1. Innovation vs. Regulation
Gregor Pilgram
CFO Generali CEE Holding
September 2017

2. Insurtech:
… 2,7 b$ investments 2015 from 140 m$ 2011

4. Medium.com: The 15 most innovative companies in insurance

5. Medium.com: The 15 most innovative companies in insurance

6. Medium.com: The 15 most innovative companies in insurance

7. Medium.com: The 15 most innovative companies in insurance

8. Medium.com: The 15 most innovative companies in insurance

9. Medium.com: The 15 most innovative companies in insurance

10. Medium.com: The 15 most innovative companies in insurance

11. Fields of innovation management in insurance companies:
MULTY CHANNEL CAPABILITY
TELEMATICS
AI, ROBOTICS, CHATBOTS
BIG DATA
GEOLOCALIZATION, DRONES, SATELITES
PERSONALIZED PRICING
INSURANCE ON DEMAND
BLOCKCHAIN
CUSTOMER EXPIRIENCE

12. MOTOR INSURANCE ROBOTICS & AI
Fields of innovation management in insurance companies:
MOTOR INSURANCE
ROBOTICS & AI

13. MAJOR CHALLENGES IN INSURANCE INNOVATION
1. RESISTANCE TO NEW IDEAS
2. NO URGENCY
3. LEGACY CORE SYSTEMS
4. REGULATIONS

14. MULTY CHANNEL CAPABILITY
Innovation vs. Regulation (?):
Non-disruptive (internal) Innovation
Regulation
External Markets
MULTY CHANNEL CAPABILITY
TELEMATICS
IDD
PRIIPS
LABOUR MARKET
BIG DATA
BLOCKCHAIN
IFRS 4
GDPR
GENERATION CHANGE
INSURANCE ON DEMAND
AI, ROBOTICS, CHATBOTS
FINANCIAL MARKETS
Disruptive Innovation
P2P
SHARING ECONOMY
PERSONALIZED PRICING
CUSTOMER EXPIRIENCE

17. Innovation vs. Regulation
Gregor Pilgram
CFO Generali CEE Holding
September 2017