1. New Health Plan Option For 2013
Boyd Bros is offering a new health plan option to help you save money
Here’s how you will save:
The new option has lower weekly premiums
Boyd Bros contributes dollars to help you meet your deductible
First dollar coverage to pay medical expenses

2. What’s The New Option? High Deductible Health Plan
Health Reimbursement Arrangement
Wellness Program – Driving Health Wellness

3. High Deductible Health Plan With Health Reimbursement Arrangement
Deductible $1,500 Self Only Plan
Works with the Wellness Program
Boyd contributes $750 to your HRA to help cover your deductible when you enroll in the wellness program
First dollar coverage – HRA money pays your doctor or hospital directly

4. High Deductible Health Plan With Heath Reimbursement Arrangement
Deductible $3,000 Self + Family Plan
Works with the Wellness Program
Boyd contributes $1,500 to your Family HRA to help cover your deductible when both you & your spouse enroll in the wellness program
First dollar coverage – HRA money pays your doctor or hospital directly

5. Comparing the 2 Plans $500 deductible 80/20 Plan Preventive/Wellcare
Standard BoydCare Plan
Wellness Package – HDHP
HRA – Health Reimbursement Arrangement
$500 deductible
80/20 Plan
Preventive/Wellcare
Rates increase 20%
Wellness Program
Generic Rx $10 co-pay
Name brand Rx 80%
$250 in-patient co-pay
$1,500 deductible
Boyd pays $750 single
Boyd pays $1500 family
80/20 Plan
Preventive/Wellcare
No payroll change
Wellness Program
Generic Rx $10 co-pay
Name brand Rx 80%
No $250 in-patient co-pay

6. To Enroll In The New HDHP/HRA Option do this….
Print out a health plan enrollment form from the Boyd Bros website, fill in the info then send to BoydCare by , fax or mail
Or send a message from your truck to BoydCare
Complete diagnostic finger stick test for wellness program to get your health numbers.
We will tell you where & how to get tested soon
Fax

7. What You Get from the Wellness Program
The diagnostic finger stick test will use your blood to get your health numbers
Find out your numbers and get $750 in your HRA to use for your deductible
Total cholesterol, LDL, HDL, Triglycerides and glucose
Blood pressure, height and weight
Access to your very own Health Coach

8. Options in 2013
You don’t have to do anything if you want to stay in the plan you are already in.
Weekly premiums for health insurance will go up 20% in January for the Standard BoydCare Health Plan.
If you enroll in the High Deductible Health Plan with the HRA and Wellness Program, your weekly insurance premiums will be at the current rates.