1. Onno W. Purbo Onno@indo.net.id
Payment Gateway
Onno W. Purbo

2. Issu Utama
Payment Method
Security
Certificate Authority
Cyberlaw

3. Transaction Security SSL (Secure Socket Layer)
SET (Secure Electronics Transaction)

4. SSL (Secure Sockets Layers)
is a program layer created by Netscape for managing the security of message transmissions in a network.
Netscape's SSL uses the public-and- private key encryption system from RSA, which also includes the use of a digital certificate.

5. Payment Method Transaksi model ATM.
Pembayaran 2 pihak tanpa perantara.
Pembayaran 2 pihak dengan perantara.
Micropayment.
Anonymous Digital Cash.

6. Type 2 pihak 3 pihak Bank- Customer Bank - Bisnis - Customer
Bank - Bisnis - Bisnis

7. B2C Transaction CA Merchant Bank GUI (Web Browser) Customer Bank
Shopping Cart
Transaction Server
Order Processor
Product Search
Delivery Service
Product Database

8. Seller/Mall/Retailer
&
A Total E-Commerce Solution for B-to-C
Seller/Mall/Retailer
Buyer
1. I ‘ll take those items
2. URL Redirect to CSP
10. Smart Receipt
9. Transaction status
update
3. Authorize purchase
Payment Process.
CSP
5. Authorization return code
6. Batch settlement (e.g Hourly)
4b. Card limit Check
4a. Valid card check
8. Credit merchant a/c
7. Debit the Card
Merhant’s
Bank
Card
Issuing Bank