Presentation is loading. Please wait.

Presentation is loading. Please wait.

HELOCs.

Similar presentations


Presentation on theme: "HELOCs."— Presentation transcript:

1 HELOCs

2 Application Disclosure
Form Electronic Applications Timing Third Party Duties

3 content Retention Information Conditions for disclosed terms
Security Interest and Risk to Home Possible Actions by the creditor Payment Terms APR Fees Imposed by the Creditor Fees Imposed by Third Parties Negative Amortization Transaction Requirements Tax Implications Variable Rate Disclosures Brochure

4 Limitations Rate Changes Plan Termination Change in Terms
Prohibiting Extensions of Credit Refund of Fees Imposition of Nonrefundable Fees

5 Account Opening Disclosures
Finance Charge Other Charges Disclosures from the Application Disclosure Security Interest Statement of Billing Rights

6 Periodic Statements Previous Balance Identification of Transactions
Credits Periodic Rates Balance on which the Finance Charge is Computed Amount of Finance Charge Other Charges APR Grace Period Address for Billing Errors Closing Date of Billing Cycle

7 Change in Terms General Rules Timing Exceptions
Restrictions Due to Special Circumstances

8 Rescission Applicable Transactions Definition of Dwelling Procedure
Notice Time Period Expanded Rescission Period Member and Credit Union Actions Waiver


Download ppt "HELOCs."

Similar presentations


Ads by Google