Farm Service Agency Programs Overview FSA Disaster Assistance

Farm Service Agency Programs Overview FSA Disaster Assistance
USDA is an equal opportunity provider, employer, and lender.

Farm Service Agency (FSA) Overview
Part of U.S. Department of Agriculture (USDA), under the new Farm Production and Conservation mission area: Farm Service Agency (FSA) Risk Management Agency (RMA) Natural Resources Conservation Service (NRCS) FSA delivers farm programs, loans to help agricultural producers, partner organizations provide food, fuel, fiber Farm Bill – FSA administers 50 federal programs authorized by 2014 Farm Bill The Farm Service Agency has been supporting U.S. Agriculture since 1931. The Farm Service Agency, or FSA, is part of the U.S. Department of Agriculture under the Farm Production and Conservation mission area, along with the Risk Management Agency (RMA) and Natural Resources Conservation Service (NRCS). FSA delivers more than 50 federal farm programs provided through Farm Bill legislation. The Agency’s programs and loans help our nation’s agricultural producers and partner organizations provide food, fuel, and fiber to people worldwide. USDA is an equal opportunity provider, employer, and lender.

Farm Service Agency (FSA) Overview
FSA in Texas – Local Service, Local Impact Approximately 650 full-time FSA employees in Texas 173 Service Centers across Texas, serving all 254 counties State Office in College Station FSA serves all of Texas at the local level The agency has approximately 650 full-time permanent FSA employees in Texas. There are 173 Service Centers in Texas, serving all 254 counties The State Office is located in College Station, Texas. USDA is an equal opportunity provider, employer, and lender.

Getting Started with FSA
Determine Your Needs Disaster Assistance Livestock losses; Property, equipment damage Commodity, Price Support Protect against market losses Conservation Efforts Protect endangered wildlife; Reduce erosion Farm Loans Start new operation Expand production, equipment Begin specialty/niche operation Sustain farming operations FSA Texas Webpage - USDA Service Centers - offices.usda.gov Many people are aware of FSA’s more traditional programs, but several other options may also be available in each unique situation. Program details can be found on the FSA state webpages; for example, the Texas webpage is The first step for farmers and ranchers interested in FSA’s programs is to contact your local USDA Service Center. Discuss your needs with local FSA staff. Together, you can review and select programs that will most effectively help you. Your nearest County Office can also be found at offices.usda.gov. USDA is an equal opportunity provider, employer, and lender.

USDA is an equal opportunity provider, employer, and lender.
FSA’s Texas webpage has much of the information you need to learn more, including program pages, News Releases and monthly Newsletters, and help finding any county office. USDA is an equal opportunity provider, employer, and lender.

Getting Started with FSA
What to Bring to Your FSA Office Proof of Identity Valid driver’s license, passport, other personal identification Social Security card or IRS paperwork that verifies an Employer Identification Number Original documents required Proof of farm/ranch ownership (if recording ownership) Copy of recorded deed Lease agreement (if identifying lease) Entity Identification Status (if recording entity) Articles of incorporation Trust & estate documents Partnership agreement Many people are aware of FSA’s more popular programs, but several other options may also be available in each unique situation. Program details can be found on the FSA state webpages; for example, the Texas webpage is The first step for farmers and ranchers interested in FSA’s programs is to contact your local USDA Service Center. Discuss your needs with local FSA staff. Together, you can review and select programs that will most effectively help you. Your nearest County Office can also be found at offices.usda.gov. USDA is an equal opportunity provider, employer, and lender.

Getting Started with FSA - GovDelivery
FSA’s electronic news service delivers important state and local program information instantly State Newsletters, County News Bulletins, Time-Sensitive local text messages Subscribe at your local Service Center Subscribe online at on Main Page SMS Alerts: Important, time-sensitive text messages from your local FSA office Text TX and your county name (no spaces) to FSANOW (372669) Example: Recipient = FSANOW ( ) Message = TXBee USDA is an equal opportunity provider, employer, and lender.

