1. Open Enrollment Information/Update
2017/18
Open Enrollment Information/Update

2. Health Insurance Cost NO CHANGES!! US/Mexico Plan Cost
Employee – Free
Spouse – $424
Children – $509
Family – $576
NO CHANGES!!
Mexico Only Plan Cost
Family -
Meets Individual Mandate
Medical & Dental Only
Coverage in the US
Only Life Threatening Emergencies

3. In-Network Information
What does In-Network mean?
Using a doctor and hospital in Arizona
Blue Cross Blue Shield of Arizona providers.
Employee Only
Deductible = $500
Out of Pocket = $4000
Family
Deductible = $1000
Out of Pocket = $8000

4. Out of Network Information
What does Out of Network mean?
Using a doctor out of state
Not Blue Cross Blue Shield of Arizona Providers
Employee Only
Deductible = $1500
Out of Pocket = Unlimited
Family
Deductible = $3000

5. In-Network vs. Out of Network
$25,000 Surgery
Out of Pocket Cost
Deductible = $1500
Out of Pocket Unlimited
Cost Unknown!!
In-Network Example
$25,000 Surgery
Out of Pocket Cost
20% = $5000
Deductible = $500
$5,500
$4000

6. Up to a maximum of 20% of out of pocket.
Win/Win Program
This program is titled win/win because it is designated to help the employee save money and it also costs the plan less.
If you use any of the hospitals in the win/win program, you will automatically be eligible for:
Up to a maximum of 20% of out of pocket.
**A check will automatically be sent to you in the mail.

7. Win/Win List of Hospitals
SCOTTSDALE North Valley Surgery Center (480) Scottsdale Health Care – Hospital Osborne (480) Scottsdale Health Care – Hospital Shea (480) Scottsdale Health Care – Surgery Center (480) Tucson Carondelet Heart Hospital (520) Northwest Medical Hospital (520) Tucson Medical Center (520) University Medical Center (520) Imperial Valley Relevant Healthcare (855)
GLENDALE Arrowhead Community Hospital (623) Banner Thunderbird Medical Center (602) GOODYEAR West Valley Hospital (623) MESA Banner Desert Medical Center (480) PHOENIX Banner Estrella Medical Center (623) Banner Good Samaritan Medical Center (602) Biltmore Surgery Center (602) Gateway Surgery Center (602) Maryvale Hospital Medical Center (623) Paradise Valley Hospital (602) Phoenix Children’s Hospital (602) St. Joseph’s Outpatient Surgery Center (602) The Orthopedic Surgery Center of Arizona (602)

8. Flex Program Updates Example:
If you flex a total of $1100/22 pays = $50 per pay period
$1100 X 20% = $220 savings
The amount you flex will be available July 1, 2017
If you do not use all the amount you flexed, you can (only) roll over $500 for the next fiscal year.
You will receive a flex card and pin in the mail for the amount you flexed.
The card can only be used in the US.
The amount you flex is pre-taxed. Meaning they take the amount out of your paycheck first, then they tax you on the remaining. The tax is approximately 20%.
Flex can be used for:
Medical
Dental
Prescriptions
Vision - **Exams/Glasses/Contacts
Babysitting
Max amount you can flex:
$2500 – Single
$5000 – Married filing jointly

9. CuraLinc
CuraLinc in a FREE employee/immediate family assistance program.
You or your immediate family are eligible for up to six (6) free visits
They will use someone that is a provider in case you would need more than six (6) visits.

11. Sick Leave Bank Employees interested in donating:
Hourly – have at least 80 hours of annual leave accumulated
Salary – have at least 10 days of annual leave accumulated To qualify you need:
Can be used by any employee that has:
Donated for that fiscal year
Exceeded their annual/vacation leave
You can have max two (2) request per fiscal year

12. ANY CHANGES YOU MAKE WILL BECOME
Open Enrollment
Only during the month of
May you will be able to:
Make any changes to your health insurance (Medical, Dental, Vision, Mexico Only Plan, and/or US Coverage)
You cannot make changes to your plan at any other time, unless it’s a qualifying event.
Qualifying events are: Marriage, Divorce, Birth of a Child, Loss of Coverage, and/or Court Ordered.
Participate in the Flex Program for the 2016/17 FY
Donate to the Sick Leave Bank
ANY CHANGES YOU MAKE WILL BECOME
EFFECTIVE JULY 1, 2017.

13. Automatic Coverage
The following are programs available to all full-time
benefit eligible employees. You do not need to fill out
any forms to use them at any time during the year.
Win/Win Program
CuraLinc
Employee and Immediate Family Members
Teladoc