1. Onno W. Purbo Onno@indo.net.id
e-Banking
Onno W. Purbo

2. Type 2 pihak 3 pihak Bank- Customer Bank - Bisnis - Customer
Bank - Bisnis - Bisnis

3. Issu Utama
Payment Method
Security
Certificate Authority
Cyberlaw

4. Payment Method Transaksi model ATM.
Pembayaran 2 pihak tanpa perantara.
Pembayaran 2 pihak dengan perantara.
Micropayment.
Anonymous Digital Cash.

5. Transaction Security SSL (Secure Socket Layer)
SET (Secure Electronics Transaction)

6. SSL (Secure Sockets Layers)
is a program layer created by Netscape for managing the security of message transmissions in a network.
Netscape's SSL uses the public-and- private key encryption system from RSA, which also includes the use of a digital certificate.

7. Seller/Mall/Retailer
&
A Total E-Commerce Solution for B-to-C
Seller/Mall/Retailer
Buyer
1. I ‘ll take those items
2. URL Redirect to CSP
10. Smart Receipt
9. Transaction status
update
3. Authorize purchase
Payment Process.
CSP
5. Authorization return code
6. Batch settlement (e.g Hourly)
4b. Card limit Check
4a. Valid card check
8. Credit merchant a/c
7. Debit the Card
Merhant’s
Bank
Card
Issuing Bank