Disaster Assistance – News
Extra Time, Procedures Granted to Document and Claim Disaster Losses Agriculture Secretary Sonny Perdue announced special procedures to assist producers who lost crops or livestock or had other damage to their farms or ranches as a result of hurricanes Harvey and Irma USDA will provide additional flexibility to assist farm loan borrowers FSA authorized emergency procedures on case-by-case basis to assist impacted borrowers, livestock owners, contract growers, others USDA is an equal opportunity provider, employer, and lender.

Disaster Assistance – News
Some program requirements have been temporarily adjusted for Producers affected by Hurricane Harvey Financially stressed FSA farm loan borrowers affected by the hurricanes who have received primary loan servicing applications may be eligible for 60 day extensions Deadlines to file loss for Livestock Indemnity Program (LIP) and Emergency Assistance for Livestock, Honey Bees and Farm-Raised Fish (ELAP) extended to 60 days Special provisions provided for “acceptable proof of livestock death and inventory for livestock losses” A complete listing of all special farm program provisions is posted at Contact your local County FSA Office for specific information related to your operation USDA is an equal opportunity provider, employer, and lender.

FSA - General Application Requirements
Adjusted Gross Income (AGI) Certification Highly Erodible and Wetland certification AGI limitation of $900,000. HELC/WC, an AD-1026 is necessary for compliance with Highly Erodible and Wetland compliance. USDA is an equal opportunity provider, employer, and lender.

Livestock Disaster Programs
Livestock Forage Disaster Program (LFP) Livestock Indemnity Program (LIP) Emergency Assistance for Livestock, Honey Bees, and Farm-Raised Fish (ELAP) Payment limitation of $125,000 per year The Farm Bill made the Livestock Indemnity Program (LIP), Livestock Forage Disaster Program (LFP), and Emergency Assistance for Livestock, Honey Bees, and Farm Raised Fish Program (ELAP) permanent disaster assistance programs and were made retroactive back to October 1, The program provides livestock producers with a risk management tool when extreme weather conditions affect livestock operations. These risk management tools are a balance to the disaster assistance provided to crop producer through crop insurance. The three programs are improved versions of the 2008 Farm Bill and no longer require producers to purchase crop insurance or NAP coverage to be eligible for the programs. The combined payments to a producer from LIP, LFP, and ELAP each program year can not exceed $125,000. USDA is an equal opportunity provider, employer, and lender.

Livestock Indemnity Program (LIP)

Provides benefits to livestock producers for livestock deaths in excess of normal mortality caused by adverse weather Payments are equal to 75 percent of the average fair market value of the livestock USDA is an equal opportunity provider, employer, and lender.

Eligible Livestock Beef Cattle Horses Dairy Cattle Poultry Beefalo Sheep Bison Swine Goats Other livestock as determined by Sec. of Agriculture USDA is an equal opportunity provider, employer, and lender.

Eligible Livestock Producers Eligible owners must legally own the eligible livestock on the day the loss occurred Eligible contract growers must be in possession of the eligible livestock a the time of the loss and have a written agreement with the eligible livestock owner setting the specific terms regarding the production of the livestock. Eligible livestock producers must legally own or have possession of the livestock at the time of the loss. USDA is an equal opportunity provider, employer, and lender.

Eligibility Requirements Livestock must have died in excess of normal mortality as direct result of eligible loss condition that occurred no later than 60 calendar days from ending date of applicable adverse weather event Livestock must have been maintained for commercial use as part of a farming operation on the day they died USDA is an equal opportunity provider, employer, and lender.

Eligibility Requirements Livestock must not have been produced for reasons other than commercial use as part of farming operation Excluded livestock includes wild free-roaming animals, pets or animals used for recreation purposes such as hunting, roping, or show USDA is an equal opportunity provider, employer, and lender.

Application Requirements Participant must provide Notice of Loss within 30 calendar days of when loss of livestock is apparent to producer Complete application for payment and provide required supporting documentation for loss no later than 90 calendar days after end of calendar year in which eligible loss condition occurred The Livestock Indemnity Program To apply for benefits under LIP a livestock producer must provide a notice of loss and submit an application with supporting documentation. USDA is an equal opportunity provider, employer, and lender.

