1. Coefficient = solvency capital* in proportion to solvency limit
Solvency capital* as a share of technical reserves (solvency ratio) in Pension insurance companies
Coefficient = solvency capital* in proportion to solvency limit
In 2008 the adjustment of liabilities was reduced, and part of the PAYG buffer was shifted to the solvency capital of the funded part. The amendments were based on a temporary law passed in order to reduce the effects of the disorder in the international financial market. The temporary law is valid until the end of 2012.
* Until 31 December 2012, solvency margin
Source: Tela/FIN-FSA

2. Company funds and industry-wide funds
Coefficient = solvency capital* in proportion to solvency limit
In 2008 the adjustment of liabilities was reduced, and part of the PAYG buffer was shifted to the solvency capital of the funded part. The amendments were based on a temporary law passed in order to reduce the effects of the disorder in the international financial market. The temporary law is valid until the end of 2012.
* Until 31 December 2012, solvency margin
Source: Tela/FIN-FSA