1. GOVERNMENT BANKING UNIT
CGMs’ CONCLAVE
GOVERNMENT BANKING UNIT

2. Government Business: Agenda
New Opportunities
Smart Cities
Rural Dev
Cashless Payments
e-Receipts

3. Smart Cities (Deptt. of Urban Dev)
World Bank funding of USD 1bn + Govt. funding + Financing from Other agencies
109 Cities – SPV to be formed
Totally Digital + Latest Amenities + Metro Rail
Open A/cs of :
SPV – Capture all fund flow
Infrastructure incl. Metro
Opportunity for Salary/Vendor Payment, e-tendering, CFDL, Pay Roll Cards, & other e- products, Loan & Non-Fund Based Products.
Circles to contact CEOs of SPVs

4. Rural Development: (Deptt. of Rural Dev & Panchayati Raj)
All States will get fresh funds from Central Govt. & World Bank for:
A/cs to be opened from State upto Gram Panchayat Level
Capture fund flows & also attendant business
Elimination of Rural Poverty
Water & Sanitation
Rural Housing
Rural Roads
Women Empowerment
Employment Generation
Capacity Building
Circles to contact along with the Deptt. Heads, Project Directors also

5. Cashless Payments: Individuals – G2P DBT
DBT for welfare schemes like:
For Health Deptt, Rural Dev, HRD etc. through PFMS / SLIA
SBI ready for both modes thru FIGS Deptt. Training already provided.
Charges:
DBT:
Sponsor – Rs per Txn
Destination: Rs per Txn
Cash-out Incentive: Rs. 5/- per txn (fixed) + Rs 0.50/- per hundred max Rs. 5/- (variable)
Scholarships
Old Age Pension
Subsidies
Rural Housing
Presentation to be made to all these Deptts. by Circles & capture Business.

6. Cashless Payments: Among Govt. Entities – G2G CFDL
Centralised Funding cum Distributed Limits (CFDL) can be given to Deptts. for better control of their funds as:
Funds kept in Nodal Br Main A/c
OD Limit in Subsidiary A/cs against funds in Nodal Br Main A/c
At EOD, withdrawals from Subsidiary A/c swept from Nodal Br Main A/c & OD Limit reduced
Access of Dashboard over the Internet for the client.
Contact Deptts. where funds are sent from States’ upto Gram Panchayat Level.

7. Tax & Non-Tax Receipts Receipts improving but Comm. going down
Non-Tax Revenue: Govt. has opened to Non-Accredited Banks also
Need to capture higher share
Since Govt. is pushing for cashless economy we have to also supplement it by ensuring:
Individual customer is on e-mode such as RINB
MSME & Corporate Clients are also given CINB
to pay taxes & other dues
Circles to run campaigns in Mission Mode for providing CINB/RINB to existing as well as new customers.
Customer Empowerment
Customer Delight
e-mode

8. Thank You