Death Loss Supporting Documentation Beginning and ending inventories for type/kind and weight range of livestock Type of adverse weather Proof of Death USDA is an equal opportunity provider, employer, and lender.

Death Loss Supporting Documentation (Cont’d) Type of documentation: Photographs/video to document loss, date if possible Purchase records, veterinarian records, production records, bank or other loan documents Written contracts, records assembled for tax purposes, private insurance documents Other similar reliable documents Adequate proof that eligible livestock deaths occurred as direct result of eligible adverse weather event USDA is an equal opportunity provider, employer, and lender.

How to Apply for 2017 LIP File a Notice of Loss within 30 calendar days of when loss of livestock is apparent to producer Application Deadline is March 31, 2018 for 2017 losses Call your County FSA Office for appointment USDA is an equal opportunity provider, employer, and lender.

Livestock Disaster Assistance Programs
Livestock Indemnity Program Application The Livestock Indemnity Program To apply for benefits under LIP a livestock producer must provide a notice of loss and submit an application with supporting documentation. This is a sample of LIP form CCC-862. USDA is an equal opportunity provider, employer, and lender.

Livestock Disaster Assistance Programs
Livestock Indemnity Program Application This is a sample of LIP form CCC-862. USDA is an equal opportunity provider, employer, and lender.

Emergency Assistance for Livestock, Honey Bees, and Farm-Raised Fish (ELAP)
The Emergency Livestock Assistance Program, or ELAP Up to $20 million is available annually for ELAP, which provides emergency assistance to eligible producers of livestock, honeybees, and farm-raised fish. ELAP covers losses due to an eligible adverse weather condition, or eligible loss condition, including blizzards, disease, water shortages, and wildfires, as determined by the Secretary. ELAP compensates losses not covered under other supplemental Disaster Assistance programs established by the 2014 Farm Bill. The ELAP program year follows the Fiscal Year. USDA is an equal opportunity provider, employer, and lender.

Provides emergency assistance to eligible producers of livestock, honeybees and farm-raised fish for losses due to disease (including cattle tick fever), adverse weather, or other conditions, such as blizzards and wildfires, as determined by the Secretary of Agriculture, not covered by LFP and LIP. Emergency Assistance for Livestock, Honey Bees, and Farm-Raised Fish (ELAP) Provides emergency assistance to eligible producers of livestock, honeybees and farm-raised fish for losses due to disease (including cattle tick fever), adverse weather, or other conditions, such as blizzards and wildfires, as determined by the Secretary of Agriculture, not covered by LFP and LIP. USDA is an equal opportunity provider, employer, and lender.

Covered Losses: Livestock Feed Losses Livestock Grazing Losses Honeybee Colony Losses Honeybee Hives Losses Honeybee Feed Losses Bait and Game Fish Losses Aquatic Species Feed Losses USDA is an equal opportunity provider, employer, and lender.

Application Requirements – for 2017 Losses Must provide Notice of Loss within 30 calendar days of when loss of livestock is apparent to producer Complete application for payment and provide required supporting documentation for loss no later than November 1, 2017 Call your local County FSA Office for appointment USDA is an equal opportunity provider, employer, and lender.

Noninsured Crops Disaster Assistance Program (NAP)

Noninsured Crop Disaster Assistance Program (NAP)
Available for crops not covered by RMA Financial assistance to producers of non-insurable crops impacted by natural disaster resulting in lower yields, crop losses, or prevents crop planting NAP Coverage must be purchased by crop application closing date Noninsured Crops Disaster Assistance Program (NAP) NAP is available on crops not covered by RMA. Provides financial assistance to producers of non-insurable crops to protect against natural disasters that result in lower yields, crop losses, or prevents crop planting. To be eligible for NAP must purchase coverage by crop application closing date. USDA is an equal opportunity provider, employer, and lender.

