1. Actual development, problems and their potential solutions in the transborder claims handling
Mariusz W. Wichtowski
Istanbul

2. Agenda General remarks Some historical aspects
Green Card System vs MID
Claims settlement
Potential risks
Aims for the future

3. Some statistics Members of the GC System 46 Multilateral Agreement 33
GC basis

5. Some statistics Population of Europe 715 million
No of vehilcles million
EU yearly died
EU yearly injured

6. Green Card Claims

7. Some statistics

8. Green Card Claims
over 1,7 billion Euro

9. Protection of visitors
No statistics

10. Partners in claims handling
Bureaux
Agents
Correspondents
Claims representatives
Compesation bodies
Guarantee funds

11. Integration and protection
Green Card System 1949
EU Directives

12. Objectives
Free flow of cross border traffic
Guarantee to victims

13. Forms of regulations
Domestic
Bilateral
Multilateral

14. Aim of regulations
Consumer protection

15. Who is consumer?
* Insured
* Victim

16. Are there any problems? Not sufficient shield on victims
Diferent level of protection
Luck of practical experience

17. Why protection
of both systems?

18. Why?
To protect consumers
To protect international
insurance markets

19. Correspondents Negative expirience No reaction vs insurers on time
due to commercial reasons
Not sufficient cooperation with insurers
Luck of trust
Luck of cooperation
with national bureaux

20. Claims representatives
Formal establishment
Narrow proxy
Luck of comunication with insurer
Passive behavior vs victims
Low expirience in foreign law

21. Indentified risks Economical world crisis Bancruptcies of insurers
Delay of paymants
Lack of trust
Luck of financial discipline
Fraud

22. Potencial solutions Tighten the financial discipline
Monitoring of financial stability
Introducin of financial criteria
Permament training
Fight against fraud

23. Fraud – new challenge? Is there any conection between
the activity of the Green Card System and fraud problems?
Should we together look for any solution?
Who is the final payer?

24. Aims for the future Equal rights for the road users
Real guaranties for victims
One aim different methods
Any common solution?

25. Thank you for your attention!