1. Making Money Whilst Being Compliant – Possible?

2. Are you leaving money on the table?

3. Financial Planning Benefit Fee
BPH Benign Prostate Hyperplasia

4. Financial Planning Benefit Fee
Claimant
FP Fee Paid from
Insurer
Fee Payment
Copy of Invoice and SOA to Insurer
BPH Benign Prostate Hyperplasia

5. Double TPD 13% > than Life Buyback Not available on ISFs
It actually works!
Not on Industry Super Funds – so great option to differentiate your advice.
I have my own real life case of a claimant where this option realised an additional $687,000 – so I put together a story about it.

6. Claims Management
24 million reasons to be passionate….
And counting

7. Estate Planning

8. Business Insurance The Business Will Report The Legal Hub
Facilitation Fee

10. This is my story…
On 12 April this year, I was diagnosed with prostate cancer.
It was very unexpected and sent myself and my family into a downward spiral.

11. This is my story… “Become a student of your disease” Norman Cousins
Waterworks
BPH
Norman Cousins
Journo who became editor of the New York Post – in the 40s to 60s
Big advocate for world peace – was diagnosed with heart disease – and used laughter, vitamins, exercise & organic living as his self-prescribed treatment.
He survived 36 years.
More men die from prostate cancer compared to women with breast cancer.
What are the chances
40-49 yo 1 in 554
in 45
in 15
Prostate cancer is not that bad – unless you are diagnosed young.
The most common causes of death for Aussie males age 50-79
Heart disease 14%
Lung cancer 6%
Stoke 4%
Lung Disease 4%
Bowel Cancer 3%
Prostate 3%
Not all men diagnosed with prostate cancer die from the disease
However… some sobering stats for males in their 50s.
A man diagnosed with prostate cancer in his 50s is 80% more likely to die from the disease than any other cause in the first 10 years.
So whilst the commonly used statement “men are more likely to die with prostate cancer than from prostate cancer” – this can be misleading for men diagnosed in their 50s or 60s
The most commonest age for prostate cancer diagnosis is between
85% of diagnoses are found in men > age 65.

12. ? This is my story… “Become a student of your disease” Norman Cousins
Journo who became editor of the New York Post – in the 40s to 60s
Big advocate for world peace – was diagnosed with heart disease – and used laughter, vitamins, exercise & organic living as his self-prescribed treatment.
He survived 36 years.
More men die from prostate cancer compared to women with breast cancer.
What are the chances
40-49 yo 1 in 554
in 45
in 15
Prostate cancer is not that bad – unless you are diagnosed young.
The most common causes of death for Aussie males age 50-79
Heart disease 14%
Lung cancer 6%
Stoke 4%
Lung Disease 4%
Bowel Cancer 3%
Prostate 3%
Not all men diagnosed with prostate cancer die from the disease
However… some sobering stats for males in their 50s.
A man diagnosed with prostate cancer in his 50s is 80% more likely to die from the disease than any other cause in the first 10 years.
So whilst the commonly used statement “men are more likely to die with prostate cancer than from prostate cancer” – this can be misleading for men diagnosed in their 50s or 60s
The most commonest age for prostate cancer diagnosis is between
85% of diagnoses are found in men > age 65.

13. Prostate Cancer Nerves
The Prostate is a small gland forming part of the male reproductive system.
It is about the size of a walnut.
It is donut shaped and surrounds the urethra, the tube that conveys urine from the bladder to the penis
The nerves that control erections surround the prostate.
Nerves

14. Prostate Cancer Blood test results PSA – prostate specific antigen.
It is only a “clue” – it does not indicate cancer.
The Antigen is produced by cells in the Prostate. The PSA is prostate specific not cancer specific.

15. Prostate Cancer
Blood test results

16. Things that I learnt….
AKA
Thinks they didn’t tell you…

17. Things I Learnt Out of Pocket Costs Post Biopsy The C Self Injections
PMP
The DP
The DD
The C – Catheter – gentlemen, if you see a nurse with one of these, run. Run for your life.
After my prostatectomy operation, I woke up with this. They shove it down your penis.
It’s not a real good look.
And I had it as my friend for 3 weeks.

18. The Lead Up Bloods incl PSA * 2 Ultrasound MRI DRE PET Scan
Cardiologist
Echocardiogram
Biopsy (GA – Wesley)
Results & Decision Time
Cystoscopy
7 week wait!
Pre-Op Consult
Prostatectomy (Wesley)
2 days hospitalised

19. The Surgery
The Man!
At present, outcome results with radical prostatectomy appears to rely more heavily upon a surgeon’s skill and experience, than whether a surgeon is looking into the pelvis, at a monitor, or into a robot

21. 3 hours post surgery

22. The Prostate is a small gland forming part of the male reproductive system.
It is about the size of a walnut.
It is donut shaped and surrounds the urethra, the tube that conveys urine from the bladder to the penis
The nerves that control erections surround the prostate.

23. The Prostate is a small gland forming part of the male reproductive system.
It is about the size of a walnut.
It is donut shaped and surrounds the urethra, the tube that conveys urine from the bladder to the penis
The nerves that control erections surround the prostate.

24. The 4 words you don’t want to hear

25. In Qld – in private practice only, the robotic surgery is the “goto” surgery option.
As you can see in these stats from 2014/15 – 97% of all prostate surgery was via the robotic DaVinci method.
The best outcome though is generally achieved by surgeons who are specialists in the robotic field.
For instance, most surgeons would do prostatectomies a year.
Surgeons like Dr John Yaxley and Dr Peter Swindels are doing /year.
It takes at least 300 operations for you to be considered “good” at your craft.
Gentlemen, I ask you “who would you trust your Prostate to??”

26. da Vinci Procedures Australia (total)
Approximately 20% growth in procedure numbers per year
Approximately 4500 procs 2013 calander year

27. 1,545 cases still done via an open technique
1,545 cases still done via an open technique. Of the 5,496 annual cases (28%)
Qld in particular do a majority of robotic surgeries.
Interestingly, research indicates the overall recovery rates are similar – however with the Robotic there is:
Shorter hospital stays – 2 days compared to a week;
Shorter length of time the Catheter stays in – 1 week versus 3 weeks;
Lower chance of infection;
Lower chance of DVT

28. What Would You Do With $1,000,000?

29. Tips for > 40 yo
PSA
DRE

30. Ph: