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Was the ACA shaped by gender?
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What is the ACA? Signed into law March 23, 2010
Obama’s signature piece of legislation 47 million Americans were uninsured before 20 million more Americans are now covered Patient Protection Act + Affordable Healthcare for America Act
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Past Healthcare Reform Ideas
Hillary Clinton (1993) Health Security Act Eliminating pre-existing condition Security for patients Was not passed (National Affairs) Mitt Romney (2006) Massachusetts Healthcare Reform Made healthcare affordable for all Everyone should be covered Not much emphasis on protection (American Journal of Law & Medicine)
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Gender Rating Women paid 50% more than men for coverage
Only was allowed in individual insurance markets Why? Women use more health services than men and maternity costs (Bertakis) Men and women use health services differently Younger women v. older men (Kahn) 3% of gender-rating insurance companies covered maternity costs (National Women’s Law Center) But why would women pay more for reproduction costs anyways?
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Free Preventative Care
22 free preventative care services Screenings Mammograms and Pap smears Immunizations Breast feeding support Birth control (PBS, National Women’s Law Center)
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Pre-existing Conditions
What are they? Any health condition one acquired before his or her health insurance went into effect Who does this effect? About half of the population What did insurance do with this information? Refuse coverage of all related services Increase costs of insurance What qualified as pre-existing conditions? Most pertained to women
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Domestic Abuse 1 out of every 3 women are domestically abused (NCADV)
8 states and D.C. still acknowledged this as a pre-existing condition in 2009 (NWLC) Further discouraged women from coming forward
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Mental Illness Depression, anxiety and bipolar disorder are more commonly found in women (Gender and women’s mental health) Doctors are more likely to diagnose women with mental illness (Gender and women’s mental health) Health insurance now covers all mental illnesses Lower stigma possibly
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Pregnancy & Complications
Pregnancy and C-sections are pre-existing conditions Advised not to get pregnant if they may switch insurance companies (Fetters) Delivery fees (Truven Report) Insured, no complications: $3,600-$8,800 Uninsured, no complications: $30,000 Uninsured, complications: $50,000 Breast pumps and lactation counselors are now free (under preventative care)
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Approval Rate 53% disapprove 45% approve (Pew Research) Why?
Misconceptions Believe quality goes down, costs goes up
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Conclusion Yes, gender impacted the ACA
Specifically females First to end gender rating Too many misconceptions created by critics
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