1. Star Union Dai-ichi Life Insurance Co. Ltd.
ULIP Investment Details
As at October 31st, 2010

2. NAV as at October 31st , 2010 Scheme NAV (in Rs.) 21.57
@Individual Equity
21.57
- Growth
19.00
- Balanced
14.11
- Bond
10.95
Equity
18.07
16.00
13.31
10.94
@ For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara Products
For Dhruv Tara Products

3. NAV as at October 31st, 2010 Scheme NAV (in Rs.)
$Individual Apex Equity
11.71
- Growth
11.33
- Balanced
11.15
- Bond
10.42
$$Pension Apex Equity
11.62
11.23
10.97
$ For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3,
Dhan Suraksha Premium 3 Products.
$$ For New Dhruv Tara Products

4. Fund Performance as at October 31st , 2010
S No
Scheme
NAV
NAV RETURNS (%)
(in Rs.)
YTD ( from Apr 01, 10)
12 M
Since Inception (Feb.10, 2009) 1
Individual Life - Equity
21.57
14.97%
24.27%
115.66% 2
Individual Life - Growth
19.00
12.04%
20.16%
89.97% 3
Individual Life - Balanced
14.11
6.68%
12.15%
41.13% 4
Individual Life – Bond
10.95
3.09%
6.20%
9.54% 5
Individual Pension -
18.07
14.52%
24.03%
80.67% 6
Individual Pension -
16.00
10.87%
18.27%
59.99% 7
Individual Pension -
13.31
6.66%
11.62%
33.09% 8
Individual Pension -
10.94
3.60%
6.57%
9.36%
@ inception date is March 31, 2009

5. Fund Performance as at October 31st , 2010
S No
Scheme
NAV
NAV RETURNS (%)
(in Rs.)
YTD ( from Apr 01, 10)
12 M
Since Inception (Jan.21, 2010)) 9
Individual Apex - Equity
11.71
16.78% NA
17.74% 10
Individual Apex - Growth
11.33
13.37%
13.92% 11
Individual Apex - Balanced
11.15
10.59%
11.81% 12
Individual Apex - Bond
10.42
3.48%
4.16% 13
Individual Pension Apex - Equity
11.62
15.96%
16.86% 14
Individual Pension Apex - Growth
11.23
12.26%
12.95% 15
Individual Pension Apex - Balanced
10.97
9.44%
10.30% 16
Individual Pension Apex - Bond
3.42%
4.23%

6. Asset Allocation Individual - Equity Pension - Equity Asset Category
Range
Actual
Equity
80% - 100%
97%
Money Market/Cash
0% - 20% 3%
Asset Category
Range
Actual
Equity
80% - 100%
98%
Money Market/Cash
0% - 20% 2%
Individual - Growth
Pension - Growth
Asset Category
Range
Actual
Equity
40% - 100%
71%
Debt/MM/Cash
0% - 60%
29%
Asset Category
Range
Actual
Equity
40% - 100%
70%
Debt/MM/Cash
0% - 60%
30%
Individual - Balanced
Pension- Balanced
Asset Category
Range
Actual
Equity
0% - 60%
30%
Debt/MM/Cash
40% - 100%
70%
Asset Category
Range
Actual
Equity
0% - 60%
29%
Debt/MM/Cash
40% - 100%
71%
Individual - Bond
Pension- Bond
Asset Category
Range
Actual
Debt
80% - 100%
98%
Money Market/Cash
0% - 20% 2%
Asset Category
Range
Actual
Debt
80% - 100%
98%
Money Market/Cash
0% - 20% 2%

7. Asset Allocation Individual Apex- Equity Pension Apex- Equity
Asset Category
Range
Actual
Equity
80% - 100%
94%
Money Market/Cash
0% - 20% 6%
Asset Category
Range
Actual
Equity
80% - 100%
99%
Money Market/Cash
0% - 20% 1%
Individual Apex - Growth
Pension Apex- Growth
Asset Category
Range
Actual
Equity
55% - 85%
74%
Debt/MM/Cash
15% - 45%
26%
Asset Category
Range
Actual
Equity
55% - 85%
75%
Debt/MM/Cash
15% - 45%
25%
Individual Apex- Balanced
Pension Apex- Balanced
Asset Category
Range
Actual
Equity
35% - 65%
47%
Debt/MM/Cash
53%
Asset Category
Range
Actual
Equity
35% - 65%
49%
Debt/MM/Cash
51%
Individual Apex - Bond
Pension Apex- Bond
Asset Category
Range
Actual
Debt
80% - 100%
91%
Money Market/Cash
0% - 20% 9%
Asset Category
Range
Actual
Debt
80% - 100%
100%
Money Market/Cash
0% - 20% 0%

