1. WHO WE ARE AND WHAT WE DO
Confartigianato Bergamo is a professional Organisation of Small and Medium Companies
The membership is volonteer
It gathers companies
It is located in Bergamo, near Milan, in Lombardy Region
it is the biggest association in Bergamo
it is the 3^ largest organisation at national level in the framework of Confartigianato Group
It supports the development of its companies
It offers services to them: traditional and innovative

2. INDUSTRY 4.0 AND DIGITALISATION
National Industry Plan 4.0
Situation in Bergamo
Impact of digitalisation on SMEs

3. I. National Industry Plan 4.0
It is a plan created by the Ministry of Economic Development, approved with the 2017 Budget Law.
"Industry 4.0 concerns all aspects of the life cycle of a company which wants to be competitive, it offers support with investments, with digitalisation of production processes, with the enhancement of the productivity of workers, with the training of appropriate skills and the development of new products and processes."
(C. Calenda – Ministry of Economic Development)

4. I. National Industry Plan 4.0
I.A – KEY ACTIONS
I.A.1 – HYPER AND SUPER DEPRECIATION
I.A.2 – MEASURES ON CAPITAL GOODS (NEW SABATINI)
I.A.3 – GUARANTEE FUNDS
I.A.4 – R&D TAX CREDITS
I.A.5 – PATENT BOX
I.B – OTHER PRESENT FUNDS SUPPLIED BY THE MINISTRY OF ECONOMIC DEVELOPMENT OR LOMBARDY REGION
I.B.1 – NATIONAL VOUCHERS FOR DIGITALISATION
I.B.2 – EXPORT 4.0 E-COMMERCE AND FAIRS

5. I.A.1 – HYPER AND SUPER DEPRECIATION
I. National Industry Plan 4.0 – KEY ACTIONS
I.A.1 – HYPER AND SUPER DEPRECIATION
It is intended to support companies that invest in new capital goods, tangible and intangible assets (software and IT systems) that are functional to the technological and digital transformation of production processes.
What is it for?
What advantages does it give?
Hyper depreciation: overvaluation of 250% on investments in new material assets, devices and technologies that enable transformation in 4.0, both acquired or leased*
Super depreciation: overvaluation of 140% on investments in new acquired or leased instrumental goods*
*a third part written evaluation is necessary

6. I.A.2 – MEASURES ON CAPITAL GOODS
I. National Industry Plan 4.0 – KEY ACTIONS
I.A.2 – MEASURES ON CAPITAL GOODS
The measure on Capital goods is the facilitation made available by the Ministry of Economic Development with the aim of facilitating access to business credit and increasing the competitiveness of the country's productive system.
Supports investments to buy:
Machinery;
Equipment;
Installations;
Instrumental goods for productive use;
Hardware;
software and digital technologies.

7. I. National Industry Plan 4.0 – KEY ACTIONS
I.A.3 – GUARANTEE FUNDS
Facilitates access to financial resources for small and medium-sized enterprises through the provision of a public guarantee that often replaces the real guarantees of the companies.

8. What is it for? I.A.4 – R&D TAX CREDIT
I. National Industry Plan 4.0 – KEY ACTIONS
I.A.4 – R&D TAX CREDIT
What is it for?
helps to stimulate private spending on Research and Development to innovate processes and products and ensure future business competitiveness.
All expenses related to fundamental research, industrial research and experimental development are deducible: hiring highly qualified and technical staff, research contracts with universities, research institutes, start-ups and innovative SMEs, amortization allowances for laboratory tools and equipment , technical skills and industrial monopolies.

9. What is it for? I.A.5 – PATENT BOX
I. National Industry Plan 4.0 – KEY ACTIONS
I.A.5 – PATENT BOX
What is it for?
To make the Italian market more attractive for long-term national and foreign investment by providing facilitated taxation on incomes derived from the use of intellectual property.

