1. Avoiding scams and identity theft
Money Matters
Key Stage 4 & 5
Avoiding scams and identity theft

2. What might YOUR money journey be like? Job
REF Intro 1: on each click possible future events will appear. Note number two is an apprenticeship, number 8 is starting a business.

3. A dishonest scheme……. also known as…..
What is a ‘scam’?
A dishonest scheme……. also known as…..
A fraud
A con
A hoax
A rip-off
A swindle
A trick
REF 1A: On each click a word for ‘scam’ will appear.
Brenda video clip:
Josh video clip:

4. Scam Stories Fake holiday tickets
Maureen Kay from Hull wanted to take eleven members of her family on holiday to Turkey.
She booked through a High Street travel agent based in the city and paid £6,800 for the flights, hotel and transfers.
The family printed the vouchers for their hotel, transfers, and e-tickets. When they arrived at the airport they were told that the flight booking number on the e-tickets didn't exist, it was a fake.

5. Scam Stories Fake job advert
Beware of fake job adverts. A recent case reported on 422 job adverts, which were supposedly from big-name employers and had been posted on websites that advertised recruitment opportunities.  
Job seekers would click on the job application and register their interest in the post. They would get a response to their that contained a bogus link to download an application form. By clicking on the link they were infecting their computer with a virus. It gave criminals access to the victim's computers and details. From BBC website.

6. What identifies you – how would someone work out who you are?
REF 1B: On each click an item appears

7. Identity fraud is big business!
Identity fraud cost UK adults an estimated £3.3 billion during 2012.
8.8% (4.3 million) of UK adults were a victim, with those who actually lost money (2.7 million) losing an average of £1,203 each.
9% of UK adults had been a victim before 2012.
Overall, 27% have been a victim at some point in time.
National Fraud Association national survey amongst 4,213 UK adults
REF 1B: On each click a bullet point appears

8. Stay Safe – Is your password fit for purpose?
Do not use personal information: e.g. your pet's name, a family members birth date or other similar details.
Do not use real words: there are tools available to help attackers guess your password.
Mix different character types: password’s are much more secure if you mix different types of characters, including upper and lower case letters, numbers special characters such as '&' or '%'.
REF 1B

9. Creating a safe password
Use a passphrase:
I always like to eat cornflakes for breakfast
and convert it to a password
!al2ecfb
Try creating some secure passwords using this process.
REF 1B: On each click the instructions for creating a password will appear

10. Today we have learnt…
The points in our future when money might be of a particular importance and when financial planning may be necessary
The types of information someone would need to steal our identity
The things we can do to keep our identity safe