1. Eating Well on $6 a Day

2. Thank You FINRA
This program is provided through a grant from the Financial Industry Regulatory Authority (FINRA) Investor Education Foundation and the American Library Association (ALA). The grant is distributed as part of the library® initiative, an ALA program. This project is in its sixth year of educational partnership with libraries across Colorado and the country.
Marsha Yelick CFA(retired)
Financial Programs Consultant
Ext 831

3. Basic Financial Series:
Basic Financial Classes
Basic Financial Series:
Everything you need to know to manage your own money and sleep well at night!
Goal Setting & Financial Planning
Key Investment Concepts
Retirement Saving Vehicles
Common Investment Types
Managing Money During Retirement
Classes Available

4. Expert Guest Speakers/Resources
Welcome!

5. Knowing what you need to know and how to do it.
MAJOR CONCEPTS

6. Major Goals Food is significant.
We don't think too much about what we throw into our grocery carts, the value it holds
and our quality of life. 
Major Goals
Major items of discussion:
Home cooking!
Quality ingredients
Mostly plants
Eat locally
Improve your health
Minimize the supersize
Save $$$

7. Food as a part of the budget
The top three categories in the average American budget are:
35% Housing (home)
18% Transportation (car)
13% FOOD
(SMALL CHANGES CAN MAKE A HUGE DIFFERENCE)
Save $25 a week (REMEMBER THIS) =
$1,300/year
FOOD

8. Americans spend comparative little on food as a percentage of earnings.
Cheap Food
TheAtlantic.com.

9. Americans spend another 6% of income eating out.
That’s half the food budget!
Eating Out
TheAtlantic.com.

10. How we spend food dollars has changed over time.
Changing Food Dollar
1901
2002
U.S. Dept. of Labor

11. The average American household (2.54 people) spends $151 per week
$21.57/day. (Range is $50 - $300).
How much?

12. How much do you spend?
What? You don’t know?
Really? How much?

13. The true cost of food… Affordable Food? Nutritional value Health value
Taste value
Digestive impact
Environmental impact

14. $1 and…… A Home Cooked Meal Truly Affordable
30 minutes to cook & cleanup
A little preplanning
A shared family experience
A delicious meal -
Truly Affordable

15. Top affordable foods of value (according to someone)…
FAVORITE TWELVE affordable foods
brown rice quinoa lentils black beans
whole wheat flour eggs cabbage
carrots Colorado peaches Colorado cherries butter, soy sauce
Healthy Food

16. Top affordable foods of value (according to someone else)…
FAVORITE TWELVE affordable foods
brown rice black beans garbanzo beans/chickpeas
carrots potatoes apples popcorn cabbage cauliflower almond milk
oatmeal/rolled oats fresh garlic
Healthy Food

17. Top affordable foods of value (according to AARP January 15, 2016
CARROTS ($.25) PLAIN LOW-FAT YOGUART $.52)
COTTAGE CHEESE ($.88) FROZEN PEAS ($.50)
CANNED SALMON ($.75)
WHOLE TURKEY BREAST ($ )
BLACK BEANS ($.30) RUSSET POTATOES ($.19) BROWN RICE ($.18) CANNED TOMATOES ($.16)
APPLES ($.43)
Healthy Food

18. The Grocery Store Your trip to the Grocery Store – any complaints?? …
Limited choices in our area?
Food selection caters to tourists?
No practical selections?
Too congested?
Other complaints…
The Grocery Store

19. Grocery Shopping Hints for smart shopping See what’s on hand first.
Make a list.
Don’t shop when hungry.
Don’t shop in a hurry or last minute.
Buy in season.
Use coupons and/or buy store brand.
Bring your own bags.
Grocery Shopping

20. Grocery Shopping More ideas for smart shopping
Limit how often you shop.
Use up what you have.
Wait one extra day before going to the store. (Clean out the refrigerator!)
Buy ingredients with multiple uses.
Think about buying in bulk. (Be careful)
Explore alternatives (CSA, bulk purchases, etc.).
Grocery Shopping

21. (for saving time & money and eating healthy)
Planning is Golden
(for saving time & money and eating healthy)
Plan leftovers (frozen, next meal, lunches)
Think crock pots, casseroles, and soups
Prep ahead
Keep grab & go foods on hand— “take-to-work lunches”
Try a once-a-month (or -week) cooking day
Savor meals with friends and family
Eat slower with less distractions
Planning Hints

22. Do your part… (and save money)
Use Food WISLEY
Research estimates that 40+% of American food is thrown away.

23. “Wear it out, use it up, make it do.”…
Google recipes to use it up.
Freeze, combine, create.
Green Food containers make it last
Replace throwaway with reusable
Waste not, Want not!

24. o Eat flavorful food… Spice Up Your Life
Once you get a spice in your home, you have it forever. Women never throw out spices. The Egyptians were buried with their spices. I know which one I'm taking with me when I go.
Erma Bombeck o
Spice Up Your Life

25. Cook Dried Beans Helps for dried bean cooking
No salt in cook water (no soy sauce, stock, bullion, flavor packet)
Soak - more water, more time at altitude
Enhance flavors with aromatics
Cook without heat last 20 minutes
Use the crock pot
Cook Dried Beans

26. Do some basics! Make your own basics… Bread Stock Sauces
Salad dressing
Croutons
Etc.
Do some basics!

27. Snacks Make your own snacks… Energy bars Trail mix Kale chips
Cut fruits
Cut veggies
Cookies
Snacks

28. Equipment Invest in cooking equipment… Rice cooker Pressure cooker
Crock pot
Good pans
Good knives
Immersion blender
Food processor
Equipment

29. Enjoy restaurants on a budget
Plan (limit) your restaurant meals.
Split an entrée.
Take home the leftovers.
Limit meals on the go (pack a lunch)
Drink water.
Eat out for lunch.
Find a coupon.
Order take-out.
RESTAURANTS

30. Save $1/day = $365/year ($7/week) invest 20 yrs. at 5% = $38,861
Track your Savings
Watch savings grow.
Put money in retirement fund.
Put money in emergency fund.
Pay down your mortgage.
Invest in profitable stocks.
Leverage Your Savings
Save $1/day = $365/year ($7/week) invest 20 yrs. at 5% = $38,861

31. The MAGIC of Compound Interest
Retire HAPPY!

32. Eat delicious, satisfying meals
AND save money!
Cook from “scratch”
Cook with love
Eat healthy like they did in 1940
Make food an inspiration
Make cooking a mindful activity
Enjoy
Conclusion

33. Spend less… enjoy it more!
Thanks for attending!
Spend less…
enjoy it more!