1. How Things Work: Smart Cards Ian McConkey November 2, 2017

2. Topics What is a smart card? Benefit over previous technology Types
Features and technology

3. Smart Cards: Portable Secured Data
Bank cards
Identification (e.g. government)
Access control for restricted areas
Health care
Loyalty systems

4. Benefits over Previous Technology
Smart Cards Offer:
More Storage
Longer lifetime
Increased security (hardware and software)
Zoom-In on Magnetic Stripe Card

5. Memory vs. Processor Cards
Memory Card Architecture
Processor Card Architecture

6. Contact vs. Contactless Cards
Integrated Contact and Contactless Card Architecture

7. Contact Module 10 mm2 (up to 25 mm2)

8. Memory
Volatile
RAM
Non-Volatile
ROM
EEPROM
Flash

9. Microprocessor and Clock
Originally 8-bit
Now, often 32-bit
Externally generated clock signal
Clock multiplier

10. Contactless Card Features
Standard 125 kHz (Inner) and MHz (Outer) Antenna Coils
Inductive Coupling

11. Summary Plastic card with embedded integrated circuit
Portable secured personal data
Different types: memory/processor, contact/contactless
Increased security (software and hardware)
Prevalent in our everyday lives

12. References
Rankl, W., & Effing, W. (2010). Smart Card Handbook. Chichester, West Sussex, United Kingdom
HowStuffWorks (2017). What is a smart card? Retrieved from
Secure Technology Alliance (2017). Smart Card Technology FAQ. Retrieved from
CardLogix Corporation (2010). Smart Card Basics. Retrieved from overview.html#bank
Secure Technology Alliance (2017). Contactless Payment Resources. Retrieved from resources/?redirect=https%3A%2F%2Fwww.securetechalliance.org%2Factivities-councils-contactless-payments- resources
Images: