1. www.saas.gov.uk Funding Guide 2017-2018 Web address for SAAS Site
Introduce presentation

2. Who are SAAS & SLC?
Take a note of this, as you will need to quote it if and when you contact SAAS
After completing your online F. T. funding application,
your unique SAAS number will be generated.
SAAS - Government organisation which assesses each student’s funding application for fee eligibility, YS & IS bursary support and student loan entitlement. You can apply to SAAS for both Full-time and Part-time funding. Your fees are not paid automatically when you accept a place on the course. You must apply to us to have your fees paid straight to the college or university in each year of your course.
Studying elsewhere in the UK - you pay your own fees -> £9,250. if you meet the eligibility conditions you can choose to take a tuition fee loan to pay your fees.
SAAS assess you and your award. If you do receive a YS or IS bursary you don’t repay this funding element back.
The SLC pay your loan and will monitor your loan repayment after graduation, via your National Insurance Number.

3. SAAS FT /PT Application
Do you have:
Eligibility – 3 questions to ask?
Which funds are available to you now?
Apply for:
Tuition Fees
Income Assessed Loan + Non-Income Assessed Loan + Young Student Bursary (YSB) or Independent Student’s Bursary (ISB).
YOU CAN EARN UP TO £25,000 A YEAR AND STILL GET A P.T. FEE GRANT!
Course
Fee Cost
HNC/D
£1,285
Degree
£1,820
Eligibility
Q1. Have you lived for 3 years in Scotland? (settled in the UK under the Immigration Act 1971); will you be resident on the first day of the first academic year of your course start date of your course?
Q2. Are you applying for a full-time advanced course? For example: HNC, HND, Degree - PGDE
Q3. Have you studied at HN level before? If this is a yes, Speak to an adviser for information on a 1:1 basis
NB: If you are having to pay fees, due to previous study. A bursary is not available however you may be entitled to loans and living cost grants. (Lone and Dependants)
What do you apply for
Tuition fees – cost of your course
Young Students Bursary – non-repayable
Independent Students Bursary – non-repayable
NMSB – Nursing, Midwifery Student Bursary – non repayable.
Student Loans:
can be income assessed (means tested) or non-income assessed – both are repayable
Single Parent Grant
Supplementary Grants
Part-time Fee Grant
If aged 60 on the first day of the fist academic year of your course (1 August) you will be eligible for a loan, you will be eligible for HE Discretionary Funds, and Independent Student Bursary.
YSB – See slide 5
ISB - See slide 7
Part Time Fee Grant - download the paper application and apply online for Full Time Study

4. EU and International Student Support
EU and International Students will receive Tuition Support and access the loans, bursaries and supplementary grants if specific conditions can be met.
You are taking a full time course in Scotland and plan to graduate from Scotland
You have not studied a degree or equivalent gained previously from your home county.
Students must have lived for 3 years in Scotland to gain funds other than Tuition Support only.
A student from a Non-UK EU or International country requires a College/University NARIC check.
International students must have the appropriate visa status. (settled in the UK under the Immigration Act 1971);

5. Young Students Bursary
Under 25 at the start of the course or
You do not have a child of any age dependent on you* or
Not self-supporting for 3 years or more.
Max £1,875 if household income (Before Tax) is between
£0 - £18,999 and tapers down to £0 if £34,000 +.
You can apply for the student loan to top up your YSB
Talk through the YSB
You do not have a child of any age dependent on you* at the start of academic year…

6. Point out Household Income bands

7. Independent Students Bursary
SAAS do not expect parents to contribute to loans/fees of Independent Students
You must meet one of the following criteria:
Be over 25 years of age
Have a dependent child
Single and self supporting for 3 years (above the benefits level)
Married, in a civil partnership or living with a partner
Your parents are no longer alive
Estranged from parents (please speak to a Learner Adviser)
Max £875 if household income (Before Tax) is
£0 - £18,999 and tapers down to £0 if household income is £34,000+
Benefits – JSA approx. £75 per week
Read through the slide…

8. Point out Household Bands

9. Household Income The Income SAAS take into account:
If your parents live together, we use both their incomes
If your parents are separated, divorced or are no longer together, SAAS use the income of the parent you normally live with.
If your parent lives with a partner or you have a step-parent, we will use their income as well as the parent you live with.
If you are married or live with a partner, we will use their income
We do not take any earned income you have into account.
If you are applying for either YS or IS Bursary and the Income Assessed Loan, you must send evidence of Household Income for this to be assessed.
Household Income – complete Tax Year before the start of the course – P60’s – Total Gross Income, Self Employed Income – and Income from Property – they take the Taxable Profit.
Unemployed - JSA income

10. Care Experienced Students
Under the age of 26 at the start of your course?
Been in the care of a Local Authority?
You can apply for Bursary of £7,625
This replaces the need to apply for a loan for living costs.