10. I.B – OTHER FUNDINGS SUPPLIED BY THE MINISTRY OF ECONOMIC DEVELOPMENT
I. National Industry Plan 4.0 – OTHER FUNDINGS
I.B – OTHER FUNDINGS SUPPLIED BY
THE MINISTRY OF ECONOMIC DEVELOPMENT
Thanks to Small and Medium Business Associations, among the eligible costs there are also low expenses which are the most affordable to SMES
MARKETS
DIGITALISATION
INTERNATIONALISATION
MADE IN ITALY

11. I.B.1 – NATIONAL VOUCHER FOR DIGITALISATION
I. Piano Nazionale Industria 4.0 – ALTRI FINANZIAMENTI
I.B.1 – NATIONAL VOUCHER FOR DIGITALISATION
What is it?
Promoted by:
It is an easy measure for micro, small and medium sized businesses that provides a fund through the emission of a "voucher" of up to € 10,000 (50% of the expenses), aimed at undertaking digitalization of business processes and technological updating.
What does it pay?
Software
Hardware
Experts/
consultants

12. Promoted by: I.B.2 – EXPORT 4.0: E-COMMERCE AND FAIRS:
I. Piano Nazionale Industria 4.0 – ALTRI FINANZIAMENTI
I.B.2 – EXPORT 4.0: E-COMMERCE AND FAIRS:
New markets for Lombardy companies
Promoted by:
Non-returnable funds up to € 6,000 to help Lombard companies access to e-commerce platforms as additional sales opportunities to foreign markets and vouchers for fairs participating in target countries.
The measure aims at creating export opportunities for smaller businesses, which are helped to use new digital tools.

13. II. Situation in Bergamo
II.A – DIGITAL INNOVATION HUB
II.A.1 – WHAT IS THE DIGITAL INNOVATION HUB?
II.A.2 – WHAT ARE THE OBJECTIVES?
II.A.3 – MANAGEMENT PROCESS
II.A.4 – BERGAMO DIGITAL INNOVATION HUB
II.B – BERGAMO PMI INNOVATION HUB
II.B.1 – WHAT IS THE BERGAMO PMI INNOVATION HUB?
II.B.2 – WHAT ARE THE AIMS?
II.B.3 – PARTNERS

14. II.A.1 – WHAT IS THE DIGITAL INNOVATION HUB?
II. Situation in Bergamo DIGITAL INNOVATION HUB
II.A.1 – WHAT IS THE DIGITAL INNOVATION HUB?
Confartigianato’s Digital Innovation Hub is a knowledge network system, variously arranged locally, which guides the member companies to benefit from digital technologies for their business regardless of size and knowledge, aiming at reaching the optimal technological horizon.

15. II.A.2 – WHAT ARE THE OBJECTIVES?
II. Situation in Bergamo DIGITAL INNOVATION HUB
II.A.2 – WHAT ARE THE OBJECTIVES?
Digital Innovation Hub aims at informing and spreading new technologies to companies in accordance with National Industry Plan 4.0. It also respects the purposes of the National guide.

16. II.A.3 – MANAGEMENT PROCESS
II. Situation in Bergamo
DIGITAL INNOVATION HUB
AWARENESS OF THE TERM: INDUSTRY 4.0
ASSESSMENT: TRAINING AND GUIDANCE FOR COMPANIES
ONLINE TRAINING AND ASSISTANCE IN DEVELOPING SOLUTIONS
SOLUTIONS IMPLEMENTATION
II.A.3 – MANAGEMENT PROCESS

17. II.A.4 – THE FUTURE DIGITAL HUB IN BERGAMO
II. Situation in Bergamo DIGITAL INNOVATION HUB
II.A.4 – IL DIGITAL HUB DI BERGAMO
II.A.4 – THE FUTURE DIGITAL HUB IN BERGAMO