Basic coverage 50% yield at 55% price Service Fees $250 per crop, or $750 per person per administrative county, or $1,875 for producer farming in multiple counties May also elect buy-up protection for individual crop at 50%, 55%, 60%, 65% of yield at 100% of price Buy-up coverage requires NAP service fee plus a premium which equals 5.25% of liability Grazed crops are not eligible for buy-up Noninsured Crops Disaster Assistance Program (NAP) To be eligible for NAP must purchase coverage by crop application closing date. NAP offers basic coverage of 50% yield at 55% price with a $250 per crop fee. Service fees are $250 per crop, $750 per person per administrative county or $1,875 for a producer with farming interest in multiple counties Producers may also elect buy-up protection for each individual crop at 50, 55, 60 or 65% of yield at 100% of the price. Buy-up coverage requires a the NAP service fee as well as a premium which equals to 5.25% of liability. (Grazed crops are not eligible for buy-up) A premium will be calculated for producer's who elect to purchase buy-up coverage. The premium will be based on the lessor of: Producer’s share X eligible acres X producer’s approved yield X coverage level X 100% of average market price X 5.25% or 5.25% X applicable payment limitation ($125,000) for a maximum of $6,563 per producer. Service fees are waived for Limited Resource Producers, Beginning Farmers and Under Served Producers. The premium for buy-up coverage is reduced by 50% for these same farmers (maximum premium $3,281) USDA is an equal opportunity provider, employer, and lender.

Eligible Causes of Loss Include: Drought Excessive Wind/Tornado/Hurricane Freeze Hail Flood/Excessive Moisture Earthquake Conditions related to damaging weather or adverse natural occurrence; disease, insect infestation, heat, sufficient chill hours Noninsured Crops Disaster Assistance Program (NAP) Eligible Causes of Loss include: Drought Freeze Hail Excessive Moisture Excessive Winds or Hurricanes Tornado Adverse natural occurrences; earthquake, flood, etc. Other conditions related to damaging weather or adverse natural occurrence including, disease, insect infestation, heat and sufficient chill hours. USDA is an equal opportunity provider, employer, and lender.

After purchase, Producer must: Timely report/certify crop acreage File Notice of Loss Turn in crop production File Application for Payment Noninsured Crops Disaster Assistance Program (NAP) After purchase, the producer must: Timely report/certify crop acreage File Notice of Loss Turn in crop production, and File Application for Payment USDA is an equal opportunity provider, employer, and lender.

Noninsured Crops Disaster Assistance Program (NAP) – Sample CCC-576 form USDA is an equal opportunity provider, employer, and lender.

Tree Assistance Program (TAP)
Provides disaster assistance to eligible orchardist and nursery tree growers to replant or rehabilitate trees, bushes and vines that were lost because of an eligible natural disaster. Must have reached mortality (died) above and below ground as a result of an eligible natural disaster event. The stand must have sustained a mortality loss in excess of 18% after adjuster for normal mortality. If the tree, bush or vie is damaged to such and extent that it is no longer commercially viable it may be considered dead in determining the mortality threshold. Applicants who suffered eligible tree, bush and vine losses must provide an application and supporting documentation to FSA within 90 calendar days of each disaster event or date when the loss of trees, bushes or vines is apparent to the producer. USDA is an equal opportunity provider, employer, and lender.

Assistance for eligible orchardist, nursery tree growers to replant or rehabilitate trees, bushes, vines lost as result of eligible natural disaster Tree Assistance Program (TAP) Provides disaster assistance to eligible orchardist and nursery tree growers to replant or rehabilitate trees, bushes and vines that were lost because of an eligible natural disaster. USDA is an equal opportunity provider, employer, and lender.

Eligibility Conditions Mortality above and below ground as result of eligible natural disaster event Stand must have sustained mortality loss in excess of 18% after adjusted for normal mortality Damaged trees, bushes, vines no longer commercially viable; may be considered “dead” in determining mortality threshold Applicants who suffer eligible tree, bush, vine loss must provide application and supporting documentation to FSA within 90 calendar days of each disaster event or date when loss is apparent to producer Tree Assistance Program (TAP) Must have reached mortality (died) above and below ground as a result of an eligible natural disaster event. The stand must have sustained a mortality loss in excess of 18% after adjusted for normal mortality. If the tree, bush or vine is damaged to such an extent that it is no longer commercially viable it may be considered dead in determining the mortality threshold. Applicants who suffered eligible tree, bush and vine losses must provide an application and supporting documentation to FSA within 90 calendar days of each disaster event or date when the loss of trees, bushes or vines is apparent to the producer. USDA is an equal opportunity provider, employer, and lender.

