1. Using the Web to Manage Your Account
Prepare for retirement …
wisely
Using the Web to Manage Your Account
I’d like to spend the next 20 minutes talking about the SoonerSave website and how you can manage your account with this tool.
What you can change: Nothing

2. Agenda for Today SoonerSave Educational Resources
Log into
A Look at Your Home Page
View Your Asset Allocation
Check Your Rate of Return
Change Account Features
Transfer Funds1
Redirect Future Contributions
Change Your Deferral
Review Your Investment Options
The SoonerSave website is an important component of the services you have available to you as a Plan participant. Today, we’re going to go through the items on this slide to help you feel more comfortable when navigating the website. And as we go through these items, we’ll also give you instruction on how to make transactions related to your account.
What you can change: Nothing
1 Access to the website may be limited or unavailable during periods of peak demand, market volatility, systems upgrades/maintenance or other reasons. Transfer requests made via the website received on business days prior to close of the New York Stock Exchange (4:00 p.m. Eastern Time or earlier on some holidays or other special circumstances) will be initiated at the close of business the same day the request was received. The actual effective date of your transaction may vary depending on the investment option selected.

3. SoonerSave Home Page
The SoonerSave website provides a wealth of information about the Plan and the investment options available to you. From the home page at with no login required, you can find educational resources to help you better plan for a a successful retirement.
First let’s explore the Investment Education tab.
What you can change: Nothing

4. Investment Education
From the Investment Education tab, you can find educational information about mutual funds, asset classes, managing risk and asset allocation.
What you can change: Nothing

5. Investment Education Next, let’s explore the Fund Options Tab.
What you can change: Nothing

6. Fund Options
From the Fund Options tab, you can find information about all of the funds available to you. You can also view the Investment Options At A Glance, which details the performance and fees of each fund.
What you can change: Nothing

7. Education Now let’s look at the Education tab.
What you can change: Nothing

8. Education
This education tab is a great resource for information about the plan and investing in general. Here you can find tax credit information, the plan features and highlights, information about asset allocation and distribution options, quarterly newsletters, a glossary, and a link to e-learning seminars.
What you can change: Nothing

9. Log into the Website
After you’ve explored the educational resources available to you on the website, you’ll want to log in to review your account and learn more about the Plan. If it is your first time logging in, you will enter your Social Security number in the Username field. Your Personal Information Number (PIN) can be found on the PIN letter that you should have received in the mail seven to 10 days after you enrolled. If you have lost or forgotten your PIN, you can call (877) and request a reminder PIN. After your initial login, you will be prompted to personalize your Username to something different than your Social Security number.
What you can change: Nothing
The account owner is responsible for keeping the assigned PIN confidential. Please contact Great-West Retirement Services immediately if you suspect any unauthorized use.

10. Your Personal Home Page
PARTICIPANT,
From your personal home page, you can view all the different details of your account by using the navigation menu on the left side of the screen. If you want to review your Asset Allocation, simply click on the appropriate link.
What you can change: Nothing

11. View Your Asset Allocation
The Asset Allocation page shows you how your assets are currently divided up among the investment options that you have selected. Additionally, this page will tell you how your assets are divided up between the different investment categories and tell you the dollar amount in each investment. At the bottom of the page you can change the date shown to see how your allocation has changed over time. You’ll notice that the navigation menu on the left is still present so that you don’t have to return to the home page to view other account details. Now you may want to look at how your assets are performing. To do so, click on My Rate of Return.
What you can change: Nothing

12. Your Rate of Return
Your Rate of Return will show you how your investments have performed over a certain period of time. This is shown using a green colored arrow pointing up if your investments have performed positively over the date range, or a red arrow pointing down if your investments have performed negatively over the date range chosen. You can change the date range to select a specific time period if you’d like. But remember, past performance is not a prediction or guarantee of future performance. After you have reviewed your Asset Allocation and Rate of Return, you may decide to make changes to your account. Click on the Change Account link to see what transactions you can do online.
What you can change: Nothing

