1. Authorize.Net an overview

2. What is Authorize.Net? Authorize Settle Manage transactions
From a website
Retail store
Mail order/telephone order (MOTO)
Call center
Mobile device

3. Authorize.Net Advantages
Integration
3rd Party Support
More Than 200 Integrated Partners
Merchants Choose Integration Method
Dedicated Integration Team
Sample Scripts Available
Stability/Reliability
Data Center Redundancy
Continually Increasing Capacity
PCI Compliant (Visa CISP, MasterCard SDP & Discover DISC)
Yearly Security Audit Performed by Trustwave
Dedicated Risk Management Group

4. Standard Gateway Features & Tools
Merchant Interface
Transaction History
Help Guides
Integration Specs
Billing Details
News Updates
Automatic Upgrades
AVS & Card Code Filters
QuickBooks Reporting Feature
Multi-User Accounts
Access to Free Customer Support
Virtual Terminal
MOTO and Retail Transactions
Integration Methods
SIM: Server Integration Method
AIM: Advanced Integration Method
DPM: Direct Post Method
Simple Checkout
Over 200 Shopping Carts and Software Companies

5. Merchant Interface (MINT)

6. Merchant Interface Tools
Navigate and modify account settings
Virtual Terminal- For manually processing CC and eCheck transactions or refunds
Upload Transactions- For batch processing of transactions from a spreadsheet or billing application
Search and download- To search for multiple transactions over a range of settlement dates
Reports- To review statistical data for settlement activity

7. Value Added Services eCheck.Net
Fully integrated electronic check payment method
Automated Recurring Billing (ARB)
Convenient and easy-to-use tool for managing recurring transactions
Advanced Fraud Detection Suite (AFDS)
Customizable, rules-based filters and tools that identify, manage and prevent potentially fraudulent transactions
Customer Information Manager (CIM)
Allows merchants to store their customers’ sensitive payment data on our secure servers for future transactions

8. eCheck.Net Note: Merchant must submit separate application
Accept and Process Electronic Check Transactions
No additional integration necessary
Accept payments over the internet or by phone
Charge for one-time or recurring payments
Collect funds from personal or corporate bank accounts
Reconcile eCheck.Net Deposits
Settlement statement with transaction details
Separate reports for Settlement, Billing, Funding Calculation and Risk Reserve activity
eCheck allows online and traditional merchants to accept and process electronic check payments – either directly from their websites store front or thru the Anet Virtual terminal. Easy for online businesses to add an electronic check payment option to their website.
(Must first have an Anet Payment Gateway account established. )
ACH- Automated Clearing House
Adheres to NACHA guidelines- National Automated Clearing House
Go over new pricing structure if appropriate.

9. Automated Recurring Billing
Automated Recurring Billing (ARB) enables merchants to set up payment schedules for subscription-like services that they offer to their customers.
Reduce tedious data entry
Eliminate manual tracking of credit card expiration and subscription information
Build customer loyalty and retention
Easy setup and low maintenance

10. Automated Recurring Billing (ARB) Overview
ARB Subscriptions
Fee based service (setup and monthly fee)
eCheck and credit card are valid payment methods
Subscriptions created through ARB interface, uploaded transaction data, or from previous transaction
Merchant sets recurrence intervals and trial period
Merchants can search, edit and cancel subscriptions at any time
Merchant can receive s specific to subscriptions

11. Advanced Fraud Detection Suite (AFDS) overview
A set of customizable, rule-based filters and tools that identify, manage and prevent potentially fraudulent transactions

12. Helps protect against processing fraudulent transactions resulting in
Why
Helps protect against processing fraudulent transactions resulting in
Stolen products/services
Credit card testing

13. AFDS Filters
There are 12 AFDS filters that work together to evaluate transactions for indicators of fraud.
Authorize.Net also offers a Daily Velocity Filter at no charge.

