1. LONG TERM DISABILITY INSURANCE
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2. Long -Term Disability - NDPERS
Automatically enrolled
UND pays the full monthly premium
Eligible after 6 month probationary period
Benefit, if approved, is 25% of final average salary
Is NOT reduced if you are approved to receive other benefits due to the disability 35

3. Long-Term Disability - TIAA/CREF
Automatically enrolled
UND pays the full monthly premium
Eligible upon employment
Benefit, if approved, is 60% of your final average salary
If approved to receive other benefits, your total benefit increases to 70% of your final average salary, less the sum of benefits from other sources 35