1. Personal Financial Literacy
Welcome to Ms. Summerville’s classroom

2. About Ms. Summerville
10th year at McCallum (Government, World History)
I’m excited and passionate about getting to teach this course, I truly believe it is SUPER important and beneficial for you
I graduated from UCSB, Bachelor’s in Political Science
Married, 3 year old son, 4 year old dog,
Husband and sister are also high school teachers
Hobbies: reading, board games, ping-pong, running, gardening

3. Classroom set up Entering on time and late
put up phones in exchange for card
Agenda
Blankets
Crate/shelf for your supplies
Bathroom passes

4. Syllabus About the course
Materials required: small binder with paper and dividers, to be left in class
Get parental signature
- bookmark in your phone now

5. About you Complete form On back:
A: Why did you pick this elective class?
B: What is a question or topic you are hoping to learn about in this class?
C: Do you have a job? If so, where and how many hours?

6. Emotional uses of money – finding your personality
Complete worksheet 5 on your own.
Money insecurity
Money for status
Money as compensation
Money to control others
Money as retaliation
Later in semester we will do a more in depth look at your money personality

7. Read about Financial decision-making styles Communicating about money
Your style influenced by attitudes, personality types, past experiences, family dynamics. Awareness and self analysis can bring clarity
Money can be MAJOR source of stress, even causing physical ailments and family problems,
Values: tithing, clothing, religion, familial obligation,

8. Think about the survey you took
Write 3-4 sentences reflecting on your results. These may address
Why you have these feelings about money
Discovery about yourself
Identifying a money habit you want to change
Personal experiences that have affected your attitude about money
Put your name at top

9. What is Personal Financial Literacy?

10. Tracking your spending – how much does your lifestyle cost
Use ispending app or handout
Track everything!!! Nothing is free except actual gift. Somebody gives you a ride, that is $1/mile.
Lets track today.
Due 9/26
Seehttp://pflsummerville.wikispaces.com/Welcome+to+PFL

11. Homework Review syllabus with guardian or grown up you are close with
Start tracking expenses, make it a habit!
Learn about your phone expenses. Get all the details you can on the total cost of having a phone in order to calculate monthly bill. Don’t worry if you can’t figure out HOW to calculate, just come to class with all the information (monthly bill with data and taxes, initial cost of phone and activation, charges for paying off the phone, warranty/insurance fees)