14. The Filters Daily Velocity Filter (Free & not part of AFDS)
Amount Filter
Hourly Filter
Shipping-Billing Mismatch Filter
Transaction IP Velocity Filter
Suspicious Transaction Filter
Authorized AIM IP Addresses
IP Address Blocking
Enhanced AVS Handling Filter
Enhanced CCV Handling Filter
Shipping Address Verification Filter
IP Shipping Address Mismatch Filter
Regional IP Address Filter

15. Customer Information Manager (CIM) Overview
CIM allows merchants to store their customers’ sensitive payment information on Authorize.Net’s secure servers for use in future transactions –tokenization.
CIM helps eliminate steps in the checkout process for repeat customers, potentially increasing loyalty and revenue.
CIM helps eliminate steps in the checkout process for repeat customers, potentially increasing loyalty and revenue.

16. CIM and PCI –CIM is not a PCI compliance service
CIM and PCI –CIM is not a PCI compliance service. It is a secure storage service and can help with the PCI DSS.
PCI Data Security Standard
Build and Maintain a Secure Network
Install and maintain a firewall configuration to protect cardholder data
Do not use vendor-supplied defaults for system passwords and other security parameters
Protect Cardholder Data
Protect stored cardholder data
Encrypt transmission of cardholder data across open, public networks
Maintain a Vulnerability Management Program
Use and regularly update anti-virus software
Develop and maintain secure systems and applications
Implement Strong Access Control Measures
Restrict access to cardholder data by business need-to-know
Assign a unique ID to each person with computer access
Restrict physical access to cardholder data
Regulatory Monitor and Test Networks
Track and monitor all access to network resources and cardholder data
Regularly test security systems and processes
Maintain an Information Security Policy
Maintain a policy that addresses information security
PCI Data Security Standard
Build and Maintain a Secure Network
Install and maintain a firewall configuration to protect cardholder data
Do not use vendor-supplied defaults for system passwords and other security parameters
Protect Cardholder Data
Protect stored cardholder data
Encrypt transmission of cardholder data across open, public networks
Maintain a Vulnerability Management Program
Use and regularly update anti-virus software
Develop and maintain secure systems and applications
Implement Strong Access Control Measures
Restrict access to cardholder data by business need-to-know
Assign a unique ID to each person with computer access
Restrict physical access to cardholder data
Regulatory Monitor and Test Networks
Track and monitor all access to network resources and cardholder data
Regularly test security systems and processes
Maintain an Information Security Policy
Maintain a policy that addresses information security

17. Signing up for value adding services
Merchants can signup for value adding services through the MINT

18. Card Present Solutions (VPOS)
Virtual Point of Sale (VPoS)
Card-swipe reader (wedge) that connects to existing PC infrastructure and software solutions to enable secure payment processing.
Compatible Magtek models: ( , , , and )
Compatible ID Tech models:
(IDMB BM MSR; MMagII; USB/HID Interface; 3Tracks; Black housing
IDMB M MSR; MMagII; USB/HID Interface; 3Tracks; Beige housing
IDMB BM MSR; MMagDUO; USB/HID Interface; 3Tracks; Black housing
IDMB M MSR; MMagDUO; USB/HID Interface; 3Tracks; Beige housing)

19. Virtual POS

20. Merchant Mobile App

21. Integration Center Sample Code Implementation Guides
The Integration Center Provides all of the tools and resources developers need to integrate the Authorize.Net Payment Gateway.
Sample Code
Implementation Guides
Troubleshooting Tools
FAQ’s
Free Test Account
Free Developer Support
URL:

22. https://developer.authorize.net/testaccount/
Test Account
Sign up for a free dedicated test account:

23. Reseller Technical Support:
Support Numbers
Reseller Technical Support:
Toll Free Phone:
Live Online Chat: Via the RINT
Merchant Support:
Toll Free Phone:
Live Online Chat: Via the MINT

24. For questions
My contact information
Craig Storms | Alliance Manager
Authorize.Net
Phone: (801)