1. Benefit Open Enrollment 2013-14 Plan Year

2. You Spoke, We Listened…
We conducted an extensive benefit survey earlier this year in March
We had over 100 respondents
We learned some interesting information about our opinions on the current benefit menu and what our team would like to see going forward!

3. Somewhat Dissatisfied
How do you feel about the out-of-pocket cost to you (premium, deductibles and/or co-pay amounts)?
Very Satisfied
Somewhat Satisfied
Somewhat Dissatisfied
Very Dissatisfied
16.83%
(17)
46.54%
(47)
23.76%
(24)
12.87%
(13)

4. The following are criteria for choosing a health benefit plan
The following are criteria for choosing a health benefit plan. Please rank them in the order of most importance to you.

5. Would you choose less comprehensive health care coverage (i. e
Would you choose less comprehensive health care coverage (i.e. higher deductibles, co-pays, out-of-pocket expenses) if it meant paying a lower premium?
Definitely Yes
Probably Yes
Probably Not
Definitely Not
6.00%
(6)
18.00%
(18)
49.00%
(49)
27.00%
(27)
76%

6. Would you choose more comprehensive health care coverage (i. e
Would you choose more comprehensive health care coverage (i.e. lower deductibles, co-pays, out-of-pocket expenses) if it meant paying a higher premium?
Definitely Yes
Probably Yes
Probably Not
Definitely Not
19.00%
(19)
46.00%
(46)
30.00%
(30)
5.00%
(5)
65%

7. Plan that has lower deductibles, co-pays, out-of-pocket expenses
Health insurance plans can be designed to emphasize different features of the plan. Please rank the importance of the following 5 items. (‘1’ being the most important, and ‘5’ being the least important)
1 – Most Important 2 3 4
5 – Least Important
Number of Respondents
Plan that protects your family against very large, catastrophic medical expenses
33.00%
(33)
13.00%
(13)
21.00%
(21)
11.00%
(11)
22.00%
(22)
100
Plan that rewards employees (cost less) for having a healthy lifestyle
4.00%
(4)
20.00%
(20)
19.00%
(19)
34.00%
(34)
23.00%
(23)
Plan that has lower or no employee contributions
12.25%
(12)
15.31%
(15)
20.41%
22.45%
29.59%
(29) 98
Plan that has lower deductibles, co-pays,
out-of-pocket expenses
32.67%
22.77%
19.80%
18.81%
5.94%
(6)
101
Plan that provides freedom of choice for physicians, hospitals and other health care providers
17.82%
(18)
28.71%
13.86%
(14)
20.79%

8. So, based upon employee feedback, what’s changing beginning 7/1/13?
Current Benefit Offerings:
New Benefit Offerings:
Cigna HSA
Cigna Clinic Plan
Cigna HMO
United Health Care HSA
No more clinics
United Health Care HMO
(NEW) United Health Care PPO buy-up option

9. What Stays the Same? Plan Year 2012-13 Plan Year 2013-14 (begins 7/1)
Met Life Dental
Avesis Vision
Employer Paid Disability & Life Insurance
Met Life Dental – same coverage and cost
Avesis Vision – same coverage and cost
Same Employer Paid Disability & Life Insurance Coverage (carrier change to Mutual of Omaha)
EAP through Mutual of Omaha

10. Are there any added perks?
Additional holiday for Thanksgiving 2013 for a total of 7 paid holidays!
Friday, November 29th

11. Our commitment to healthy living…
SMFBA wellness discount requirements – 3 conditions
1.) Must complete the Health Risk Assessment (on-line questionnaire)
2.) Must complete the biometric screening
Will offer this on-site again for 2013 (July/August)
3.) Must be a non-smoker (certified via cotinine test)

12. The Health Care Cost Landscape… source: 2012 Kaiser Family Foundation Report

13. Average annual worker contribution (family coverage) for 2012 = $4,316
Average annual worker contribution (family coverage) for 2012 = $4, SMFBA Annual Worker Contribution: HSA = $0 HMO = $ PPO Buy Up = $3,893.00

14. The bottom line…better benefits for less cost!

15. Who’s benefits eligible at SMFBA?
First of the month following 60 days of employment with SMFBA…
Must be a regular, full-time employee scheduled to work at least 32 hours per week…
You and your dependents are eligible for group medical insurance coverage. Dependents include domestic partners.

16. About United Health Care…

17. UHC Navigate HMO Plan provides superior coverage in Arizona!

18. UHC Navigate HMO Plan provides superior coverage in Arizona!

19. New Medical Plan Details…

20. New Rx Plan Details…

21. Get the Mobile App!

22. BeneTrac On-line Enrollment
Login
Change password
Edit/Update your information
Add/Edit/Update Dependents
Enroll in Benefits
Review
& Finalize

23. Login Website https://www.eenroller.net/login.asp?ST=SMFB2428
User Name
First 6 Letters of last Name & last 4 of SSN
Example: John Foodbank,
SS#
Foodba1234
Password
1234
Note: (Employer ID SMFB2428)

24. (Check spelling & birth date)
What Next?
Update your information
Click on your name
Edit/Update
Change password
(Check spelling & birth date)
Add/Edit Spouse/Domestic Partner
Add/Edit Dependents
Proceed to My Benefits
Note: Benefits Tool bar

25. Enroll in Benefits Quick Links (List) (Set-up)
Medical
HSA
Dental
Vision
Etc.…
(Set-up)
Medical: United Health Care
Manage Benefit
Add or View Plan/Options
Choose Plan
Decline Benefit

26. Change Benefits (Same steps) Quick links or Scroll Down Manage Benefit
Terminate Coverage
Terminate Dependent

27. (Make sure info is correct)
Almost finished…
Summation
Amount coming out of paycheck
(click) Review & Finalize
Recaps benefits
Amount deducted from paycheck
Family Members
Beneficiaries
(Make sure info is correct)

28. ‘Click’ Agree to Above & Finalize My Selections

29. Need help? ‘ Click ?’ Help Page HR Team Top right corner
HR Learning Center

30. Key Reminders…
1.) everyone MUST enroll! Even if you are presently NOT on any of our St. Mary’s Food Bank benefits, you must enroll in the three benefits we provide for all employees and cover 100% of the cost:
Short Term Disability
Long Term Disability
Life Insurance (2x salary)
2.) Enrollment opens Monday, May 20th and closes Thursday, May 30th at midnight.

31. Questions?
Thank you