1. Information Session 6.12.2017: The annual statement
Mag. Bernadette O‘Connor

2. Annual Statement page 3 (overview)
Capital status as of of the reporting year
Contributions of the reporting year
Benefits as of
Alternative (voluntary) – guaranteed pension

3. Annual Statement page 3 (overview)
Pension at a certain age without further contributions and a performance of 0 %
Pension at a certain age projected with actual contribution and a performance to the amount of the actuarial interest rate

4. Annual Statement: excursion
Actuarial Interest Rate (Rechnungszins/RZ)
Estimated interest rate; basis for forecast calculation of the estimated pension
Interest rate is not guaranteed
The interest rate is the amount that must be earned to ensure that benefits remain at least nominally equal
Inclusion until – RZ 3.00%
Inclusion after – RZ 2.50%
= actual maximum permissible RZ according to FMA-edict

5. Annual Statement: excursion
Meaning of the interest rate (Rechnungszins)
annual result
allocation to equalization reserve
accounting surplus
increase of pension or allocation to equalization reserve
interest rate
reduction of pension
annual result
Annual result is made up of
performance and
actuarial result (mortality, risk of disability,…)

6. Annual Statement page 2 Annual statement according to FMA-regulations
Detailed informations contributions
Possible transfers from e.g. dismissal pay
Public premium
Basis for public premium

7. Annual Statement page 2 Annual statement according to FMA-regulations
Capital status: here you can see the capital status again in detail; the equalization reserve is also printed here. If you would like to know if your capital is below or above the severance pay limit, all values given here must be taken into account:
capital from employer contributions, from employee contributions and equalization reserve.

8. Annual Statement
page 3 and 4 Annual statement according to FMA-regulations
Forecast calculation in three different variants for actual contribution to the specified age

9. Contact Mag. Bernadette O‘Connor Tel. Nr.: 01 – 316 48 DW 2101
Eva Heilinger
Tel. Nr.: 01 – DW 2234