1. The Housing & Finance Institute Building the skills and relationships
to build the homes we need
Natalie Elphicke OBE

2. Overview: Themes for Government(s) After the credit crunch
Support and sustain financial system; Build, build, build
Range of financial support measures
Recoverable investments and Guarantees as well as grant
Large number of initiatives- changing role of the HCA
Increasingly direct intervention – beyond financial support to address market failure and to develop markets/ implement efficiencies/ secure outcome
Support for all of the housing markets
Keep housebuilding steady/ from free fall: HTB1, HTB2, AHG, BTR, BFF
Strong support for the emergence of professional private rented market
Role of housing in supporting growth
Reform of Planning
Release of Public Land
Reform of local authority finances

3. Themes this Parliament
Build, Build, Build
Housing for choice and affordability as well as national economic growth
More flexibility between types of homes: rental/Home Ownership/Shared Ownership
Active intervention to unlock supply chain
Planning reform
Identification of brownfield and other land priorities
Commitment to bring forward public land and grant funding
Areas of Focus: Training, skills, Offsite manufacturing, SME
Changing roles:
Between local and national government: devolution, municipal enablers
Government active oversight and intervention where there is a failure of the market or to a need to rebuild or develop markets (incl. planning/ homes)
Better use of resources: regeneration and effective asset management

4. The Housing & Finance Institute
Putting together practical support and networks for more homes, greater investment and better housing efficiencies
Recommended by the Elphicke-House Report January 2015
Announced by the Chancellor, March Budget 2015
Launched in June 2015 by the Housing & Planning Minister
Started operations in September 2015
Public, third sector and private organisations
Key founding partners:

5. The Elphicke-House Report 2015
From Statutory Provider to Housing Delivery Enabler
Councils leading their communities and shaping their housing needs
Working in collaboration with others

6. The Housing Delivery Enabler
Community Leadership & Strategic Clarity
Creating Housing Opportunity
Business Leadership
Management of Housing Supply
Shaping a Stronger Housing Finance Market
Elphicke-House Report HM Government

7. The Housing Delivery Enabler Difference?
Assess What is needed by when and what type
Identify Assets & Resources to bring to bear
Articulate What is needed by when and what type
Collaborate To deliver the homes that are needed
Monitor Delivery against Ambition
Action To manage and drive housing delivery

8. How are we helping councils and housing businesses do more for housing?
Housing Business Ready programme
intensive programme: 6 core metrics, 18 assessment criteria, detailed review of internal and external strategy, ambition, record of delivery and capability. SE LEP collaboration
Housing Business Bespoke
a bespoke programme, working alongside councils or council led teams, such as coastal communities, city or devolution teams
Practical Research and Research Collaboration
Boosting the Boroughs (Feb 2016)
How to Build More Homes, Faster (March 2016)
Current: utilities mapping, HBR Tools, finance including social investment and place-based regeneration
Housing Business Breakfasts
regular industry events including business and market engagement work & HFi Celebrate, celebrating housing successes

9. Much to celebrate Housing building starts up 
Private developer housing starts up 
Planning Permissions up 
Mortgages up 
New mortgages up 
Net Housing Supply is up 
Affordability to earnings improved 

10. Opportunity to do more Council appetite Housing ambition
Business appetite
Investor appetite
Tools & Resources
Additional Capacity Potential

11. The Housing & Finance Institute Building the skills and relationships
to build the homes we need
Natalie Elphicke OBE