1. How do things really balance out?
By Joshua Da Silva

2. MarKet investor
A market investor is someone who invests in stocks or shares.
Although this could be risky they still make good money.
A stock or a share is when you buy a piece of the company, the more successful the company is the more profit you will make.
Gross (before taxes): $ / monthly
Gross (before taxes): $ / yearly
Net (after taxes): $ / monthly
Net (after taxes): $go / yearly

3. dwelling
Cost of rent: $1600/ monthly, also $19 200/ yearly

4. Car Cost of car: $4884 Car type: Used 2010 Hyundai Elantra Touring
Decided not to spend a large amount on a car as I would rather spend it on other things such as clothes, vacations, sports, and a nice condo.

5. clothing
I decided I would set a limit of $300 a month on clothing as the money I saved from buying a cheaper car I would use for clothing.
I won’t necessarily spend $300 a month but one month I might spend a little more and the other month less.
I am willing to spend this amount of money as I love to shop for clothes and shoes.

6. savings After all my expenses I was able to save $798.68
The amount of savings was a lot because I would like to money aside if any problems occur that might need a lot of money to fix.
Also in the future if I were to ever get married and have a kid I would already have a good amount of money saved from the past months or years.
Some example of problems that may occur could be I get into a car accident, my phone breaks and I must replace it, I eventually want braces or crack a tooth, etc…

7. The big challenge
For me, there was only one big challenge. It was balancing all my money. I wanted a lot of money to be saved but at the same time I wanted to live a good lifestyle. Deciding whether or not I could afford to add an extra $50 into an area of expense was difficult as I needed to think about everything else I would have to pay for at the same time.
Other minor challenges I came across were whether to have a nice condo or a nicer car which also is balancing my money.