

7. Use Case for Ez Bank Master Card Remittance & Usage Control
Business Challenges
To have Real-Time Transaction Alerts & Controls of the Receiver in using the Ez Bank Master Card as part of financial management
To address the unbanked population to receive remittance and be able to use it for purchases via the Ez Bank MasterCard over 40 million MasterCard merchant locations and ATMs worldwide

8. Use Case Apple Pay and Transaction Limit
Apply Pay Launched
American Express cards on April 19
POSB, OCBC Bank, United Overseas Bank (UOB) and Standard Chartered Bank on May 25 allowing credit and debit card  transactions
Transaction Limit to prevent the abuse of lost cards
UOB has already lifted the $100 transaction limit to follows the card limit instead
DBS raises $100 transaction limit to $200 and eventually to do away with limits entirely
SyntraPoint Empowers the Consumer
To Control their Transaction Limits

9. Use Case Online site charges $59.95 monthly for 'VIP'
She has an option to log in every month and check the box "Skip this month" if she did not want to her card charged for the month
The Case
Consumer bought a $20 pair of shoe from myglamorous.sg in December for $19.95 and turned into $240.00
What Happened
$59.95 was being charged monthly to her debit card for being the shop's "VIP“
The Outcome
Problem got solved only when her card expired in April ($59.95 x 4 = $240)
She did not get her money back but was told it could be used as credits to buy shoes
SyntraPoint Empowers the Consumer
To Receive their Transaction Alerts

10. Use Case Usage Control & Alert
Principal
Card Holder
Give away the Ez Bank MasterCard but retained control via SyntraPoint
Principal Card Holder retains control via SyntraPoint on Supplementary Ez Bank MasterCard
Supplementary
Card Holder

11. Use Case Domestic Remittance with Control & Alert
Sender applies for Ez Bank MasterCard and ask the bank to deliver to Receiver
Sender activates Ez Bank MasterCard
Sender transfers money to Ez Bank MasterCard
System sends SMS notification to Receiver
Receiver uses the Ez Bank Master Card for purchases
Sender retained control via SyntraPoint

12. Use Case - Oversea Remittance Current Mode of Operation
Remitting with Control + Alert Makes MoneySense
Imaging Driving with Ability to Negotiate Corner & Turns

13. Use Case Oversea Remittance - Usage Control & Alert
Setting #1
Control
Setting #2
Control
Setting #3
Ez Bank Indonesia introduces “Micro Saving Account” that links to Ez Bank MasterCard
Sender and/or Receiver opens Micro Saving Account
Ez Bank launches SyntraPoint APP
Sender installed the APP and control Ez Bank MasterCard
Sender remits money to Micro Saving Account
Sender transfers money to Ez Bank MasterCard
Receiver uses the Ez Bank Master Card for purchases
Sender retained control via SyntraPoint

14. Questions?
Q&A