1. THE RETIREMENT PLAN EXCHANGE®
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THE RETIREMENT PLAN EXCHANGE®
Multiple employer plans, also known as MEPs, are an effective way for many businesses to provide retirement coverage. However, they have specific rules requiring a relationship among the companies using them.
We felt every employer should be able to benefit from lower fees and outsourced responsibility. That’s why we developed the Retirement Plan Exchange®. Today I’ll give you an overview of the Exchange and offer some powerful talking points for when you engage your prospects.

2. THE RETIREMENT PLAN EXCHANGE® DEFINED
The private sector solution for retirement coverage (Startups to $10MM+).
Collection of single employer plans (SEPs) with individual 5500s in common investment funding vehicle (GAC).
Administrative and fiduciary outsourcing
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Third party administrator (payroll aggregator, testing, documents).
3(16), 3(21), 3(38) & Fiduciary Audit.
Flexible plan services
Similar to MEP or collective trust.
One investment menu.
Retirement readiness: Auto enroll and/or safe harbor default options.
Drive costs lower by asset pooling.
Here’s a look at how the Exchange works.
It’s a private sector solution for retirement coverage for startups to $10 million-plus.
The Exchange is a collection of single employer plans with individual 5500s in a common investment funding vehicle (Group annuity contract)
It provides administrative and fiduciary outsourcing
Third party administrator (payroll aggregator, testing, documents)
3(16), 3(21), 3(38) & Fiduciary Audit
It offers flexible plan services
Similar to MEP or collective trust
One investment menu
Retirement readiness: Auto enroll and/or safe harbor default options
Drive costs lower by asset pooling

3. ADVANTAGES THE RETIREMENT PLAN EXCHANGE® OFFERS EMPLOYERS:
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Simplified remittance and investment of payroll contributions.
TPA is single point of contact for employers.
3(16) fiduciary signs Form 5500 on behalf of employer, approves/denies loans and distributions, and distributes required communications.
Discounted audits for employers who require it.
The Retirement Plan Exchange offers many advantages for small businesses seeking to offer a retirement plan for their employees.
The Exchange simplifies remittance and investment of payroll contributions.
The third party administrator is the single point of contact for employers.
A 3(16) fiduciary signs Form 5500 on behalf of employer … approves or denies loans and distributions … and distributes required communications.
The Exchange provides discounted audits for employers who require the service.

4. RETIREMENT PLAN EXCHANGE® THROUGH TAG RESOURCES
-3(16) Plan Administrator
-Third party administrator
-Non-investment 3(21)
Signs 5500, approves/denies distributions and loans, remits contributions, runs compliance testing, document maintenance, provides audit support, prepares marketing materials, hosts microsite.
MERCER INVESTMENTS
-3(38) investment manager
Selects and monitors investment lineup, provides quarterly investment report.
RECORDKEEPER
-Transamerica
Provides investment platform, website, phone support, recordkeeping platform, and education meetings.
AUDITOR
-Coulter & Justus
Prepares annual audit of each adopter’s plan (if required).
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The Retirement Plan Exchange is administered by TAG Resources. Among other things, TAG will sign form 5500 … approve or deny distributions and loans … remit contributions … run compliance testing … provide audit support … and prepare marketing materials.
Mercer Investments acts as the 3(38) fiduciary for investments. Mercer will select and monitor the investment lineup and provide quarterly investment reports.
Transamerica is the recordkeeper for the plan. We will provide the investment platform … the plan website … phone support … the recordkeeping platform … and educational meetings.
The auditor is Coulter and Justus. They will prepare an annual audit of each adopter’s plan (if required).

5. Participating Employer The Retirement Plan Exchange
SERVICE PROVIDERS
UMBRELLA FIDELITY BOND
INVESTMENT MANAGER 3(38)
Mercer
RECORDKEEPER
Transamerica
LAW FIRM
Robert J. Toth Associates
Participating Employer
NAMED NON-INVESTMENT FIDUCIARY 3(21)
TAG Resources
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The Retirement Plan Exchange
AUDITOR Coulter & Justus
THIRD PARTY ADMINISTRATOR TAG Resources
PLAN ADMINISTRATOR 3(16) TAG Resources
Here’s what the partnership and responsibilities look like from a visual perspective. [Give audience five or six seconds to review]

6. QUESTIONS USER TO ADJUST BOX LENGTH 6 Thanks for listening!
I’m happy to answer any questions you may have. 6

7. USER TO ADJUST BOX LENGTH
THANK YOU!

8. DISCLOSURES
This material was prepared for general distribution. It is being provided for informational purposes only and should not be viewed as an investment recommendation. If you need advice regarding your particular investment needs, contact your financial professional.
Transamerica Retirement Solutions is not affiliated with TAG Resources, Mercer, Coulter & Justus, or Robert J. Toth Associates.
23831_TREPADW0417 © 2017 Transamerica Retirement Solutions, LLC