Eligible producers may be reimbursed for cost of replanting/rehabilitating trees damaged in excess of 18% mortality as follows: Replanting and cost of seedlings or cuttings for tree, bush, vine replacement; the lesser of either: 65% of actual total cost of practice Total calculated using rates established by DAFP for practice Cost of pruning, removal, other costs incurred for salvaging existing trees, bushes, vines; in case of mortality, to prepare land to replant trees, bushes, vines, the lesser of: 50% of actual cost of practice Tree Assistance Program (TAP) Eligible producers may be reimbursed for the cost of replanting trees and/or rehabilitating trees damaged, in excess of 18% mortality as follows: For replanting and the cost of seedlings or cuttings for tree, bush or vine replacement the lesser of either of the following: 65 percent of the actual total cost of practice Total amount calculated using rates established by DAFP for the practice For the cost of pruning, removal, and other costs incurred for salvaging existing trees, bushes, or vines, or in the case of mortality, to prepare the land to replant trees, bushes, or vines, the lesser of either of the following: 50 percent of the actual cost of practice Amount calculated using rates established by DAFP for the practice If the applicant qualifies for payment by meting the 18 mortality threshold, payment will be calculated as the lesser of the following: Actual Cost Receipts X Percent Applicant Share X Percent Payment Lever = Total Payment Total Determined Trees Lost, Trees Damaged, and Acres X Percent Applicant Share X Practice Payment Rate = Total Payment USDA is an equal opportunity provider, employer, and lender.

Tree Assistance Program (NAP) – Sample CCC-899 form USDA is an equal opportunity provider, employer, and lender.

Emergency Grazing of Conservation Reserve Program (CRP)
ECP Provides emergency funding and technical assistance to farmers and ranchers to rehabilitate farmland damaged by natural disasters ECP participants may receive cost-share assistance of up to 75% of cost to implement approved emergency conservation practices. USDA is an equal opportunity provider, employer, and lender.

Emergency grazing limited to livestock producers who suffered pasture losses due to Hurricane Harvey Beginning September 13, 2017, livestock owned by an eligible producers affected by Hurricane Harvey may graze eligible CRP land for period of 60 days Emergency grazing will be limited to livestock producers who suffered pasture losses due to Hurricane Harvey Beginning September 13, 2017, livestock owned by an eligible producers affected by Hurricane Harvey may graze eligible CRP land for a period of 60 days To ensure emergency grazing of CRP is only utilized by producers whose grazing land was adversely impacted by Hurricane Harvey, eligibility may be determined by either a CCC-576 or written self certification CRP acreage eligible for emergency grazing includes practices CP1, CP2, CP4B, CP4D, CP10, CP18B, CP18C, and CP38 if included in the approved SAFE proposal USDA is an equal opportunity provider, employer, and lender.

To ensure emergency grazing is only utilized by producers whose grazing land was adversely impacted by Hurricane Harvey, eligibility may be determined by either a CCC-576 or written self certification CRP acreage eligible for emergency grazing includes practices CP1, CP2, CP4B, CP4D, CP10, CP18B, CP18C, and CP38 if included in the approved SAFE proposal Emergency grazing will be limited to livestock producers who suffered pasture losses due to Hurricane Harvey Beginning September 13, 2017, livestock owned by an eligible producers affected by Hurricane Harvey may graze eligible CRP land for a period of 60 days To ensure emergency grazing of CRP is only utilized by producers whose grazing land was adversely impacted by Hurricane Harvey, eligibility may be determined by either a CCC-576 or written self certification CRP acreage eligible for emergency grazing includes practices CP1, CP2, CP4B, CP4D, CP10, CP18B, CP18C, and CP38 if included in the approved SAFE proposal USDA is an equal opportunity provider, employer, and lender.

