1. Different Approach =
Growing Industries +
Huge Opportunities!
Associate | Builder | Owner

2. 3 Multi-Trillion Dollar Industries:
Who is ERS & What do we do?
3 Multi-Trillion Dollar Industries:
Residential & Commercial REAL ESTATE
Residential & Commercial MORTGAGE
Life, Health, Property & Casualty INSURANCE
How did we decide to do all three industries? Well in 2008 as many of you know the real estate crash. Robert ended up closing most of his CB branches and decided to start is own… ERS “Elite” realty service, we are focus on creating “elite” agents that will take care of our clients and help us create a great branding. (Makes people think they want to be the elite, top agents will be more likely to be interested and even the bad agents will all want to be better, also gives them a mindset to work harder and them thinking they are ELITE agents have higher chances of them becoming one)
Robert saw many of his agents that left going into insurance, they needed to survive and pay bills still, so when he started ERS he added in Insurance so agents will have multiple streams of income. Insurance is recession proof, people always need to protect their assets and loved ones.
However it had a positive affect with our clients as well… we took care of our clients better… when we helped them find that perfect house, we could find the best loan here preapproved in the same office right away, We will also protect them from losing that home whether from disaster or “Uh oh” moments. We take better care for the client with what we call the “total living concept” Each of these industries you can make a very good living, on its own but with all three you can make more money and not worry about the market affecting your income.
1 Business Concept: T.L.C.

3. Thus, ERS Helps Families using our: “Total Living Concept”.
OUR MISSION IS UNIQUE
ERS Helps Families:
- Buy that Perfect Home
- Find the Most Affordable Loan
- Increase Savings & Maximize Their Investments
- Protect their Home
- Protect their Lifestyle!
Thus, ERS Helps Families using our:
“Total Living Concept”.

4. Real Estate Division As a Realtor: You can make great income
Work for yourself; flexible time
Growth potential is huge; real estate is a great business to be in

5. Selling or Listing a Home
How Do We Get Paid?
Selling or Listing a Home
$500,000 x 3% Compensation = $15,000 Commission
100% = $15,000 | 80% = $12,000 | 70% = $10,500

6. Mortgage Division A Mortgage Loan Officer:
Advises clients about the best loan possible
Great income potential
Flexible schedule/ lifestyle
Has the opportunity to help people achieve their dream

7. $500,000 x 100 bps Compensation = $5,000 Commission
Loan Compensation
Purchase / Refinance
$500,000 x 100 bps Compensation = $5,000 Commission
150 bps = $7,500 | bps = $9,000

8. We offer agents the ability to market Life, Health, and Property & Casualty Insurance.
We partnered with the top carriers in the nation. Agents are paid directly from the carriers.
We offer high contracts starting at 50% plus renewals
No territorial restriction; you can build nationwide fast
Insurance Division

9. Insurance Compensation
Life Insurance Policy
$200 Per Month x 12 Months = $2,400 Commission
100% = $ | 80% = $ | 70% = $1680

10. ERS Profit Sharing Personal Contract
50-70%
25K C.D.
100% Contract
80% Experienced Agent
New Agent
Must complete 3 Training Sales
January 1st to December 31st
Pro-rated company dollar available.
50-70% Personal Contract
$25,000 “Company Dollar”
100% Profit Sharing Contract
Note: *100% personal contract requires to pay their respective E&O, processing and/or admin fee.
Each division requires its own 25K in company dollar to get promoted. Please consult with your branch owner.
ERS Total Living Concept (TLC) Business Opportunity

11. Builder Profit Share’s Payout
ERS Unified Compensation Plan
$10,000 Commission Payout: R.E. | Mortgage| Insurance | H.S.
Agent (contract level - 50%) = $5000 (minus E&O, processor &/or admin fee)
Company Gross Profit: $5000 (C.D.)
20 % Overhead to Branch - $1000
Builder Profit Share’s Payout
$4000
$2000 to Builder
Divided Equally
75% - Field Vice Chairman
$1500
70% - Regional Field VP
$1400
$2000 split 2 ways
65% - Senior Field VP
$1300
60% - Field Vice President
$1200
50 % to Corporate $1000
50% - Sr. Field Director
$1000
50 % to Branch Owner $1000
40% - Field Director
$800
Owner’s Profit Payout
30% - Field Manager
$600
$2000
$1000
20% - Team Leader
$400
ERS Total Living Concept (TLC) Business Opportunity

12. 20 % Generational Overrides 5% Branch Builder Profit Share
Generations Percentage
1st Field VP to Field Vice Chairman %
2nd Field VP to Field Vice Chairman %
3rd Field VP to Field Vice Chairman %
4th Field VP to Field Vice Chairman %
5th Field VP to Field Vice Chairman %
6th Field VP to Field Vice Chairman %
Builder Profit Share’s Payout
Generation Overrides
75% - Field Vice Chairman
$1500
1% to 8%
70% - Regional Field VP
$1400
1% to 8%
65% - Senior Field VP
$1300
1% to 8%
60% - Field Vice President
$1200
1% to 8%
5% Branch Builder Profit Share
“Override the whole branch”
ERS Total Living Concept (TLC) Business Opportunity

13. Where Might You Fit in With ERS?
Associate
Builder
Owner
SO where do you think you fit? You can make a lot of money just as an agent but why not double your income by being a builder as well? If you are truly ambitious, open your own office or multiple offices.

14. It’s not about the MONEY but what MONEY can DO…
Imagine what you would do if had extra money?
Be able to quit your JOB
Have time to spend with your family and friends
You can retire without the worry of outliving your money
Travel around the world
Make a difference in this world by donating your money as well as time
FREEDOM – to do whatever YOU want!

15. Build a Legacy!
“If you don’t build your dream someone will hire you to help build theirs.” - Tony Gaskins -

16. How to Get Started Step 1 Step 2 Step 3
Sign up for ERS at
After you sign up you will get two links. ERSagents.com/username/signup ERSagents.com/reps/username
Step 2
Decide which industry you want to focus on
Step 3
Learn about our ERS “Total Living Concept!” Understand how ERS can be that “Early Retirement System” for you!

17. ERS Market Share Execution Model
(1) 50% to 100% Contract
(2) Back office tracking of all your deals: 
(4) Personal webpage: Training videos, knowledge-base documents
(3) Listing Leads via VR Marketing
1) Alameda            2) East Sacramento       3) Milpitas 
 4) San Francisco    5) Fairfield                      6) Westminster 
 7) San Marcos        8) 5 other locations outside of CA
(5) Brand recognition with 7 locations in CA: 
 * Local and statewide supports: All of the above offices is available to our ERS agents at no extra cost.