11. Care Experienced Accommodation Grant
*£2,640
*£1,305
Care Experienced Accommodation Grant
Accommodation Grant for Care Leavers
*£105
College Housing/Childcare fund
The College shall forward you an additional regarding these Funds. If you wish to be included for these funds, you must apply using the Forth Valley College hyperlink that will be sent to you via .
DSA – this fund may provide you with IT/assistive technology kit and or non-medical support to support you during your HE study.
Lone Parents – support with childcare
Vacation grants – support care experienced students, by providing £100+ per week during the summer vacation period to pay for accommodation costs.
All Universities and Colleges have discretionary funding - ask and apply when you get to University if you can be included in this fund.
University Bursaries and Scholarships – ask?
Remember: Council Tax reduction/exemption

12. SAAS Monthly payment dates

13. Enough funding regardless of which route you take…
SAAS have introduced a “+1” rule, You can use the “+1” to cover these repeats:
Academic
Medical
Compassionate, Or
“Intercalated” years - Intercalated - Intransitive verb to place something into something else, inserting it between other parts, or be placed between other parts – years out.
Approved changes of course
Year one entry to degree for HND holders
Year one of HND for HNC holders
This allows students to gain one extra years funding to the minimum time you require to complete your programme of study.
Study Abroad – as long as your year abroad does not add to the overall length of your course, we will continue to fund you. The amount of funding whether it is compulsory, Voluntary or part of an exchange programme.

14. Repaying Student Loans
low interest – linked to RPI(retail price index)
linked to the start of the financial year
repay if earning over £17,775 (marginal)
9% annual income
employer deducts payments
Annual Income
Monthly Repayment
£17,775
£14 (approx)
£20,000
£20 (approx)
Nothing until April after you finish your course - new Financial Year

15. SAAS reference number, if you have ever applied before!
What you need to apply online
Current address
National Insurance Number
Bank Sort Code and Account Number
Course Title
Passport details if you hold a valid UK passport
SAAS reference number, if you have ever applied before!
SAAS require 3 years employment/unemployment history. To complete this section correctly – have a look at the support resources on MOODLE or on the SAAS website

16. 5 year plan.

17. Evidence we need
The 30 June date only applies to applications which have been
filled in correctly. You may need to send documents to support
your application. The quickest way to do this is through the
document upload service in your online account.
The documents we may need will depend on your particular
circumstances. We will tell you what to send when you are
making your application to us.
If your household income is above £34,000 a year, we will not
ask you to send us any paperwork. 14

18. Apply to SAAS online 10th April 2017
SAAS GUARANTEE DATE
Apply to SAAS online 10th April 2017
Complete your Application to ensure your funds are ready at the start of term
REMEMBER YOU ARE RESPONSIBLE FOR
SELF SCANNING YOUR DOCUMENTS TO SAAS.
Contact a Learner Advisor if you need further support:  
Apply to college direct for additional funding i.e. Discretionary/Childcare
Processing your application
You should send us a correctly filled-in application on or before
30 June 2017 to have your funding in place at the start of your
course. You can track the progress of your application using
your online account. We will work out your funding and issue
you with an award notice that will tell you how much you will
get and when.
If you apply for a student loan, the Student Loans Company will
send you a separate payment schedule. Your first loan payment
will be released to your bank account when your college or
university has confirmed you are in attendance.
Your money is normally paid in monthly instalments and the first
instalment will be a double payment.
1/160,000

19. A Word of Caution
If you leave your course before the 1st of December the following will happen…
You will be charged the cost for your tuition at £35 per week if you are studying on an HNC/D
If you withdraw in the first two weeks after enrolment you will be charged £25 administration costs.
If there is NO positive attendance WITHIN THE FIRST 2 WEEKS there will be no charge.
 Pay back schedule :
Week Ending
 Date of enrolment to 01/12/2017
Costs
September
8 September
£35
15 September
£70
22 September
£105
October
29 September
£140
6 October
£175
13 October
£205
20 October
£240
27 October
£275
November
3 November
£305
10 November
£340
17 November
£375
24 November
£405
You will be charged the cost for your tuition at £50 per week if you are Studying on a Degree programme.
Month
£50
£100
£150
£200
£250
£300
£350
£400
£450
£500
£550
£600
You will sign a document at Enrolment or Matriculation which means you are effectively aware of this information.
The college will ask you to pay a fee for every week you have been in attendance. £35, £50 - Your last positive attendance date is used to calculate this.
As a University student if you withdraw from your course before the 1st of December you may have to pay a fee of 60% of your Tuition fee costs?
60% of £1,820
Please speak the student services teams for support and advice if you are having on course difficulties or issues.
If you are studying on an integrated degree programme, the university will charge you 60% of your course fees, should you withdraw before 1st December 2017 – please read your university handbook.

20. Avoid Fraud

21. SAAS contact details.

22. Any Questions?