Emergency Conservation Program (ECP)

Provides emergency funding and technical assistance to farmers and ranchers to rehabilitate farmland damaged by natural disasters ECP participants may receive cost-share assistance of up to 75% of cost to implement approved emergency conservation practices ECP Provides emergency funding and technical assistance to farmers and ranchers to rehabilitate farmland damaged by natural disasters ECP participants may receive cost-share assistance of up to 75% of cost to implement approved emergency conservation practices. USDA is an equal opportunity provider, employer, and lender.

ECP – Eligibility To rehabilitate farmland, ECP participants implement emergency conservation practices: Debris removal from farmland Grading, shaping or leveling land Restoring livestock fences Restoring Conservation structures To rehabilitate farmland, ECP participants implement emergency conservation practices: Debris removal from farmland Grading, shaping or leveling land Restoring livestock fences, or Restoring Conservation structures USDA is an equal opportunity provider, employer, and lender.

ECP – Eligibility Requirements Items eligible for cost-share assistance include cost to rehabilitate or replace damaged land or structures: New or used materials Services Labor Sales tax Items eligible for ECP cost-share assistance include cost to rehabilitate or replace damaged land or structures: New or used materials Services Labor Sales tax USDA is an equal opportunity provider, employer, and lender.

ECP – Eligible Land Eligible land must be physically located in county or portion of county approved for ECP For land to be eligible, natural disaster must create new conservation problems that, if untreated, would: Impair or endanger land Materially affect land’s productive capacity Represent unusual damage not type likely to recur frequently in same area Be so costly to repair that federal assistance required to return land to productive agricultural use Conservation problems existing before the applicable disaster event are ineligible for ECP assistance Eligible land must be physically located in county or portion of county approved for ECP For land to be eligible, natural disaster must create new conservation problems that, if untreated, would: Impair or endanger land Materially affect land’s productive capacity Represent unusual damage not type likely to recur frequently in same area Be so costly to repair that federal assistance required to return land to productive agricultural use Conservation problems existing before the applicable disaster event are ineligible for ECP assistance USDA is an equal opportunity provider, employer, and lender.

ECP – Eligible Restoration Cost Considerations The minimum performance necessary to resolve problems that are corrected by ECP practice must meets current NRCS standards and specifications Payments limited to restoring structures and other installations to current NRCS technical standards and specifications ECP participants must pay additional cost incurred to improve land and structures beyond minimum NRCS technical standards and specifications No relief authorized for conservation problems existing before a disaster event occurs USDA is an equal opportunity provider, employer, and lender.

Site Inspection/Damage Documentation Document Damage with: Maps Dated/time-stamped photographs GPS coordinates Description of magnitude of damaged or destroyed fencing, conservation structures, farmland USDA is an equal opportunity provider, employer, and lender.

ECP – Application Cost-share assistance limited to $200,000 per person or legal entity per disaster Minimum qualifying cost of restoration is $1,000 per participant or $250 for producers certifying as limited resource Relief for starting a practice before filing an application may be granted on case-by-case basis; Example includes restoring fences to contain livestock USDA is an equal opportunity provider, employer, and lender.

ECP – Application (Cont’d) The following counties are approved to implement ECP: Aransas Chambers Grimes Lavaca Polk Waller Austin Colorado Hardin Lee Refugio Washington Bastrop DeWitt Harris Liberty Sabine Wharton Bee Fayette Jefferson Matagorda San Jacinto Brazoria Fort Bend Jasper Montgomery San Patricio Brazos Galveston Jefferson Newton Tyler Burleson Goliad Karnes Nueces Victoria Calhoun Gonzales Kleberg Orange Walker USDA is an equal opportunity provider, employer, and lender.

ECP – Application (Cont’d) Producers should inquire with local FSA county office regarding ECP enrollment periods; Signup period shall be at least 30 calendar days, but no more than 60 calendar days, from date ECP is implemented FSA county office will accept a producer’s request at anytime, but request does not guarantee approval or eligibility USDA is an equal opportunity provider, employer, and lender.