8. PORTFOLIO DETAILS Individual – Equity --- Top 5 Holdings
Individual – Equity --- Top 5 Sectors
Company
% age to NAV
Reliance Industries Ltd
6.08
Larsen & Toubro Limited
5.36
State Bank of India
5.09
ITC Ltd.
4.90
ICICI Bank Ltd
4.29
Sectors
% age to NAV
Banking Services
13.12
Drugs & pharmaceuticals
12.48
Computer software
8.31
Refinery
7.61
Industrial Construction
6.06
Individual – Growth --- Top 5 Holdings
Individual – Growth--- Top 5 Sectors
Company
% age to NAV
Reliance Industries Ltd
6.37
Larsen & Toubro Limited
4.73
HDFC Ltd.
4.53
ITC Ltd.
4.51
Ranbaxy Laboratories Ltd
3.20
Sectors
% age to NAV
Drugs & pharmaceuticals
9.3
Refinery
9.27
Computer software
8.8
Banking Services
8.51
Infrastructure finance services
5.54

9. PORTFOLIO DETAILS Ind. Apex – Equity --- Top 5 Holdings
Ind. Apex– Equity --- Top 5 Sectors
Company
% age to NAV
Larsen & Toubro Limited
4.84
ITC Ltd.
4.83
Reliance Industries Ltd
4.54
Infosys Technologies Ltd.
3.79
GAIL (India) Limited
3.54
Sectors
% age to NAV
Banking Services
12.02
Computer software
8.86
Drugs & pharmaceuticals
8.74
Refinery
6.49
Industrial Construction
5.79
Ind. Apex– Growth --- Top 5 Holdings
Ind. Apex– Growth--- Top 5 Sectors
Company
% age to NAV
Larsen & Toubro Limited
4.91
Reliance Industries Ltd
4.83
ITC Ltd.
3.59
Infosys Technologies Ltd.
3.58
GAIL (India) Limited
3.25
Sectors
% age to NAV
Banking Services
10.31
Computer software
7.96
Drugs & pharmaceuticals
7.29
Refinery
6.67
Infrastructure finance services
6.3

10. PORTFOLIO DETAILS Pension – Equity --- Top 5 Holdings
Pension – Equity --- Top 5 Sectors
Company
% age to NAV
Reliance Industries Ltd
5.82
Larsen & Toubro Limited
5.40
State Bank of India
5.18
ITC Ltd.
4.26
Dr. Reddy's Laboratories Ltd.
3.85
Sectors
% age to NAV
Banking Services
12.17
Drugs & pharmaceuticals
10.79
Computer software
8.75
Refinery
7.6
Industrial Construction
6.11
Pension – Growth --- Top 5 Holdings
Pension – Growth --- Top 5 Sectors
Company
% age to NAV
Reliance Industries Ltd
5.81
HDFC Ltd.
5.41
Power Grid Corporation
4.57
ITC Ltd.
3.89
Larsen & Toubro Limited
3.34
Sectors
% age to NAV
Refinery
9.97
Computer software
9.93
Banking Services
8.32
Drugs & pharmaceuticals
8.26
Housing Finance Services
5.59

11. PORTFOLIO DETAILS Pension Apex – Equity --- Top 5 Holdings
Pension Apex – Equity --- Top 5 Sectors
Company
% age to NAV
Reliance Industries Ltd
5.16
Larsen & Toubro Limited
5.02
Tata Consultancy Services
3.89
State Bank of India
3.71
ITC Ltd.
3.62
Sectors
% age to NAV
Banking Services
13.18
Drugs & pharmaceuticals
11.19
Computer software
9.54
Refinery
7.23
Industrial Construction
5.82
Pension Apex – Growth --- Top 5 Holdings
Pension Apex – Growth --- Top 5 Sectors
Company
% age to NAV
Larsen & Toubro Limited
5.30
Reliance Industries Ltd
4.98
HDFC Ltd.
4.62
Power Finance Corporation
3.89
ITC Ltd.
3.13
Sectors
% age to NAV
Banking Services
10.76
Computer software
8.43
Drugs & pharmaceuticals
8.33
Infrastructure finance services
6.84
Refinery
6.82

