1. WTF is up with Professional Liability Insurance
Panel discussion with brokers

2. Industry Experts Peter Meyer First Dive
John Witherspoon Witherspoon & Associates Inc
William Ziefle Diver Alert Network

3. Objectives
To educate members about the process that goes into securing insurance, the challenges the industry is facing with professional liability insurance.
To give professionals tips on ways they can work to assist in keeping premiums down – I.E. working together.

4. Questions & Answers Explain the process
You have all be in the insurance business for a number of years, can you explain the process that goes on each year to secure / renew a program?

5. Questions & Answers Insurance companies are just hiking prices.
You have all be in the insurance business for a number of years, can you explain the process that goes on each year to secure / renew a program?

6. Why do insurance rates go up?
Questions & Answers
Why do insurance rates go up?
Why do insurance rates seem to go up every year?

7. Never had a claim & still paying more.
Questions & Answers
Never had a claim & still paying more.
Why am I paying more each year if I have never had a claim?

8. Three most common incidents.
Questions & Answers
Three most common incidents.
Having the unique perspective of managing incidents that have occurred over the years, what are the three most common incidents you see?
How would you suggest an instructor prevent them from happening?
What is the average cost to defend one of these incidents?

9. Ensure you are protected.
Questions & Answers
Ensure you are protected.
What are common thing professionals can do to be sure they are protected if they are unfortunate and have an incident?

10. Questions