FSA Seed Cotton Loans Seed cotton loans are farm-stored recourse loans made on cotton before it is ginned Seed cotton loans are available for Upland or ELS cotton through March 31 All seed cotton loans mature no later than May 31 If the cotton is sold, producer must repay principal plus interest and charges immediately Seed cotton loans Seed cotton loans are farm-stored recourse loans made on cotton before it is ginned Seed cotton loans are available for Upland or ELS cotton through March 31 All seed cotton loans mature no later than May 31 If the cotton is sold, producer must repay principal plus interest and charges immediately USDA is an equal opportunity provider, employer, and lender.

FSA Seed Cotton Loans Not eligible to be forfeited or repaid with commodity certificates Cotton modules serve as collateral Loan rate is base loan rate for upland cotton 49.49 cents per pound Seed cotton loans Seed cotton loans are recourse loans, that are not eligible to be forfeited or repaid with commodity certificates. Cotton modules serve as collateral. The loan rate is the base loan rate for upland cotton which is cents per pound. USDA is an equal opportunity provider, employer, and lender.

FSA Seed Cotton Loans Seed cotton loans are repaid at principal plus interest with either: Proceeds of ginned-cotton placed into loan or Cash redemption by producer before module is ginned Seed cotton loans Seed cotton loans are repaid at principal plus interest with either the: proceeds of the ginned-cotton placed into loan or a cash redemption by the producer before the module is ginned. USDA is an equal opportunity provider, employer, and lender.

FSA Seed Cotton Loans Seed cotton must be insured at full loan value against loss, damage by fire Eligibility is same for regular Marketing Assistance Loans Seed cotton loans Seed cotton must be insured at the full loan value against loss or damage by fire. Seed cotton loan eligibility is the same eligibility for regular Marketing Assistance Loans. USDA is an equal opportunity provider, employer, and lender.

FSA Seed Cotton Loans Producers must provide the following when requesting seed cotton loan: Farm number where cotton was produced Module numbers Location where modules are stored Producer should indicate: He/she is member of CMA or works with LSA and If Baled cotton is intended for Marketing Assistance Loan Seed cotton loans Producers must provide the following when requesting a seed cotton loan: farm number where cotton was produced module numbers location of where the modules are stored. When applying for a seed cotton loan, the producer should indicate if he is a member of a CMA or works with an LSA, and if the baled cotton is intended for a Marketing Assistance Loan. USDA is an equal opportunity provider, employer, and lender.

Emergency Loans USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Provides financial assistance to family farmers who suffer qualifying production and/or physical losses as result of disaster Maximum amount is $500,000 – up to 100% of actual production or physical losses Interest Rate is 3.75% USDA is an equal opportunity provider, employer, and lender.

Emergency Loans How to Qualify
Farm operation is in county declared disaster by President or Secretary of Agriculture Suffered at least 30% loss in crop production or experienced physical loss to livestock, equipment, or real estate USDA is an equal opportunity provider, employer, and lender.

Emergency Loans May be used to: Restore or replace essential property
Pay essential family living and farm operating expenses Refinance farm-related debts other than real estate to improve farm profitability USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Calculating Loss
Amount of loan based on amount of loss suffered Applicant will use Agency Form FSA-2309 to report all yields, acreage information, physical losses to FSA USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Repayment Terms
Annual Operating Loans must be repaid within 12 months Loans for production or physical losses may not exceed 7 years Term may be extended up to 20 years to improve repayment ability if real estate security is available USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Collateral All Emergency Loans must be fully secured
Applicants will provide additional security, if available, up to 150% of loan amount A lien must be taken on all non-essential assets worth $5,000 or more, if asset cannot be sold to reduce loan amount USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Collateral (Cont’d)
For real estate loans, must be secured by real estate being purchased, repaired, replaced, improved For chattel and production losses, must be secured by chattel being purchased, repaired, replaced, refinanced, or produced USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Eligibility Summary
Unable to obtain sufficient commercial financing No previous Direct or Guaranteed Loan resulting in loss to agency No delinquency on any Federal Debt Must agree to repay any duplicative Federal assistance to agency providing assistance (assignments will be taken on disaster programs) USDA is an equal opportunity provider, employer, and lender.

