1. Health Care Reform Revised: Can HSAs with HDHPs Save Obamacare?
Marla Becker
nominated by
Dr. Rebecca Stein

2. POLICY PROPOSAL
TO IMPLEMENT HEALTH SAVINGS ACCOUNTS (HSAs) WITH A HIGH DEDUCTIBLE HEALTH PLAN (HDHP) INTO THE HEALTH INSURANCE EXCHANGE.

3. FRACTION OF H.R. 4872 PERTAINING TO POLICY PROPOSAL
Coverage:
Expands coverage to 32 million currently uninsured Americans
Health Insurance Exchanges:
The uninsured and self-employed purchase insurance via state-based exchanges
Subsidies:
Available to people who make between 100%-400% of FPL
COST = $940 billion over 10 years

4. WHO PAYS?
Individuals earning over $200,000 and couples earning over $250,000: 3.8% tax on investment income
Insurers of employee sponsored health plans: 40% excise tax on "Cadillac" high-end insurance plans
Employees of the health care industry: 2.9 percent excise tax on wares + fees
Tanning salon owners: 10% excise tax on indoor tanning services
Current and future Medicare recipients: Cut $132 billion over ten years