12. PORTFOLIO DETAILS Individual – Balanced --- Top 5 Holdings
Individual – Balanced --- Top 5 Sectors
Company
% age to NAV
HDFC Ltd.
7.58
Larsen & Toubro Limited
6.26
Reliance Capital Limited
4.90
Steel Authority of India Ltd.
4.27
Reliance Industries Ltd
4.03
Sectors
% age to NAV
Housing Finance Services
10.19
Infrastructure finance services
10.02
Refinery
7.87
Computer software
7.13
Industrial Construction
6.58
Individual – Bond --- Top 5 Holdings
Individual – Bond --- Top 5 Sectors
Company
% age to NAV
Reliance Gas Tran Infra Limited
6.58
IRFC Ltd.
5.94
ACC Limited
5.72
Aditya Birla Nuvo Limited
4.79
Reliance Capital Limited
4.65
Sectors
% age to NAV
Infrastructure finance services
14.98
LNG storage & distribution
6.58
Housing Finance Services
6.14
Cement
5.72
Refinery
4.85

13. PORTFOLIO DETAILS Ind. Apex– Balanced --- Top 5 Holdings
Ind. Apex – Balanced --- Top 5 Sectors
Company
% age to NAV
Larsen & Toubro Limited
6.79
Power Finance Corporation
5.86
HDFC Ltd.
3.78
Aditya Birla Nuvo Limited
3.43
Reliance Industries Ltd
3.02
Sectors
% age to NAV
Infrastructure finance services
12.83
Computer software
7.98
Refinery
7.09
Industrial Construction
6.79
Banking Services
6.44
Ind. Apex – Bond --- Top 5 Holdings
Ind. Apex – Bond --- Top 5 Sectors
Company
% age to NAV
Power Finance Corporation
7.97
IDFC
7.77
Larsen & Toubro Limited
5.40
Aditya Birla Nuvo Limited
4.48
HPCL
3.74
Sectors
% age to NAV
Infrastructure finance services
20.19
Refinery
5.92
Industrial Construction
5.4
Diversified
4.48
Housing Finance Services
4.35

14. PORTFOLIO DETAILS Pension – Balanced --- Top 5 Holdings
Pension – Balanced --- Top 5 Sectors
Company
% age to NAV
Reliance Capital Limited
6.32
Indian Oil Corporation Ltd
6.14
Aditya Birla Nuvo Limited
6.13
Power Grid Corporation
5.47
Reliance Industries Ltd
5.23
Sectors
% age to NAV
Refinery
11.37
Computer software
9.47
Housing Finance Services
8.12
Infrastructure finance services
7.1
Other Financial Services
6.32
Pension – Bond --- Top 5 Holdings
Pension – Bond --- Top 5 Sectors
Company
% age to NAV
Indian Oil Corporation Ltd
8.05
Reliance Gas Tran Infra Limited
7.43
Reliance Capital Limited
6.87
Larsen & Toubro Limited
6.78
Aditya Birla Nuvo Limited
6.41
Sectors
% age to NAV
Infrastructure finance services
12.06
Refinery
8.65
Steel
8.45
LNG storage & distribution
7.43
Housing Finance Services
7.34

15. PORTFOLIO DETAILS Pension Apex – Balanced --- Top 5 Holdings
Pension Apex– Balanced --- Top 5 Sectors
Company
% age to NAV
Larsen & Toubro Limited
8.65
LIC Housing Finance Ltd
4.95
Power Finance Corporation
4.37
HPCL
3.94
Reliance Industries Ltd
3.93
Sectors
% age to NAV
Refinery
9.64
Infrastructure finance services
8.82
Industrial Construction
8.65
Housing Finance Services
8.18
Banking Services
7.56
Pension Apex– Bond --- Top 5 Holdings
Pension Apex – Bond --- Top 5 Sectors
Company
% age to NAV
Power Finance Corporation
9.14
Larsen & Toubro Limited
7.18
IDFC
6.95
HDFC Ltd.
6.69
HPCL
3.63
Sectors
% age to NAV
Infrastructure finance services
21.15
Housing Finance Services
7.57
Industrial Construction
7.18
Refinery
6.55
LNG storage & distribution
3.21

16. Risk Factors
This document has been prepared for the purpose of providing general information only.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to various risk factors.
Customers should take into account their personal investment objectives, risk appetite and other aspects of their financial situation before making an investment decision.
Unit linked policies are subject to market risks associated with capital markets and NAVs of units may go up or down based on the performance of fund and factors influencing the capital market and the customers have to consider this aspect while taking any decision.
SUD Life shall not be responsible for any losses caused or any claims that arise due to investments made based on this document.
Customers are advised to note that the details are based on past performance and is not indicative of its future prospects or returns.
All efforts have been made to ensure accuracy of the contents of this document, however , SUD Life shall not be held responsible for any errors or omissions.