1. LONGTERM INVESTMENT PLAN
A brief on the investment strategy of the Sacco and how it should be arrived at

2. INVESTMENT BENEFITS Increase in revenue both to the SACCO and members
Brings about confidence to the stakeholders hence increase in membership
Ensures that members future is secured

3. THE GROWTH PATTERN OF THE SACCO

4. Core Capital as a critical path of growth
Retain profits to boost the core capital
The short term target for the core capital should be over 10 million in the next 4 years
Re investment of profit capitalized
Benefits of capitalization
Improves the liquidity level by checking on cash outflow
Reduces external borrowing which in turn reduces cost of financing ensuring high returns
Ensures that requirements for investment by the Act are met
Ensures future growth and development

5. HOW TO REALIZE THE DREAM
Planning
Budgeting
Execution/implementation
Planning
Budgeting
Execution

6. PLANNING
WRITE DOWN OF WHAT TYPE OF BUILDING THE SACCO SHOULD HAVE, THE INVESTMENT SACCO OBJECTIVES

7. THE PLAN SACCO OFFICES KUTAFITI INVESTMENT Sacco
Draw up a plan for the building
Seek permit
Do a cost benefit analysis
Give a timeline
Select a task force that will steer this program
Draft By-laws, stake that the Sacco should have, membership, minimum share capital
Consult with the Co-operative Sacco

8. BUDGETING

10. The cost of clearing the land, and building
The sources of revenue: internal and external
budgeting

11. Execution
Plan implementation