18. II.A.4 – the DIGITAL HUB STAFF IN CONFARTIGIANATO BERGAMO
II. Situation in Bergamo
DIGITAL INNOVATION HUB
II.A.4 – the DIGITAL HUB STAFF
IN CONFARTIGIANATO BERGAMO
Innovative services and Competitiveness of businesses – Roberto Sottocornola and Marina Redondi
Skilled Areas and Fields – Marco Trussardi
Tax advisory and accounting service – Ileana Nava and Roberto Gargantini
Training service – Gabriella Fasulo
Credit service – Giovanni Agazzi

19. II.B.1 – WHAT IS BERGAMO PMI INNOVATION HUB?
II. Situation in Bergamo
PMI INNOVATION HUB
II.B.1 – WHAT IS BERGAMO PMI INNOVATION HUB?
Coordinated by Bergamo Chamber of Commerce. It will be based at POINT in Dalmine (BG).
Research and Technology
Technology Transfer
Incubator/Start Ups
University
Competence center
Focus on:

20. Bergamo Innovation Hub is: A strategic ring of the network;
II. Situation in Bergamo
PMI INNOVATION HUB
Bergamo Innovation Hub is:
A strategic ring of the network;
One of the national business contact points;
An external competence-centers partner.
It is a "collaborative" model among subjects of a wider system that enhances the synergies between existing and existing structures.

21. II.B.2 – WHAT ARE THE OBJECTIVES?
II. Situation in Bergamo
PMI INNOVATION HUB
II.B.2 – WHAT ARE THE OBJECTIVES?
Spread knowledge about industry technologies 4.0;
Mapping the digital maturity of businesses through the realization of a joint self-assesment model, made available by Digital Business Points;
Promote and organize courses of training on advanced competences specific for sector / productive chain;
Orienting and creating businesses to external digital transformation facilities, technology transfer centers, and Competence Centers;
Analyze the results of the actions taken on the basis of the self-assessment mapping, update the strategies and initiate corrective actions.

22. II. Situation in Bergamo
PMI INNOVATION HUB
II.B.3 – PARTNERS

23. III. The impact of digitalisation on SMEs
III.A – ADVANTAGES OF DIGITALISATION
III.A.1 – WHAT ARE THE BENEFITS?
III.A.2 – THE USERS OF DIGITALISATION
III.B – PROBLEMS TO BE SOLVED

24. III.A.1 – WHAT ARE THE BENEFITS?
III. The impact of digitalisation ADVANTAGES OF DIGITALISATION
III.A.1 – WHAT ARE THE BENEFITS?
Digitalisation involves:
Production
Order management.
Time and costs to manage the customers are reduced by online assistance.
Reduced time for the management of exceptions and damages
Digitalisation is a means to motivate especially young people.

25. III.A.2 – THE USERS OF DIGITALISATION
III. The impact of digitalisation ADVANTAGES OF DIGITALISATION
III.A.2 – THE USERS OF DIGITALISATION
Can diversify digitalization operations into more than one area of the company and extending the process to the entire production chain, they can involve a greater number of machineries and employees.
BIG COMPANIES
More limited interventions but with the same effectiveness.
It may be necessary to have a dedicated and young resource to trace processes and follow the computer aspects of the digitalization process.
SMALL COMPANIES

26. III.B – PROBLEMS TO BE ADDRESSED
III. The impact of digitalisation PROBLEMS TO BE ADDRESSED
III.B – PROBLEMS TO BE ADDRESSED
There are several issues that need to be solved to improve the digitization of Italian SMEs:
SMEs often perform "informal" innovation and Justifying the costs of obtaining funding for innovation is difficult;
in Italy, only the 30% of SMEs have a website, so there is a gap to fill (many companies work in the building sector and some other companies in the subcontracting fields);
there is little knowledge of foreign languages and this makes it difficult to develop international trade (e-commerce, platforms);
in the manufacturing fields, the average age of company owners is high and this implies a lack of interest on innovation;
ICT companies are often unable to support businesses because they are too small and they themselves fail to innovate;
The further adult training is still not sufficient because entrepreneurs do not have time for their Education (the youngsters are digital whereas the company managers are traditional) …. TO FINISH..