13. Change Account
The Change Account features allow you to make changes to your account quickly and easily. It will list all the changes you can make to your account, everything from changing your PIN to updating your beneficiary information. For this example, let’s assume you want to transfer funds from one investment to another. Click on Fund Transfer.
What you can change: Nothing

14. Transfer Funds
The Fund Transfer screen will show you the different investment options you currently have elected. To make a change, you will need to place a check mark in the box of the fund you want to transfer from and enter either a percentage or dollar amount of the fund that you’d like to transfer money out of.
What you can change: Nothing

15. Transfer Funds
Let’s assume you want to move 10% of your American Funds EuroPacific A fund balance into a different fund. Check the appropriate box and type the number 10 in the Percentage field. It is important to remember to only fill in either the percentage change box OR the dollar amount box.
Then click on “Continue to the next step.”
What you can change: Nothing

16. Transfer Funds What you can change: Nothing
Continuing on, we have chosen to transfer 10% of your American Funds EuroPacific A fund balance into the T. Rowe Price Blue Chip Growth Fund. For this example, we will transfer the entire amount into this fund, so we will type 100 into the percent field next to the T. Rowe Price Blue Chip Growth Fund. Additionally, if we wanted to spread this money among more than one fund option, we would simply put whatever percentage we want next to each fund in which we would like to transfer our money. After this, you can hit Calculate Total to make sure that your choices add up to 100%. Then hit Continue.
What you can change: Nothing

17. Transfer Funds
You have now reached the final screen of the Fund Transfer process. This is a confirmation screen that will show you what you’ve elected to do. If everything is correct and you’d like to proceed with the Fund Transfer, click on the Submit Transfer button. After you click on submit, you will see a confirmation page that provides you with a confirmation number to let you know the change was completed successfully.
What you can change: Nothing

18. Redirect Future Contributions
Now that you know how to transfer your existing balance among the different fund options, let’s take a look at how you redirect where you want your future contributions to go. Click on the Redirect Future Contributions link on the left-navigation menu.
What you can change: Nothing

19. Redirect Future Contributions
In this example, we are going to assume that you want to direct all of your future contributions to the Vanguard Target Retirement 2050 Fund. To do so, type 100 into the appropriate percentage field and click Continue. Additionally, in the future, if you wanted to change your future allocations to more than one investment option, you would simply input the percentage of your future contribution that you want going into each chosen fund in the box next to each fund.
What you can change: Nothing

20. Redirect Future Contributions
The next screen will verify with you the fund you have chosen for your future allocations. Additionally, the page will then ask you if you also want to redirect your current account balance to the same fund that you have chosen to redirect your future contributions to. In order to do that, you must put a check mark in the box that says Reallocate Current Account Balance and then click on Continue. If you want your current account balance to remain in the investment options they are already in, do not check that box. If you have already visited the fund-to-fund transfer page and initiated a fund-to-fund transfer, you CANNOT reallocate your current balance in the same way that you are redirecting future contributions. This is because you already have an order in to transfer money between investment options. If at this point you have decided you would rather reallocate your current balance in the same way as your future contributions, you can hit the Cancel button on this page, and then click on the Cancel Transfer link on the left side of the screen. Once you do this, you can cancel your previous order and then go back through the process to reallocate your contributions and current balance in the same way.
What you can change: Nothing

21. Redirect Future Contributions
You are now on our Rebalancer page. This page will show up if you have chosen to reallocate your current balance in the same way that your future contributions will be directed. This feature of your Plan will allow you to set up your account to be rebalanced automatically in the manner that you specify. You may choose to rebalance once, quarterly, semi-annually or annually. Additionally, you can set this up to happen today or you can choose a date in the future that you would like your rebalancing to take place. You will now be asked to confirm the redirection of your future contributions and current account balance. For this example, we’ll assume that you want to reallocate your current balance as indicated, that you want to do it only once, and that you want the transaction to be processed today. Click in each of the indicated radio buttons and then click Continue.
What you can change: Nothing

