1. When you get caught for Identity Theft

2. What is Identity Theft?
Identity Theft is when someone other than you, uses your personal information for their own use.

3. Financial Identity Theft
Obtaining a person’s financial information to make transactions or purchases

4. Insurance Identity Theft
Establishing fake insurance policies to claim insurance benefits.
An example of this would be getting into an accident or many and using your insurance to get their car fixed and it looks like it is you, and you will have a bad driving record, and possibly have to pay the damages.

5. Medical Identity Theft
When someone uses your medical insurance, increases your medical bills.
This can be deadly because people add false information into your medical records so if you go to the ER and unable to tell the doctors and nurses you are allergic to penicillin, when it got erased from your file, you can have an allergic reaction and possible die.

6. Criminal Identity Theft
Committing crimes under someone else’s identity
Uncommon but dangerous. It can lead to you being arrested and when a background check is done, you have murdering someone on your record when you never did it.

7. Drivers License Identity Theft
Altering pictures on a driver's license
sell to someone who matches the description, or making it their own.

8. Synthetic Identity Theft
Takes information from different people to make up a new person
Synthetic Identity Theft - Takes information from people to make up a whole new person. An example would be

9. Child Identity Theft
Using children’s social security number to make accounts, claim taxes, or commit crimes.
Child Identity Theft - Criminals use children’s social security number to make accounts, claim on taxes, or commit crimes. When a child grows up they find out that their credit is ruined.

10. Credit Card Fraud is the most common type of identity theft

11. Credit Card Fraud
What is it? A form of of identify theft that involves an unauthorized taking of another's credit card information
Security issues with credit cards-- unsigned cards, card being stolen out of your house.
obtains, takes, signs, uses, sells, buys, or forges someone else's credit or debit card or card information
With the new technology people don’t check the back of credit cards or ask for IDs… Your card can be stolen from your home and you don't know until your credit card bill comes around.

12. Credit Card Fraud (continued)
What to do if you're the victim?
Contact credit card bureaus and place a “fraud alert”
File a police report
Contact your card issuer
File a complaint with the Federal Trade Commission
You should file a report with your local police station. Keep a copy of the report for proof of the crime

13. Credit Card Fraud (continued)
How to protect yourself:
Create strong passwords and update them frequently
Monitor your bank and credit card statements
Verify your mailing address
Monitor your credit card report
Shred sensitive documents
Choose secure sites
Fraud Alerts
Credit Freezes
(5)Buy a shredder and regularly shred outdated bank statements, credit card applications, bills, and anything with your personal information
(7) some identity theft protectors will immediately place fraud alerts on your files with the three main credit bureaus but it is not foolproof though, so you always need to check.
(8) it forces any bank or credit agency to balk before approving credit requests in your name

14. How is it committed/ Common Scams
Result in a stolen wallet
Theft of a credit card number on the internet through online scams such as phishing
Stolen mail
85% of Americans believe identity theft will occur as a result of a stolen wallet.
65% believe that identity theft will result in phishing- the activity of defrauding (illegal) an online account holder of financial information by posing as a legitimate company
64% expect identity theft to occur when mail is stolen from an unlocked mailbox, or people driving from mailbox to mailbox and stealing.

15. What they do with your personal information
A thief can
Use your personal data
Drain your checking account and savings
Obtain government documents
Open new accounts
1.Thieves can also use your personal data to withdraw money from your bank account
2. Can use your personal data to withdraw money from your account, transfer your savings or steal your investments
3. An identity thief may apply for a driver’s license or Social Security card using your information
4. Maxing out credit cards., opening up your utility, insurance and opened bank accounts. They can also rent a apartment, charge utilities in your name or buy a car/home.

16. Signs of Identity Theft
Getting bills from a credit card account.
May see charges to your account that you never made or purchased
Late payments
Personal information is incorrect

17. Long Term Effects Self blame Financial stress Isolation
Feeling vulnerable

18. Ways to prevent identity theft
Tear or shred papers with personal information on it.
Stop payment on checks and cancel credit or debit cards.
And last but not least DON’T GIVE OUT PERSONAL INFORMATION.

19. What to do if you're a victim
Who to report it to FTC (Federal trade commission).
Places to contact for help with identity theft are Lifelock.
Steps to take to immediately stop identity theft Shut down all accounts and make new accounts.

20. Sources Page 2 - http://www.investopedia.com/terms/i/identitytheft.asp
Page 3 - Book
Page 4 -
Page 5 -
Page 6 -
Page 7 -
Page 8 -
Page 9 -
Page
Page11-
Page
Page
Page
Page
Page
Page
Page Book
Page