1. Agriculture Economics

2. Agriculture Credit:
The funds or credit that is provided for the development of agri sector are known as agri loans or agri credit.

3. Characteristics of agri sector and the need for agri Credit:
Subsistence farming
Payments of previous loans
Agri needs
Uncertainty element
Rural and Social Needs
Urorganized Agri markets

4. Classification of Agri Credit: Time Approach Productivity approach

5. Time Approach:
Short term Credit (less than a year) seeds, fertilizers, pesticides, or seasonal needs
Medium Term Credit (Less than five years) for livestock, construction or improvement of water courses etc
Long terms (more than 5 years) for agri business, tractors, machinery etc

6. Productivity Approach: Productive loans Unproductive loans

7. Sources of agri credit:
Non-institutional Sources
Institutional Sources

8. Institutional Sources of agri credit:
Agriculture Development Bank (ADBP) (Supervised Credit Scheme)
Commercial Banks
Cooperative Credit Institutions in Pakistan
State Bank of Pakistan