1. Ethical Decision Making and Ethical Dilemmas in Financial Counselling A Taster
Presented by Dr. Barbara Meddin A.A.B.A., M.S.W., Ph.D., F.S.P.S.W.,L.M.I.P.A.A./WA
For The Financial Counselling Association of WA
Tuesday October 24, 2017
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

2. WHAT WORD POPS INTO YOUR HEAD
About how you feel about when you hear the words
Ethical Decision Making or Ethical Dilemmas
That arise in your work as a Financial Counsellor?
Remember - This is about how you feel not what you think
Property of Dr.. B Meddin, not to be used without her written permission 2

3. Ethics and Ethical Decision Making and Ethical Dilemmas
Let’s be sure we’re all on the Same Page
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

4. Two Type of Ethics (and Values)
Personal – are the ethics and values you personally hold that guide your actions and decisions in your personal life
Work Related - are the ethical standards and principles defined by the Financial Counselling Association, the sector (gov’t, non gov’t, and private sector agencies) and your profession to guide your behaviour and decision making at work
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

5. Ethics in the context of Financial Counselling
A system of moral principles and perception of right and wrong in respect to your actions as a financial counsellor or as a member of your professional association that guides your conduct and decision making
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

6. Code of Ethics
An explicit statement of the values, principles, and rules of your organization or your profession
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

7. is not immediately apparent
Ethical Dilemma
The need to make a decision in which one can envision more than one equally good (or equally bad) option
and
the correct decision
is not immediately apparent
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

8. So What are some of the What Ethical Dilemmas. Do You
So What are some of the What Ethical Dilemmas Do You You Face in Your Work?
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

9. The Ethical Principles and Values your Work as a Financial Counsellor
What are
The Ethical Principles and Values
that Guide
your Work as a Financial Counsellor
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

10. Some Ethical Principles and Values that Guide my Work Life
Worth and Dignity of All Human Beings
Appropriate use of Confidentiality
Best Interest of Vulnerable Persons is Paramount
Empowerment
Equal Access and Opportunity
Safety of Individual is Paramount
Duty of Care
Right to Self to Determination (qualified by risk of harm to another)
Natural Justice/Due Process/Procedural Fairness
Eliminating Dependency
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

11. What would you do in this situation?
Why?
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission

12. Where to From Here What else will you need to do to help you effectively deal with making ethical decisions and the ethical dilemmas you face as a financial counsellor?
These materials are the intellectual property of Dr.. Barbara Meddin and cannot be used without her written permission