2. Accelerator Pack FCUBS 12.4
To fill a shape with an image.
Use existing picture box, DO NOT delete and create new picture box.
Right click on the shape.
At the bottom of the submenu select “Format Shape”
Select “Fill” at the top of the “Format Shape” dialog box.
Select “Picture or Texture fill” from the options.
And select “File” under the “Insert from” option.
Navigate to the file you want to use and select “Insert”
On the “Format” tab, in the Size group, click on “Crop to Fill” in the Crop tool and drag the image bounding box to the desired size
DELETE THIS INSTRUCTION NOTE WHEN NOT IN USE
Accelerator Pack FCUBS 12.4
Interest & Charges

3. Program Agenda
IC– Introduction
IC– Products

4. IC – Introduction

5. Introduction Calculating Interest
IC module of FLEXCUBE is used to process the Interest and Charges.
Brief info on Functional / Operations feature
Calculating Interest
Calculating Charges on Different Basis.
Interest Collection Methods – Bearing, Discounted and True Discounted
Interest Rate Type – Fixed Floating and Special

6. Introduction
Charges Charge Collection – The system can calculate the charges on different basis

7. IC– Products

8. IC – Products List of all the Pre-shipped products
ICUL interest on saving & current bank accounts for corporate customer
IOCC interest on current account for corporate customer
IOCP debit interest on current accounts
DICP debit interest on current account
IDSR interest on saving & current bank accounts for retail customer
IOSR interest on saving & current bank accounts for retail customer
ODID Overdraft Interest for Line Accounts
IBSR Interest on Staff Accounts

9. IC– Products List of all the Pre-shipped products
ICPO – Debit Interest on Overdraft Accounts
INRL – Interest Rule Based on Monthly Minimum Balance
IODB – Debit Interest Product for Overdraft with TD Linkage
NMSC – Adhoc Statement Charge
PEN2 – Penalty Interest on Notice Accounts
TRCH – Turnover Charge
UCHG – Charge based on utilization
UNCG – Charge Based on Unutilziation

10. IC– Products List of all the Pre-shipped products
YCRT – YTD Credit Turnover
YDRT - YTD Debit Turnover
YNET – YTD Net Turnover
YTCH – Year to date no of transactions
CHAV – Charge on Breaching Minimum Required average balance
DRTC - Debit Turnover

11. IC– Products List of all the Pre-shipped products CRTC credit turnover
ITCH number of transactions
DCBL Debit Card Blocked
DCIS Debit Card issued
DOCH Dormancy Charge
FACC Facility Creation Fee
FAEF Facility Expiration Fee

12. IC– Products List of all the Pre-shipped products
FAIF – Facility Increase Fee
FARF – Facility Renewal Fee