1. CancerCare Plus SERIES 5
Family Heritage
CancerCare Plus SERIES 5

2. Variations This product may contain state specific variations
Please consult your state-specific product brochure to verify the terms, conditions and coverage of this plan in your state

3. ROP – CancerCare Plus SERIES 5
No maximum age for ROP
Single ROP period
100% of premiums are refunded after 20 years, less any claims paid
100% of premiums are refunded if you die (and your spouse dies if this is a Family or Couple policy) before your policy has been in force for 20 years
After your return, your protection continues

4. CVL (55 & under) – SERIES 5
Cash Value begins building after 5 years in the plan
Cash Value is paid after 25 years, or at age 65, whichever comes first
When you reach your Cash Value maturity date, the First Occurrence Internal Cancer Benefit immediately triples

5. CVL (56 & over) – SERIES 5
Survivor Benefit returns your premium, minus claims, if you (and your spouse if Couples or Family coverage) die while the policy is in force
On your 10 year policy anniversary date the First Occurrence Internal Cancer Benefit immediately triples

6. CancerCare Plus Series 5 Overview
Plan pays benefits to the insured for the treatment of cancer
Diagnosis lump sum benefit
Hospitalization benefit
Ambulance
Wellness
Surgery
Second surgical opinion
Reconstructive breast surgery
Bone marrow benefits
Chemotherapy and Radiation therapy
Special treatments
Hospice care
Optional rider is also available for services incurred in an ICU
Benefits and product series available will vary by state

7. First-Occurrence Benefits
Paid one time per insured upon a confirmed diagnosis of internal cancer
Breast and prostate cancer benefits are in addition to the internal cancer benefit
Skin cancer benefit is in lieu of internal cancer benefit
Elite
Preferred
Standard
Internal
$3,000
$2,000
$1,000
Breast Cancer
$1,500
$500
Prostate Cancer
Skin Cancer
$900
$600
$300

8. Inpatient Benefits
Benefit paid for each day of hospitalization for covered cancer treatment with no lifetime limits
Charges for each ambulance trip (includes air transport)
Payable for two one-way trips per hospitalization with no lifetime limit
Elite
Preferred
Standard
$450
$300
$150
Elite
Preferred
Standard
$600
$400
$200

9. Protection Benefits
Benefits paid up to the maximum for covered testing per calendar year including Mammography, Colonoscopy and Breast Ultrasound
No lifetime limits except HPV and Tobacco Cessation
Based on schedule listed in policy
See brochure for complete list of covered tests
Elite
Preferred
Standard
$75-$150
$50-$100
$25-$50

10. Inpatient or Outpatient Benefits
Elite
Preferred
Standard
Surgery & Anesthesia
(based on schedule)
$300-$15,000
$200-$10,000
$100-$5,000
Second Surgical Opinion (up to)
$600
$400
$200
Reconstructive Breast Surgery (2 per lifetime)
$750
$500
$250
Prosthesis (up to lifetime max of)
$3,000
$2,000
$1,000

11. Bone Marrow Benefits One time payment per insured, per benefit
Donation benefit does not require donation to another insured
Elite
Preferred
Standard
Transplant
$15,000
$10,000
$5,000
Insured Donor
$3,000
$2,000
$1,000

12. Radiation and Chemotherapy Benefits
Benefit paid for each day of radiation or chemotherapy delivered in a medical facility
No lifetime limits
Radiation planning (benefit is per day)
Lifetime max applies per insured
Elite
Preferred
Standard
$300
$200
$100
Elite
Preferred
Standard
Benefit
$300
$200
$100
Lifetime Max
$900
$600

13. Self-Administered Chemotherapy
Benefit paid for prescriptions for self-administered chemotherapy
Benefits are per week
Payable in any week that the Radiation and Chemotherapy benefit is not paid
Lifetime max applies per insured
Elite
Preferred
Standard
Benefit
$240
$160
$80
Lifetime Max
$30,000
$20,000
$10,000

14. Other Benefits
Anti-nausea benefit payable while receiving radiation or chemotherapy
Benefits are per person, per calendar year
No lifetime max
Elite
Preferred
Standard
$750
$500
$250

15. Other Benefits Daily hospice care benefit
Lifetime maximums apply per person
Special treatment benefit paid for FDA approved treatments such as Hormone Therapy and Immunotherapy
See brochure for full list
Elite
Preferred
Standard
Benefit
$150
$100
$50
Lifetime Max
$27,000
$18,000
$9,000
Elite
Preferred
Standard
Lifetime Max
$1,500
$1,000
$500

16. Click to edit Master title style
Optional Intensive Care Unit Rider
Click to edit Master title style

17. Variations This product may contain state specific variations
Please consult your state-specific product brochure to verify the terms, conditions and coverage of this plan in your state

18. Benefits and product series available will vary by state
Optional ICU Rider
For each day of a covered hospitalization in an intensive care unit for any reason (not limited to cancer)
30 day maximum per hospitalization
No lifetime max
See brochure for definitions
Elite
Preferred
Standard
Primary/Spouse
$900
$600
$300
Covered child
$450
$150
Benefits and product series available will vary by state

19. Optional ICU Rider
Step down unit benefit paid for each day of hospitalization in intermediate care unit of ICU
Daily benefit is 50% of ICU benefit for all insureds
5 days maximum per hospitalization
No lifetime max
Vehicular accident benefit paid in addition for each day of ICU hospitalization
Same benefit as regular ICU benefit
30 days per accident
Benefit not payable for step down unit confinement
No lifetime maximum

20. Optional ICU Rider
Ambulance benefit paid for transportation to ICU or Step Down Unit with no lifetime maximum
Accidental death benefit paid for injuries resulting in death within 180 days of the accident
Elite
Preferred
Standard
Ground (up to)
$600
$400
$200
Air (up to)
$1,500
$1,000
$500
Elite
Preferred
Standard
Primary/Spouse
$15,000
$10,000
$5,000
Covered child
$7,500
$2,500

21. Transportation Benefits
The transportation benefits will pay for the confined insured and one family member when facility is more than 80 miles from home
No lifetime max
For a confined child, the plan will pay an additional transportation benefit for both parents
*Mileage will only be paid to the confined or family member, not both
Elite
Preferred
Standard
Plane, train or bus (round trip)
$2,250
$1,500
$750
*Personal auto per mile
.60
.40
.20

22. Lodging Benefit
For immediate family member requiring lodging while insured is hospital confined
Must be more than 80 miles from insured’s home
Benefits are per day up to 60 days
No lifetime maximum
Elite
Preferred
Standard
$75
$50
$25