1. National Conference on Agriculture for
Kharif 2017 campaign on 25 & 26 th April, 2017 at
Vigyan Bhawan, New Delhi
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Department of Agriculture, Cooperation & Farmers Welfare,
Ministry of Agriculture & Farmers Welfare,
Govt. of India

2. ONGOING CROP INSURANCE SCHEMES
Aiming to provide better services to farmers, following schemes are being implemented from Kharif 2016 :-
a) Yield index scheme of Pradhan Mantri Fasal Bima Yojana
(PMFBY) has been introduced replacing NAIS & MNAIS.
b) Weather index scheme of RWBCIS is continued with change in premium structure & criteria of area allocation - same as PMFBY.
c) Pilot Unified Package Insurance Scheme (UPIS)
d) CPIS continues as under NCIP

3. IMPLEMENTATION-PERFORMANCE
Period
Seasons
Farmers
Insured
(lakh)
Area Insured
(lakh ha)
Farmer premium
(Rs crore)
Gross Premium
Admissible Claims
Benefitted
Pre-year
(NAIS+MNA
IS+WBCIS)
Kharif ‘ 15
309
339
2616
3629
17365
208
Rabi ‘
176
184
1333
1995
3646 79
Total
485
523
3949
5624
21011
287
Post-year
(PMFBY+
RWBCIS)
Kharif ‘ 16
401
393
2973
16882
6809 52
Rabi ‘ 16-17
172
196
1320
5086 NA
573
589
4293
21968
% Growth over
pre-year
Kharif
29.77
15.93
13.65
365.20
-60.79
-75.00
Rabi
-0.02
6.52
-9.75
154.94
18.14
12.62
8.71
290.61
Rs / ha
755
3843
7616 Kf
67% of insured
729
3730
13361 Kf
13% of insured

4. INSURED AREA OF TOP 10 STATES
Sl. No.
& Rank
States
(Kharif & Rabi)
State Area Insured
(in lakh ha)
% to National
area Insured
of 589 lakh ha 1
Madhya Pradesh
131
22.24 2
Rajasthan
103
17.49 3
Maharashtra 71
12.05 4
Uttar Pradesh 66
11.21 5
Karnataka 30
5.10 6
Gujarat 28
4.75 7
Bihar 25
4.24 8
Chhattisgarh 20
3.40 9
Andhra Pradesh 10
West Bengal
Total:

5. CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY
Formation of clusters – improper risk mixing of different agro climatic districts/zones by States
Delay in issue of notification
Additional clauses imposed by States
Issues related to conduct of CCEs using Smart Phone App and timely submission of CCE data to insurance companies.
Delays in entry of notification details on National Insurance Portal and non mapping of villages with census code.

6. CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY
Contd..
Duration of allocation of work to ICs.
Implementation of PMFBY strictly according to provisions envisaged in OGs of PMFBY.
Providing premium share and relevant data including yield data untimely by States/UTs.
Publicity & awareness campaigns through electronic and print media etc.
Non-start up of use of RST / Satellite Imageries in supplementing estimation of yield through CCEs.

7. CHALLENGES EXPERIENCED IN IMPLEMENTATION OF PMFBY
Contd..
11. Availability of adequate manpower of ICs in allocated districts and for co-observing CCEs and survey related to localised calamities.
12. Dispute between States and Insurance Companies over area discrepancy and application of ACF.
13. Lack of initiative for implementation of UPIS
14. Lacking in adhering of prescribed cut-off dates leading to delays & disputes.
15. High PLR fixing by re-insurers and substantial loading premium for commissions resulting high premium rates of ICs.

8. TARGET OF CROP INSURANCE FOR 2017-18
Coverage of crop insurance is targeted to be increased during to 40% farmers / their cropped area in This may be achieved through following interventions: i. Strict compliance to compulsory coverage of loanee farmers. ii. Focus on bringing maximum number of non-loanee farmers under crop insurance. iii. Wide publicity & awareness campaigning of crop insurance benefits among farmers. iv. Intensive engagement of Banks in implementation of the scheme. v. Integration of Automatic Weather Stations (AWS) of all agencies and setting up additional AWS in PPP Mode to boost up farmer trust.

9. THANK YOU