1. Replacement Costimator Guide for Home & Dwelling Fire

2. Agency Name_______________________Date_______________
Costimator Form
Everything on here is asked to receive a correct estimate of a home’s value. This ensures correct dwelling amount!
Agency Name_______________________Date_______________
Insured’s Name:__________________________ Property Address: City:________________ Zip Code:_____________
Building: Year Built:______ Number Stories (1,2,3, Bi-Level, Tri-Level)______________
Type of Const:_______(Frame,Brick,Etc)
Total Home Sq Ft: ______ (Not Including Basement) Basement Sq Ft:_________
Foundation: Basement(%)_____ Basement Finished (%)______ (Std, Walk Out, Daylight (Check one))
Slab(%)_____ Crawlspace(%)_____Foundation Material(_________________________)
Exterior Walls: 1._________/____% 2.___________/____% 3___________/____%
*Examples(Wood, Vinyl, Brick, Brick Veneer, Stucco on Frame ETC….)
Roofing Material:______________(*Asphalt, Architectural, Wood, Clay Tile, Metal, Etc….)
Attached Structures: Garage____________ (Attached, Built in, Detached (Check One) ) Garage(Cars)___________
Porch(Sqft)______(Open,Enclosed, Cover(Check One) ) Deck(Sqft)_____ Hot Tub(on
Deck)_______
Exterior Features (Count): Bay Windows____ Picture Windows____ Skylights____ Sliding Dr____
French Dr______ Other______________________________ _________

3. Other Special Features:
Costimator Form Continued
Kitchens/Baths: Kitchen(Count) Builders Grade ____Semi-Custom ____Custom _____Designer_____
Bathrooms: Full: Builders Grade ____Semi-Custom ____Custom _____Designer_____
3/4: Builders Grade ____Semi-Custom ____Custom _____Designer_____
Half: Builders Grade ____Semi-Custom ____Custom _____Designer_____
Walls/Ceiling: Interior Walls: Drywall(%)____Text Drywall(%)____ Plaster(%)____ Other(%)_______________
Ceiling: Drywall(%)____Text Drywall(%)____ Plaster(%)____ Other(%)_______________
Wall/Ceiling : Interior Wall: Paint(%)____WallPaper(%)_____Ceramic Tile(%)____ Other(%)_____________
Finish Ceiling: Paint(%)____WallPaper(%)_____Ceramic Tile(%)____ Other(%)______________
Flooring: Carpet(%)_____(Acrylic , Cust Acrylic , Wool Berber ) Hardwood(%)____ Vinyl(%)____
Carpet Over Hardwood(%)____ Ceramic Tile(%)____ Laminant(Pergo)_____ Other(%)___________
Heating/Cooling: Heating System(Gas, Electric, Oil)______ A/C______(Same Ducts as Heat, Separate Ducts)
Evaporative System______
Interior Features: Alarm System(Central,Local)____ Intercom____ Hot Tub_____ Jacuzzi_____ Wet Bar______
Central Vacuum____
Fireplaces: Fireplace______ (Gas, Wood) Chimneys(Count)______ Woodburning Stove_________
Other Special Features:
Description Amount

4. A Guide to completing the costimator
Name of agent – your agency
Insured Name, Mailing Address, Zip Code
Year built – the year the structure was originally built
Type of construction (Frame, Brick etc)
Number of stories –
1(ranch)
2(2 story)
3(Tri-level)
Total Home Sq Ft (not including basement)
Basement Sq ft
Foundation: Basement(%)_____ Basement Finished (%)______ (Std, Walk Out, Daylight (Check one))
Slab(%)_____ Crawlspace(%)_____Foundation Material(_________________________)
Exterior Walls: 1._________/____% 2.___________/____% 3___________/____%
*Examples(Wood, Vinyl, Brick, Brick Veneer, Stucco on Frame ETC….)
Roofing Material:______________(*Asphalt, Wood, Clay Tile, Metal, Etc….)
Attached Structures: Garage____________ (Attached, Built in, Detached (Check One) ) Garage(Cars)___________
Porch(Sqft)______(Open, Enclosed, Cover(Check One) ) Deck(Sqft)_____ Hot Tub(on Deck)_______

5. Definitions Basement:
Standard –lowest story of a building, which is wholly below ground level.
Walkout - part of the floor is above ground, with a doorway to the outside
Daylight – Lowest story of a building which is partially below ground level
Foundations
Slab - concrete is poured approximately four inches thick over wire mesh and a moisture barrier. In areas of load
bearing walls, trenches need to be dug to allow for additional thickness at this location. Slab foundations have no piers
or floor joists, and the concrete slab is the floor system.
Crawlspace used in some parts of the nation to elevate the lowest floors of residential buildings Crawlspeces should be
constructed so that the floor of the crawlspace is at or above the lowest grade adjacent to the building.
Foundation Material – Concrete, Brick, masonry(concrete block), Caisson (a reinforced concrete pile or post that transfers
the load (weight) of the home directly to bedrock!), Wood.

