1. How Much Money Do I Need To Make?

2. Monthly Budget

3. Housing Apartment--$800.00 Small House--$1,000.00
Medium House--$1,300.00
Large House--$2,500.00
Extra Large House--$4,000.00

4. Utilities (Electricity, Water, Sewer, Trash, Telephone, Heat & A/C)
Small House/Apartment--$200.00
Medium House--$300.00
Large House--$450.00
Extra Large House--$700.00

5. Transportation Fixer-up Car--$100.00 Economy Car--$150.00
Medium Priced Car--$250.00
Nice Truck/SUV--$500.00
Sports Car--$

6. Gas for Automobile Small/Medium Car--$200.00
Large Car/Truck/SUV--$300.00
Extra Travel add an additional--$80.00
(long commute or trips out of town each weekend)

7. Automobile Insurance Fixer-up Car--$30.00 Economy Car--$75.00
Medium Car--$100.00
Nice Truck/SUV--$200.00
Sports Car--$200.00

8. Car Maintenance
Basic Upkeep--$50.00

9. Clothing One outfit a month--$80.00 Dress OK--$200.00
Dress nice--$300.00

10. Entertainment $100.00--Do not go out much
(rent a few movies & out to dinner at
a moderate restaurant only once a month.
$ Go out some
(go to the movies, out to dinner
a 2-3 times a month)
$ Travel some, one nice trip a year, and eat out on a regular basis

11. Children
$ For each child

12. Food Ramen Noodles, Bologna & Cheese, Peanut Butter & Jelly--$200.00
Normal food--$300.00
Eat out often--$400.00

13. Internet
Basic Dial Up--$20.00
High speed--$50.00

14. Cable Basic Cable--$60.00 (no specialty or movie channels)
Digital Cable--$100.00
(with movie, sports,
Specialty, & news channels)

15. Communications Cell phone/no internet, 450 minutes
& 200 text msgs--$45.00
Cell phone/unlimited minutes
& texting, limited internet--$90.00
Cell phone/unlimited minutes
& texting, unlimited internet--$150.00

16. Personal Hygiene Low maintenance--$75.00 Medium maintenance--$150.00
High maintenance--$300.00
Add additional $30.00 a month
to join a gym.

17. Health Insurance $200.00 per person. (This is for you,
your spouse and each
of your children.)

18. Emergency Money Limited preparation--$100.00
Somewhat prepared--$200.00
Well prepared--$300.00

19. Retirement Prepared a little--$100.00 Somewhat prepared--$200.00
Well prepared--$ to $500.00

20. Miscellaneous Low maintenance--$200.00 Medium maintenance--$400.00
High maintenance--$600.00