Emergency Loans Eligibility Summary (Cont’d)
Presidential Disaster Declaration M4332 covers damages and losses caused by Hurricane Harvey occurring August 23, 2017, and continuing Timely Loan Application: Presidential Disaster Declaration M4332 9 Amendments to M4332 (as of September 30, 2017) Filing deadline varies; different for each Amendment Original M4332 = April 25, 2018 M4332, Amendment 9 = May 21, 2018 Meet with Local FSA staff for applicable deadlines USDA is an equal opportunity provider, employer, and lender.

FSA Farm Loan Programs USDA is an equal opportunity provider, employer, and lender.

FSA Farm Loan Programs In addition to Emergency Farm Loan authority, FSA can: Make Direct Farm Loans Issue Farm Loan Guarantees to participating Commercial Lenders FSA has Farm Loan Programs that can help eligible farmers and ranchers of family-size operations start, expand, change, or market their operation. USDA is an equal opportunity provider, employer, and lender.

FSA Farm Loan Types Direct Loan Program Guaranteed Loan Program
Funded by FSA; Congressional appropriations Direct Operating Loans Direct Farm Ownership Loans Microloans Emergency Loans Youth Loans Guaranteed Loan Program From USDA-approved commercial lenders Farm Operating Loans Line of Credit Farm Ownership Conservation Loans Land Contract Guarantee FSA has two loan program types: Direct and Guaranteed. A Direct Loan is funded directly by FSA. Direct Loans are funded through annual Congressional appropriations within the USDA budget. The Agency is responsible for making and servicing direct loans. FSA’s Guaranteed Farm Loan Program helps family farmers and ranchers obtain loans from USDA-approved commercial lenders, at reasonable terms, to buy farmland or finance agricultural production. The lender makes the loan and services it to conclusion. FSA Farm Loan Programs are subject to borrower eligibility and funding availability. Farm Ownership Loan-Direct and Guaranteed Eligible applicants may obtain direct loans up to a maximum of $300,000. The maximum repayment term is 40 years. Funds may be used to purchase or enlarge a farm, construct or improve farm buildings, pay closing costs, or promote soil and water conservation. Farm Operating Loan-Direct and Guaranteed Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000 or a direct operating Microloan for up to a maximum indebtedness of $50,000. The repayment term may vary, but typically it will not exceed seven years for intermediate-term purposes. Annual operating loans are generally repaid within 12 months or when the commodities produced are sold. In general, loan funds may be used for operating expenses, machinery and equipment, minor real estate repairs or improvements, and refinancing debt. Emergency Loans Available only as direct loans from FSA. Emergency Loans assist farmers who suffered physical or production losses in Presidentially-declared disaster areas or designated by the Secretary of Agriculture as disaster or quarantine areas (for physical losses only, the FSA Administrator may authorize Emergency Loan assistance). Youth Loans Available as direct loans only with a maximum loan amount of $5,000. Youth loans may be made to individuals who are sponsored by a project advisor, such as a 4-H Club, FFA, or local vocational instructor. Eligible individuals must be at least 10 but not more than 20 years old. Conservation Loans Available as guaranteed loans only. Eligible applicants may use Conservation Loan funds to complete any conservation activity included in a conservation plan or Forestry Management Plan and refinance debts related to implementing any conservation activity if refinancing will result in additional conservation benefits. Maximum indebtedness is $1,399,000 (adjusted annually for inflation) and the maximum repayment term is 30 years. USDA is an equal opportunity provider, employer, and lender.

FSA Farm Loan Programs Designed to help eligible family farmers, ranchers start, expand, change operation All loan programs considered temporary source of credit Borrower expected to return to conventional credit sources FSA has Farm Loan Programs that can help eligible farmers and ranchers of family-size operations start, expand, change, or market their operation. General conditions necessary to apply for an FSA Farm Loan include: The Farmer or Rancher’s inability to obtain credit from conventional lender at a reasonable rate… The applicant must show repayment ability for all farm loan programs… The understanding that all FSA loan programs are considered a temporary source of credit… and That Borrowers are expected to return to conventional credit sources when able USDA is an equal opportunity provider, employer, and lender.

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Farm Service Agency Programs Overview FSA Disaster Assistance

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Farm Service Agency Programs Overview FSA Disaster Assistance

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