6. Styles of Homes 2 Story Ranch/Rambler Raised Ranch Bungalow Tri Level
Bi Level
Modular Home
Cape Cod

7. Garages Porches Built In Covered Porch Back Patio Attached Detached
no living space above
Detached
Built In
Porches
Covered Porch
Enclosed Porch
Back Patio
Deck

8. Exterior Walls
Stucco
Wood Siding
Vinyl Siding

9. Exterior Walls – Continued.
Brick Veneer
Brick

10. Roofing Materials
Asphalt Shingles vs. Architectural
Metal

11. Roofing Materials – continued
Slate
Wood Shake
Tile

12. Exterior Features (Continued):
Windows (Count)
Kitchens/Baths: Kitchen(Count) Builders Grade____Semi-Custom _Custom Built _____Designer _____
Bathrooms: Full: Builders Grade ____Semi-Custom ____Custom _____Designer_____
¾ Bathroom: Builders Grade ____Semi-Custom ____Custom _____Designer_____
½ Bathroom: Builders Grade ____Semi-Custom ____Custom _____Designer_____
Walls/Ceiling: Interior Walls: Drywall(%) ____Text Drywall(%)____ Plaster _____
Other(%)_______________
Ceiling: Drywall(%)____Text Drywall(%)____ Plaster(%)____ Other(%)_______________
Wall/Ceiling : Interior Wall: Paint(%)____Wallpaper(%)_____Ceramic Tile(%)____ Other(%)_____________
Finish Ceiling: Paint(%)____Wallpaper(%)_____Ceramic Tile(%)____ Other(%)______________
Definitions:
Bay Windows - window space projecting outward from the main walls of a building and forming a bay in a room_______
Picture Windows -a large window consisting of one pane of glass, typically in a living room_______.
Skylight -an opening in a house roof or ship's deck that is covered with translucent or transparent material and that is designed to admit light.____
Sliding door - drawn across an aperture on a groove or suspended from a track, rather than turning on hinges______.
French door –door with rectangular glass panes extending the full length that is hinged______
Other______________________________
see next slide
Builders Grade materials are just of average quality and are pre-built and mass-produced.____
Semi-Custom _some alterations, or specific materials that you spec for it___
Custom - Built from the homeowners specification____
Designer - he arrangement or pattern of elements or features of an artistic or decorative work_____
Drywall - a type of board made from plaster, wood pulp, or other material, used especially to form the interior walls of houses.
Textured Drywall(- type of wall texture that falls in between a flat wall and an orange peel wall.  It provides walls with a mottled texture that helps to make it more interesting than a generic flat wall Plaster- soft mixture of lime with sand or cement and water for spreading on walls, ceilings, or other structures to form a smooth hard surface when dried

13. Bay Window
Picture Window
Sliding Glass Door
French Door
Sky Light

14. Flooring Types -
Laminate -Commonly known as a “cheap version of wood” laminate is truly a workhorse. As a very durable material, this substance rarely fades, is resistant to stains and is pretty simple to install. Hardwood - If you have hardwood floors, you already know its value. It is one of those home improvements that will actually be a selling point if you are about to put your house on the market. This type of flooring, even if it’s old and worn has another positive – you can refinish it.
 Stone Strong, thick stone used in covering a floor is a choice for the ages. And since it’s nearly indestructible, it’s there for the long run.
Tiles Do you have a high-traffic area in your house? Tiles can be a great solution. A benefit over stones are that tiles can be fairly easy to replace. But by-and-large, this type of flooring is extremely durable. Tiles were meant for wet places.
Carpet The hands-down softest of all the options is carpet. Being a very popular choice, carpet flooring can be an economical way to cover a room or entire house. Not to say that it’s cheap, there are expensive materials that can be just as costly as hardwood or stone. The patterns, colors, textures and designs make carpet the perfect addition as it can get along with interior.
Vinyl composition tile (VCT) is a finished flooring material used very widely in both residential and commercial buildings from the early 1950s into the early 1980s. Carpet Over Hardwood(%)____ Ceramic Tile(%)____ Laminate(Pergo)_____ Other(%)___________
Heating/Cooling Systems:
Heating/Cooling: Heating System(Gas, Electric, Oil) - A central heating system provides warmth to the whole interior of a building (or portion of a building) from one point to multiple rooms.
Air conditioner is a device that lowers the air temperature. The cooling is typically achieved through a refrigeration cycle (Same Ducts as Heat, Separate Ducts)
Evaporative System(swamp cooler) - cooling device that cools air through the evaporation of water. Evaporative cooling differs from typical air conditioning systems which use vapor-compression or absorption refrigeration cycles. Evaporative cooling works by employing water's large enthalpy of vaporization. The temperature of dry air can be dropped significantly through the phase transition of liquid water to water vapor (evaporation), which can cool air using much less energy than refrigeration. In extremely dry climates, evaporative cooling of air has the added benefit of conditioning the air with more moisture for the comfort of building

15. Flooring
Hardwood Floor
Vinyl Floor
Laminate Floor
Stone Floor
Tile Floor
Carpet

16. Interior Features Alarm System
Central Alarm-company that provides services to monitor burglar, fire and residential alarm systems. The Central Monitoring Station may also provide watchman and supervisory services –
Local Alarm- “local” alarm is one, which activates a bell, siren, and /or strobe light outside your home or business. It could scare away an intruder, but authorities are not notified unless someone hearing the alarm calls in
Intercom - An electronic intercommunication system, as between two rooms
Hot Tub/ Jacuzzi - large tub or small pool full of heated water and used for hydrotherapy or pleasure. Some have jets for massage purposes. Hot tubs are sometimes also known as spas or by the trade name Jacuzzi
Wet Bar - small bar used for mixing alcoholic beverages, which differs from a regular bar in that it includes a sink with running water
Central Vacuum - A central vacuum cleaner (also known as built-in or ducted) is a type of vacuum cleaner appliance, installed into a building as a semi-permanent fixture
Fireplaces – See next slide for examples
Gas - Fireplace that is heated by Gas to warm rooms
Wood – Fireplace that is heated by wood or wood pellets to warm rooms
Wood burning Stove -   a free standing stove that uses wood for fuel

17. Fireplaces
Gas
Wood burning
Wood Stove

18. Additional Information:
This space is to provide any additional information that you know about the house and share with us