22. Redirect Future Contributions
The last step in redirecting your future contributions and current account balance is a verification screen. If everything is correct, click on Submit to process the transaction. When you click on submit, you will see a confirmation page that confirms the actions you have taken, and finally, you will see a confirmation number to let you know the change was completed successfully.
What you can change: Nothing

23. Change Your Deferral
Next, we’ll look at how you can change your deferral amount online. You may increase, decrease, restart or stop your deferral authorization once per month. Deferral changes requested by the end of the current month will become effective the following month. (Note, Department of Human Services only: Changes must be requested by the 15th of the month to be effective the following month.) Attempting to change your deferral amount more than once per calendar month may have an adverse effect on your payroll.
What you can change: Nothing

24. Change Your Deferral
This is a very easy transaction to complete. After reviewing the deferral information on the previous page, click Continue.
What you can change: Nothing

25. Change Your Deferral
In this example, we’ll assume you want to increase your deferral amount to $100 per paycheck. Simply type 100 into the Before Tax field and click Continue. Always remember to type the new total dollar amount into the field, not just the amount by which you are increasing. You’re now on your way to saving more for your future. When you click Continue, you will see a confirmation page that provides you with a confirmation number to let you know the change was completed successfully. Additionally, if you ever run into the need to decrease your deferral amount, you would enter the contribution amount to which you would like your contribution decreased.
What you can change: Nothing

26. Review Your Investment Options
Next, we’re going to look at how to review your investment options. This is your opportunity to get more details on all the different investment options that are offered as part of the SoonerSave Program. Click on the Fund Options tab to go to the Fund Options page. Then, let’s say that you want to take a look at Fund Performance. To do so, click on that link. When you select the Fund Performance link, a new window will open.
I have with me today the most current Fund Performance sheet, which I will hand out so we can review together the information you will see when you select this option from the website.
What you can change: Nothing

27. Tools You Can Use Plan website2 KeyTalk®2 www.soonersave.com
(877)
Remember that the SoonerSave website can be a great resource to help you manage your account. Here you can access all the educational features. Also, DreamTrackerSM lets you enter all your retirement information, along with your current account balance and balances in other retirement savings, to see if you’re on track for your retirement goals.
If you need additional assistance, you can also call KeyTalk®. Our automated voice response telephone system allows you to access your retirement account balance, among other things. Just call (877)
What you can change: Nothing
2 Access to KeyTalk and the website may be limited or unavailable during periods of peak demand, market volatility, systems upgrades/maintenance or other reasons. Transfer requests made via the website or KeyTalk received on business days prior to close of the New York Stock Exchange (4:00 p.m. Eastern Time or earlier on some holidays or other special circumstances) will be initiated at the close of business the same day the request was received. The actual effective date of your transaction may vary depending on the investment option selected.

28. Questions?
Representatives of GWFS Equities, Inc. are not registered investment advisers and cannot offer financial, legal or tax advice. Please consult with your financial planner, attorney and/or tax adviser as needed.
Core securities (except the self-directed brokerage option), when offered, are offered through GWFS Equities, Inc., a wholly owned subsidiary of Great-West Life & Annuity Insurance Company.
Great-West Retirement Services® refers to products and services provided by Great-West Life & Annuity Insurance Company and its subsidiaries and affiliates. Not intended for use in New York. Great-West Retirement Services®, KeyTalk® and DreamTrackerSM are registered service marks of Great-West Life & Annuity Insurance Company. All rights reserved. ©2010 Great-West Life & Annuity Insurance Company. Form# CB1000_WP (7/10) PT108276
Any questions?
What you can change on this slide: Nothing

29. Thank you.
Thank you for attending this meeting. I hope it’s been informative and that I answered any questions you may have had about the SoonerSave website. The State of Oklahoma and Great-West Retirement Services look forward to helping you prepare for retirement … wisely!
What you can change on this slide: Nothing