1. Introducing
My legacy ESTATE TRANSFER CARD (ETC) A cashless estate transfer service

2. What is etc card?
A cashless estate transfer card, Where upon the demise of the customer, All his assets will be transferred to his beneficiaries without them having to do anything or pay anything

3. What’s in for customer?
A One Card which can ensure his hard earned assets are transferred to his family members without hassle
Provide up front funding for the execution fees
Relieve the family members of the financial and administrative burdens of his estate and funeral arrangements
Peace of mind knowing that everything is taken off upon his demise

4. In short ETC Card is actually a combination of
A Will for the asset distribution
A Trust for the allocation of funding the execution
A Policy to pay for all the execution expenses

5. What are the benefits of ETC card?
A comprehensive Will to ensure all your wishes are carried out
Provides safe custody of your Will to ensure easy retrieval
Professional execution of your Will by a Trust Company
Allocation of funds for the stamp duty and legal fees for the transfer of your properties and other assets

6. What are the benefits of ETC card?
Monthly living expenses for your family or parents, children’s school fees, utility bills installments of loans, etc
Allocation of immediate funds for your funeral expenses
Service Commitments provided by the Trust Company

7. SERVICE COMMITMENT
Obtain Grant of Probate within Twelve (12) months upon submission of all documents/information required
Lock-In Trust Company Fees as per current market rate. A protection against future rate hike.

8. SERVICE COMMITMENT
Monthly Allowance given to your family within Seven (7) days from the date Trust Company received the insurance payout
Release of Funeral Allocation within Seven (7) days from the date Trust Company received the insurance payout

9. Why do we need etc card? Avoid family disputes over your assets
Ensure a smooth transfer of assets
Eliminate the hassle of getting the right person to carry out the execution process
Emergency cash fund for your family for their living expenses even after your assets are frozen
Save your family from coming up with a large sum of money to pay for the execution expenses

10. What makes etc card so special?
Provides a comprehensive estate transfer
of assets to your loved ones
2. First in the market to give a commitment to obtain the Grant of Probate within Twelve (12) months from the submission of all necessary information/documents

11. What makes etc card so special?
3. Excutorship and trusteeship fees lock-in at present rate which is currently the most competitive rate in the market
4. Fast release of money for your children’s allowance and funeral expenses when all your assets are frozen

12. choice of plan for etc card
ETC BASIC
Consist of basic Will writing and lifetime custody services with no insurance attached
Enjoy the Service Commitment provided by the Trust Company
Suitable for customers who are uninsurable due to age or health reasons

13. choice of plan for etc card
ETC STANDARD
With an insurance coverage of RM60,000.00
Monthly allowance of RM2,000.00
Funeral Allocation of RM10,000.00
Comes together with the Full Service Commitment by the Trust Company
Suitable for customers with assets less than One (1) Million ringgit

14. Choice of plans for etc card
ETC SUPERIOR
With an insurance coverage of RM120,000.00
Monthly allowance of RM4,000.00
Funeral Allocation of RM20,000.00
Comes together with the Full Service Commitment by the Trust Company
Suitable for customers with assets from One (1) Million to Three (3) Million ringgit

15. choice of plans for etc card
ETC SUPREME
With an insurance coverage of RM180,000.00
Monthly allowance of RM6,000.00
Funeral Allocation of RM30,000.00
Comes together with the Full Service Commitment by the Trust Company
Suitable for customers with assets from Three (3) Million to Five (5) Million ringgit

16. choice of plans for etc card
ETC PREMIER
Customer has the feasibility to provide higher Monthly Allowance and Funeral Allocation
Can add in other allowances, example setting up a Education Trust Fund for children, guardian’s allowance, settling of loans on vehicles or mortgages on house
Comes together with the Full Service Commitment by the Trust Company

17. How Much Does ETC Card Cost?
Only a one time fee of RM1,580 to enjoy all the benefits offered
The insurance premium will depend on the plan you choose, the sum insured ,your age and loading if applicable.

18. In Conclusion You may have a Medical Card
to cater for your hospitalization needs
Now you need the ETC Card
to take care of your assets transfer

19. The Best Gift To Your Family
This is one card which your family
will love to have one!