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Unequal Family Income and Unequal Opportunity for Higher Education
Intro Unequal Family Income and Unequal Opportunity for Higher Education Tri-State Conference Bally’s Atlantic City Atlantic City, New Jersey April 24, 2017 Tom Mortenson Senior Scholar, The Pell Institute for the Study of Opportunity in Higher Education Higher Education Policy Analyst, Postsecondary Education OPPORTUNITY
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Financial Need Analysis Model
Cost of Attendance Tuition and fees Room and board Books and supplies Personal and medical care Transportation Less: Expected family contribution Income and assets Family size Number of children enrolled in college Equals: Financial need Gift aid: grants, scholarships, waivers Earnings from work/study Education loans: subsidized/unsubsidized Stafford, PLUS Federal tax credits
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Tertiary Type-A Degree Attain 25-34 yr olds OECD 2003
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Restoring College Affordability
Federal $13,000 Pell Grant maximum award $2,000 Super Pell to fund negative EFC calculated from FAFSA Income contingent education loan repayment College work-study for all students States Required 50:50 match to federal Pell Grant Institutions Continued eligibility for Title IV participation contingent on progress toward broadening enrollment of students from low income families
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