1. Housing Policies Overview

2. Federal Housing Policies
Housing Assistance to Homeowners
Housing Policy for Low-Income folks

4. Housing Policy – An Historical overview
1. Housing Act of 1937
public housing program

5. Housing Policy…
2. Housing Act of 1949

6. Housing Policy… 3. Efforts to Desegregate
This photo is a family moving into Detroit public housing after the war – strictly segregated housing.

7. Housing Policy…
4. Move away from “project-based housing” --- early 1970s

9. Housing Policy… 1974 – Section 8 program
Rent subsidies to low-income tenants in private housing

10. Housing Policy
5. HOPE VI and other public housing redevelopment efforts

11. Overall: Remarkable improvement in housing quality
Remarkable retreat from addressing housing AFFORDABILITY
Shortfall in affordable housing

12. Housing Policy
6. NOW: Greatest policy emphasis for low-income folks: home ownership.
(we can praise or critique this on MANY levels – but in context of discussion near homelessness not so relevant.)

13. Why hasn’t low-income housing policy been more successful?
cultural argument
Poor don’t value their housing, neighborhoods
People don’t value “hand outs”
Mean spirited architecture
Political economic argument
Compromised policy favoring real estate, business
Housing policies as stimulus to trades and housing market