1. Remote user authentication

2. Current state of remote authentication
Amendment to provision of Federal Law #191 from 06/23/2016
Simplification of the process of opening bank account for companies
Amendment to provision of Federal Law #115 from 12/30/2015
Introduction of the “simplified authentication” that can be used under limited number of circumstances
Recent amendments to the Federal Laws are minor. There are limited number of ways to perform simplified authentication
Recent changes in Federal Laws do not affect 22% of the population lacking bank accounts

3. Our proposal: Authentication using data from banks and telco’s
Authentication using bank and telco data
ESIA (ЕСИА)
Slow rate of adoption and peneteration (only 15% of the population is covered as at beg. of 2016)
People are required to visit ESIA office in person
ID’s verification data cannot be used by outsiders (used exclusively by Public Service companies)
Using partner network resources estimated coverage could reach 90% of the population
Convenient way of authentication for users
Banks and telco’s are motivated due to the payments coming from authentication procedures

4. Our proposal: Biometric authentication
Simplified authentication procedure could be extended by the means of using biometry information:
Helps to reduce degree of fraud risk
Biometric authentication mechanism - usecase
Person is applying for authentication services
He sends the information required and provides his/her biometric data (photo, fingerprints, voice)
Provided data is verified against the database (Immigraion service database for example)
After the verification user is authorized in the system
Положение об упрощенной идентификации  подразумевает, что сведения об идентифицируемом лице могут быть подтверждены и с помощью использования, например, системы ГИС, хранящий биометрические данные граждан
Таким образом для введения подобной процедуры не требуется кардинальных изменений в законодательстве
Simplified user authentication procedure reduces cost of rendering electronic services (banks, telco’s, public services) and leads to their higher penetration rate