1. The Money Savvy Blueprint
Kenney N. Conwell, Jr.
Financial Advisor

2. Choosing an advisor 3 types
Needs Based advisor
Investment advisor
Fee- Based Advisor

3. What’s the difference between them?

4. Needs Based advisor Help feel a specific need
Typically will sell you life insurance, disability insurance annuities, mutual funds, etc.
Typically will say I’ll do your “Plan for free” I just ask that you do business with me on the back end
This means I want you to buy my products

5. Needs Based advisor
Compensation is derived from the sale of the product
Typically recommendations are heavily biased purchasing financial products
If the product is suitable then legally they are in the clear with their recommendations

6. Needs Based advisor This is problematic for two reasons
1. Financial recommendations are heavily biased towards filling a need via the purchase of a product
2. Financial priorities cannot be objectively assessed without the advisor thinking “Commission”

7. Investment Manager/Advisor
Primary focus is around investment recommendations
Typically charge a percentage of assets or
Make commission via the sale of financial products like stocks, bonds, mutual funds, RIET etc.
Money managers not financial advisors

8. Investment Manager/advisor
Recommendations are typically heavily biased towards investment products
Financial priorities cannot be objectively assessed without the advisor thinking “Commissions”
If the product is suitable then legally they are in the clear with their recommendations

9. Fee-Based Advisor Charges a fee or retainer for financial advice
Advice is unbiased and objectively with no incentive towards financial products
Recommendations are only made after entire financial situation is assessed
Advisor has no “commission” conflict of interest when making recommendations
Advisor is fiduciary

10. Fee-Based Advisor Fiduciary means…
person operating as a fiduciary, when making decisions for a client, must place the interests of the client ahead of his own at all times
To illustrate, a broker could make a recommendation based solely on which product pays the highest commission and still be within the legal standard, as long as the investment is suitable for the client. Conversely, an fiduciary must always place the client's interests ahead of his own

11. I’m a Fee-Based Advisor

12. This is the process
The Money Savvy Blueprint™

13. /Payroll

14. Initial Planning fee
$299

15. The process

16. Meet the Team Thomas Johnson-Bean Retirement Income Specialist
Natasha Smith CPA
Tax Specialist
Kellie Openshaw
Estate Planning Specialist
Todd Rose
Investment Specialist

17. Next Steps Decide if I’m a good fit, if so
Complete New client enrollment packet
Complete Client advisor agreement
Non-disclosure agreement
Schedule discovery meeting

18. Download The Money Savvy Toolkit
Here’s what you get for subscribing
My to 7 tools to get your money on track now
Good Habit creator & tracker
Life Insurance cheat sheet
Life insurance savings guide
Best short-term investments guide
Tax-Free Retirement Guide
Savings cheat-sheet (How to save $600 to $1,000 in the next 30 days)
The Money Savvy Budgeting Excel Template
Go to

19. Hire me and my team Kenney N. Conwell, Jr Financial Advisor
DaVinci Financial
Phone:
Site:
Site:
Address: 1100 Peachtree St. NE
Ste. 200 Atlanta GA 30309