1. Current and Proposed ATM Activity
Woodgrove Bank, LLC
Current and Proposed ATM Activity

2. Overview More than 275 ATMs currently installed
ATM locations in Central City and five surrounding counties
Average 120 daily transactions per ATM
Revenues up 17% per year, on average

3. Most Common ATM Uses Withdraw cash >$100 Verify account balance
Transfer between accounts
Withdraw cash >$250
Deposit cash
Deposit personal checks
Deposit business receipts

4. Current Top 6 Locations Location Monthly Transaction Value
Monthly Fee Revenue
1. Woodbridge Mall
$1,700,000
$225,000
2. Park Shopping Center
$1,200,000
$198,000
3. Harris Lake Mall
$1,050,000
$164,000
4. Snyder Place
$934,000
$106,000
5. Stowe Shoppes
$859,000
$92,000
6. Founder’s Square
$802,000
$88,000

5. Proposed ATM Location Location Site Study Complete
Nearest Competing ATM
1.Springdale Cineplex
Yes
More than 2 miles
2. Glen Avenue BIG Food No
Three Blocks
3. Findlay Market Square
One Block
4. Center City Arena
5. Williams State College
Half a mile

6. Team Leader Division States Name Northern Michigan Wisconsin Nebraska
North Dakota
Wesley Kirk
Eastern
New York
Connecticut
Rhode Island
Vermont
Maine
New Hampshire
New Jersey
Claude Simpson
Mary Bailey
Western
California
Arizona
New Mexico
Greg Ballantine

7. ATM Cost Analysis