1. Current and Proposed ATM Activity
Woodgrove Bank, LLC
Current and Proposed ATM Activity

2. Overview More than 275 ATMs currently installed
ATM locations in Central City and five surrounding counties
Average 120 daily transactions per ATM
Revenues up 17% per year, on average

3. Most Common ATM Uses Withdraw cash >$100 Verify account balance
Transfer between accounts
Withdraw cash >$250
Deposit cash
Deposit personal checks
Deposit business receipts

4. Current Top 6 Locations Location Monthly Transaction Value
Monthly Fee Revenue
1. Woodbridge Mall
$1,700,000
$225,000
2. Park Shopping Center
$1,200,000
$198,000
3. Harris Lake Mall
$1,050,000
$164,000
4. Snyder Place
$934,000
$106,000
5. Stowe Shoppes
$859,000
$92,000
6. Founder’s Square
$802,000
$88,000

5. Proposed ATM Locations
Site Study Complete
Nearest Competing ATM
Springdale Cineplex
Yes
More than 2 miles
Glen Avenue BIG Foods No
Three blocks
Findlay Market Square
One block
Center City Arena
Williams State College
Half a mile

6. Team Leaders Division States Name Northern Michigan Wisconsin Nebraska
North Dakota
Wesley kirk
Eastern
New York
Connecticut
Rhode Island
Vermont
Maine
New Hampshire
New Jersey
Claude Simpson
Mary Bailey
Western
California
Arizona
New Mexico
Greg Ballantine

7. ATM Cost Analysis Woodgrove Bank Cost Analysis Model Installation
Maintenance
Lease
Revenue
Net Cost
501
$ ,000
$ ,000
$ 3,000
$450,000
$407,000
601
$ ,000
$ ,100
$ 4,200
$613,000
$560,700
701
$ ,000
$ ,000
$ 5,400
$765,000
$703,600
801
$ ,000
$ ,500
$ 7,200
$986,000
$914,300
901
$ ,000
$ ,000
$ 12,000
$170,000
$ 87,000