1. Economic Activities

3. 1. Financial Education Management of money related transactions
Understanding of various financial areas

5. Financial System The system in which all the
economic activities are carried out
Nepalese financial system consists
of banking and non-banking sector

6. Types of Bank in Nepal Bank Account Central Bank
Category of Bank: A, B, C, D
Bank Account
Savings Account
Current Account
Fixed Deposit Account
Advantages

7. E-Banking
ATM
Credit Card
Mobile Banking

8. 2. Financial Instruments
Tool for financial transactions
Currency/ Clean Notes
Bank Loans / Credits
Remittance
Foreign Currency
Stock / Securities
Shares (preference / ordinary)
Requirements to fill the forms
of shares

10. 3. Co-operatives in Nepal
Cooperative is a group of like-minded people working for the same economic and social goals. So the basic meaning of cooperative is to work together in collaboration.
In Nepal, formal cooperatives were developed after the formation of Cooperative Association in 2010 B.S.
After the promulgation of the Cooperative Act in 2048 B.S., the wave of
establishing cooperatives began.

11. Importance Economic development
helps the locals in improving the quality of life as well as poverty alleviation.
Brings balance between country's economic and social development
Resource mobilization
Employment
Encourage in saving the daily income
Provide loan for agriculture, business, education, housing
Problems

12. 4. Insurance in Nepal Risk Tool to reduce risk
Insurance is a legal contract that protects people from the financial losses.
It is a contract between the insurer and insured in which the insurer promises to pay the financial loss to the insured in return for payment of a specified premium.
Insurance Board

13. Insurance Types Life Insurance Non-Life Insurance
Third Party Insurance
Health Insurance

14. List of Insurance companies in Nepal
Life Insurance Companies
Non-Life Insurance Companies
1.   National Life Insurance Company Limited
1.   Nepal Insurance Company Limited
2.   Nepal Life Insurance Comany Limited
2.   The Oriental Insurance Company Limited
3.   Life Insurance Corporation (Nepal) Limited
3.   National Insurance Company Limited
4.   American Life Insurance Company Limited
4.   Himalayan General Insurance Company Limited
5.   Asian Life Insurance Company Limited
5.   United Insurance Company (Nepal) Limited
6.   Gurans Life Insurance Company Limited
6.   Premier Insurance Company (Nepal) Limited
7.   Surya Life Insurance Company Limited
7.   Everest Insurance Company Limited
8.   Prime Life Insurance Company Limited
8.   Neco Insurance Limited
9.   Rastriya Beema Sansthan
9.   Sagarmatha Insurance Company Limited
10. I.M.E. Life Insurance Company Limited
10. Prabhu Insurance Company Limited
11. Jyoti Life Insurance Company Limited
11. NB Insurance Company Limited
12. Union Life Insurance Company Limited
12. Prudential Insurance Company Limited
13. Sun Nepal Life Insurance Company Limited
13. Shikhar Insurance Company Limited
14. Reliance Life Insurance Limited
14. Lumbini General Insurance Company Limited
15. Reliable Nepal Life Insurance Limited
15. NLG Insurance Company Limited
16. Citizen Life Insurance Co. Ltd.
16. Siddartha Insurance Limited
17. Sanima Life Insurance Co.
17. Rastriya Beema Company Limited

15. Benefits of Insurance Compulsory Saving Compensation Safe future
Provides bonus / Interest / Dividend
Loan Facility
Tax Savings

16. Share Market of Nepal Terminologies
Share or stock - ownership of a piece of a company
Stock price – current closing price of the company for a single share
Stock exchange – stock trading place, NEPSE (Nepal), NYSE, Nasdaq (the US), Sensex, Nifty (India)

21. Capital market
Primary market
Secondary market

22. Terminologies contd…
IPO
FPO
Mutual Funds
Allotment
Dividends
Rights
Warren Buffet
Rakesh Jhunjhunwala: 5k (1985) to
1.8$ Billion

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