1. A year in community investing across the U.S.
The Community Capital 500
A year in community investing across the U.S.

2. Community investing is happening.
with research support by Charles Adams
What does Community Capital look like in practice? Often hard to find. We’ve had a unique view. For the past year we have beta tested a platform called investibule that aggregates community-based investment offerings that are open to all investors. Our mission is to make it easy for people to discover investment opportunities in their communities, whether place or broader affinity group.
What we learned from 500 campaigns that have been featured on investibule.

3. Community Capital: Many Types and Legal Flavors
Regulation Crowdfunding
Intrastate Offerings
Regulation A
Interest-free Loans
Revenue share
Pre-Pay
Direct Public Offerings
Rewards
Pre-Pay
Loans
Equity
We take a broad view… across regulations, funding types & platforms. Only recently were able to start featuring intrastate offerings bc of the law changes, so they are under-represented in the data.

4. It’s happening on about 30 different platforms.

5. It’s more than just tech.$$
It’s more than just tech.
Food & Bev has the most action.
Many small-scale businesses find funding.
Size of Circles: Number of Business in investibule sample
Clothing
Retail
Art & Crafts

6. Even Jetpacks ...

7. Community Capital is all over the map.

8. Scrap Connection Muscle Shoals, AL $788,000 from 1000+ investors

9. Hawaii Cider Company Captain Cook, HI $503,063 from 401 investors

10. Loans Funding happens! Equity Pre-Pay Rewards
12%
Equity
still time to go
19%
fell short
funded!
Pre-Pay
$52.4M total
$161K avg per campaign
72,442 investors avg
68%
Rewards
Many investors, small checks

11. Look who’s successful funded! funded! funded! fell short
still time to go
fell short
funded!
funded!
funded!
All Businesses 501
Women-owned identified
Minority-owned 61 identified
Women & minorities still underrepresented, but outperforming. Reversal of VC bias
If we want to change who gets funded, we need to change who does the funding.

12. Spotlight Girls Oakland, CA

13. Century Partners Real Estate in Detroit, MI
[ minority owner example ]

14. Native American Natural Foods
Tanka bars
Pine Ridge Reservation South Dakota

15. The future of community investing?
From 500 to 10,000?
Half of our portfolios and retirement savings in the economy’s bottom half?
Institutional investors pledge to co-invest with wisdom of the crowd?
People = Investors ! How to raise awareness?