1. TRUE+WORK ASL Unit 10: Finance and Workplace
Developed by Bryant, Gelineau, Shannon, and Marbury (2013)

2. Unit 10: Finance and Workplace
Unit 10.1 : Workplace
Unit 10.2 : Career
Unit 10.3 : Job Skills and Activities at Work
Unit 10.4 : Pay Day
Unit 10.5 : Shopping
Unit 10.6 : Major Purchases
Unit 10 Review

3. Note: Describe the pay stub and how it works.
Overtime = OT
Gross Pay = SALARY BEFORE fs-TAX DEDUCT or fs-GROSS PAY
Net Pay = fs-TAX DEDUCT FINISH LEFT SALARY or fs-NET PAY

4. Note: fs-DD for direct deposit or sign STRAIGHT DEPOSIT

5. Benefits
Note: Discuss about employee benefits provided by the employer
Retirement plan
Investment, fs-STOCKS, 401K Plan, fs-PENSION
Personal leave
Vacation leave
Sick leave

6. Note: Discuss personal finances that should be handled.
Cash/money
Personal check
Credit card
Money order
Traveler’s check

7. Oil bill/heating bill
Water bill
Cable TV bill
Car payment
Credit card bill

8. Checkbook
Write a check
Monthly statement
Bank online
Receipt

9. Insurance
NOTE: Discuss various insurance types: house, life, car, health

10. Get traveler’s check
Open an account
Apply for loan
Exchange currency
Vault
Safe deposit box
Teller
Security guard
ATM

11. Financial Conditions Money is of no object Barely have money Well-paid
Loaded with money
Broke
Spend money like water
Need to watch my money
Bankruptcy
Tight-fisted
Get paid monthly
Get paid weekly or biweekly
Financial windfall
Deep in debt
MONEY BARELY(chin)
MONEY COMFORTABLE
PRETTY+MONEY
RICH CIGAR
BROKE, MONEY+NONE
SPEND-fast
MONEY+WATCH
FILE+BROKE
MONEY BUDGET-tight
MONTHLY PAY
WEEKLY/BIWEEKLY PAY
MONEY-lump sum
MONEY+CL:2deep(in the red)

12. Pay in installments (small and large)
Paid off
Interest rate/percent
Fee/penalty fee
Bounced check/overdraft
Working my way out of debt
In the black
Pay cut
Pay raise
Economy

13. Guided Dialogue 1. How often do you get a paycheck?
2. What deductions usually are taken out of paychecks?
3. What percentage do you have to co-pay before your health insurance will pay the rest of the bill?
4. Should part-time workers be offered the same benefits as full- time workers?
5. What type of bank do you usually go to?

14. Group Discussion
1. Do you think employers should continue providing benefits to employees? Why or why not?
2. What would you choose: a second job that helps you financially but leaves no time for leisure, or living within your means as long as you have leisure time? Why?

15. ASL Activity

16. SO-FAR YOU LEARN WHAT?